roommaster Payments vs. Zil Money: Which Is Right for You?

Updated May 1, 2026  ·  81 verified reviews analyzed

TLDR

We analyzed 81 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

roommaster shines , with exclusive features like Payment Tokenization and 3-D Secure Payments.

Zil Money shines when it comes to user-friendly interface , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.

See the full breakdown below ↓

How Does roommaster Payments Compare to Zil Money?

Side-by-side ratings based on 81 verified hotelier reviews on HTR.

HTScore
0
63
Likelihood to Recommend
89%
87%
Ease of Use
4.2/5
4.5/5
Customer Support
4.3/5
4.5/5
Value for Money
4.0/5
4.5/5
Starting Price From $300/mo From $400/mo
Verified Reviews 23 58

What Are the Pros and Cons of roommaster Payments vs Zil Money?

After analyzing 81 verified reviews, roommaster users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.

roommaster roommaster Zil Money Zil Money
Pros
+ User-Friendly Interface
+ Customer Experience Enhancements
+ Payment Processing Speed
+ Customer Support
Cons
Integration Capabilities
Third-Party Integrations
Approval Process

roommaster vs Zil Money: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment roommaster roommaster Zil Money Zil Money
Small (10-24 rooms) #2 6 reviews #1 9 reviews
Mid-Size (25-74 rooms) #3 7 reviews #2 27 reviews
Large (75-199 rooms) #4 1 reviews #3 12 reviews
X-Large (200+ rooms) #4 0 reviews #3 2 reviews

By Property Type

Segment roommaster roommaster Zil Money Zil Money
Boutique #4 7 reviews #3 17 reviews
Luxury #5 0 reviews #3 15 reviews
Branded / Chain #4 1 reviews #3 25 reviews
Extended Stay #4 0 reviews #1 9 reviews

By Region

Segment roommaster roommaster Zil Money Zil Money
North America #4 14 reviews #3 51 reviews
Europe #5 0 reviews
Asia Pacific #3 0 reviews
Middle East #3 0 reviews #2 1 reviews

How Much Do roommaster Payments and Zil Money Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

roommaster roommaster Zil Money Zil Money
Starting Price From $300/mo From $400/mo

Which Features Does roommaster Payments Have That Zil Money Doesn't (and Vice Versa)?

According to HTR's product database, roommaster Payments and Zil Money share 8 features. Here are the key differences — features one has that the other lacks.

Feature roommaster roommaster Zil Money Zil Money
3-D Secure Payments
Accepts Apple Pay
Accepts Google Pay
Accepts Paypal
Chargeback Management
Mail Order Telephone Order (MOTO) Payments
Multi-Currency Settlements
PCI Compliance
Payment Tokenization
Recurring Payments
Refund Management

roommaster vs Zil Money: The Bottom Line

roommaster
roommaster
4.5/5 from 23 reviews

Unique capabilities

Refund Management Chargeback Management Payment Tokenization 3-D Secure Payments PCI Compliance
4.4/5 ease of use 4.5/5 support 56 integrations
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Zil Money
Zil Money
4.4/5 from 58 reviews

What hoteliers love

User-Friendly Interface 84% positive

Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.

Customer Experience Enhancements 64% positive

Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.

Payment Processing Speed 86% positive

Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.

Where hoteliers push back

Integration Capabilities 50% negative

Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.

Third-Party Integrations 50% negative

Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.

Ranks higher for

X-Small (< 10 rooms) #1 vs #4
Bed & Breakfast & Inns #2 vs #4
Casinos #2 vs #4
Extended Stay #1 vs #4

Unique capabilities

Recurring Payments Multi-Currency Settlements Accepts Apple Pay Accepts Google Pay Mail Order Telephone Order (MOTO) Payments
4.5/5 ease of use 4.5/5 support 0 integrations
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Frequently Asked Questions About roommaster Payments vs Zil Money

Can roommaster Payments replace Zil Money?

It depends on your requirements. roommaster Payments and Zil Money share many core Payments Processing Software features, but each has unique capabilities. roommaster Payments offers 56 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 4.2/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do roommaster Payments or Zil Money offer a free plan?

roommaster Payments: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank roommaster Payments and Zil Money?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. roommaster has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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