The project dashboard is a free tool that is only available to verified hoteliers to make adopting new technology easier by streamlining their research and simplifying their communication workflow.
TLDR
We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:
Conferma shines .
Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.
Side-by-side ratings based on 58 verified hotelier reviews on HTR.
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| Starting Price | Contact sales | From $400/mo |
| Verified Reviews | 0 | 58 |
After analyzing 58 verified reviews, Conferma users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.
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User-Friendly Interface
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Customer Experience Enhancements
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Payment Processing Speed
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Customer Support
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Integration Capabilities
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Third-Party Integrations
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Approval Process
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How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.
By Hotel Size
| Segment | Conferma |
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|---|---|---|
| Small (10-24 rooms) ▾ | — | #1 9 reviews |
| Mid-Size (25-74 rooms) ▾ | — | #2 27 reviews |
| Large (75-199 rooms) ▾ | — | #3 12 reviews |
| X-Large (200+ rooms) | — | #3 2 reviews |
By Property Type
| Segment | Conferma |
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| Boutique ▾ | — | #3 17 reviews |
| Luxury ▾ | — | #3 15 reviews |
| Branded / Chain ▾ | — | #3 25 reviews |
| Extended Stay ▾ | — | #1 9 reviews |
By Region
| Segment | Conferma |
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| North America ▾ | — | #3 51 reviews |
| Asia Pacific | — | #3 0 reviews |
| Middle East | — | #2 1 reviews |
Choosing between Conferma Pay and Zil Money for your hotel’s payment processing depends on your specific needs. Conferma Pay specializes in virtual card solutions tailored for corporate and travel-related transactions, primarily serving large businesses with complex security requirements. Zil Money, meanwhile, offers a broad range of financial tools—like invoicing, expense management, and multiple payment options—making it appealing for hotels seeking comprehensive financial management. Which product better aligns with your hotel’s operational goals?
Conferma Pay aims to enhance security and streamline corporate travel payments through virtual cards, while Zil Money emphasizes ease of use and multi-channel payment capabilities. The decision ultimately hinges on whether your hotel prioritizes travel-specific virtual card security or flexible, all-in-one financial management. Are you better served by a niche virtual card provider or a versatile financial platform?
Zil Money leads in recent reviews, user ratings, and overall customer sentiment, with 54 reviews and an 87% likelihood to recommend. Conferma Pay, by contrast, has no recent reviews or ratings, making it difficult to assess its current performance or user satisfaction. For hotels seeking proven, current support and features, Zil Money is the clear choice.
Given the more extensive recent feedback, better ease of use, and higher overall ratings, Zil Money is the stronger option for your hotel’s payment needs. Its extensive feature set, multiple payment options, and positive hotel reviews make it the more reliable and adaptable tool today.
Conferma Pay and Zil Money both address the need for secure, efficient financial transactions in hotel operations. Conferma Pay’s core strength is its virtual card technology designed specifically for corporate travel and expense management, creating single-use virtual cards that reduce fraud risks. Zil Money, on the other hand, offers a comprehensive suite of financial tools—such as invoicing, ACH, wire transfers, and virtual cards—that serve broader operational needs.
However, Conferma Pay has not received recent reviews or updates, leaving its current performance uncertain. Zil Money, with 54 reviews over the past six months and an 87% recommendation rate, demonstrates consistent, recent hotel user satisfaction. This disparity suggests that Zil Money’s current standing is stronger. Are you looking for a specialized virtual card provider or a multifunctional financial platform?
Edge: Zil Money.
If your hotel needs a flexible, easy-to-integrate financial management tool with a broad payment method palette, go with Zil Money. Its features include multi-currency settlements, contactless payments, recurring payments, and acceptance of major cards and digital wallets, making it versatile for various hotel segments. Its recent reviews highlight ease of use and good customer support, essential for hotel teams seeking quick onboarding.
Conversely, if your hotel primarily requires a virtual card solution tailored for corporate travel and expense tracking—particularly in large-scale, corporate environments—Conferma Pay might seem appealing. Yet, without recent reviews or current performance data, it’s difficult to confirm if it meets your hotel’s evolving needs. Do you prefer a comprehensive financial toolkit or specialized virtual card services?
Edge: Zil Money.
Zil Money’s user interface consistently earns high ratings—4.5 out of 5—and reviews praise its intuitive, straightforward platform that simplifies invoicing, expense tracking, and online payments. Hotels report quick onboarding and minimal learning curves, making adoption smooth for staff. Support ratings are also high, with many mentioning helpful, responsive customer service.
Conferma Pay, by contrast, has not received any recent user ratings or reviews, so its ease of use remains unverified. The absence of recent feedback suggests it may not be as user-friendly or well-supported presently. Given the clarity and positive recent reviews, Zil Money clearly has the edge here.
Edge: Zil Money.
Zil Money offers 15 unique features, including pay-by-link, recurring payments, contactless payments, Apple Pay, Google Pay, American Express, Visa, partial capture, and payment splitting. These features address most common hotel payment needs and enable flexible, modern payment workflows. Its versatility is a significant advantage over Conferma Pay, which does not list any specific features outside virtual card creation.
Conferma Pay’s focus is narrower—primarily virtual card issuance for corporate travel—lacking the suite of other payment options. With no additional features beyond virtual cards, it cannot match Zil Money’s multifaceted offering. For hotels seeking a comprehensive financial platform, Zil Money’s feature count and variety are clearly superior.
Edge: Zil Money.
Zil Money’s customer support is rated 4.5 out of 5, with reviews citing quick, helpful responses and smooth onboarding. Some users have noted room for improvement in responsiveness but overall report positive experiences. Its support team seems engaged and capable of assisting hotels through setup and daily issues.
Conferma Pay’s support ratings are unverified, as no recent reviews or feedback are available. The lack of recent data makes it difficult to assess its current support quality, but the absence of user feedback suggests it may not be as strong or reliable as Zil Money. Given the importance of support in financial platforms, Zil Money’s recent positive ratings give it the edge here.
Edge: Zil Money.
Zil Money has more recent reviews—54 in the last six months—and an 87% likelihood to recommend, reflecting strong ongoing satisfaction among hotel users. Its overall customer ratings are high, and reviews mention ease of use, security, and comprehensive features.
Conferma Pay, with no recent reviews or ratings, cannot be confidently rated by hotel standards today. The absence of current feedback significantly weakens its standing. For hotel decision-makers, recent positive hotel-specific reviews weigh heavily in favor of Zil Money.
Edge: Zil Money.
Conferma Pay does not publicly list its pricing, which suggests it may be tailored or enterprise-focused, potentially with custom quotes. Zil Money charges a base price of $400, with no monthly fees or implementation costs listed, and offers a 15-day free trial.
Given the transparent pricing and trial availability, Zil Money’s cost structure is clearer and potentially more accessible for hotels evaluating budget and value. The lack of pricing data for Conferma Pay makes direct comparison difficult, but the transparency with Zil Money’s fee model benefits your planning.
Hotels that primarily operate within large corporate travel programs or require secure virtual card issuance for expense management are ideal for Conferma Pay. It’s suited for teams managing frequent, secure transactions needing detailed tracking and fraud prevention.
Not ideal if your hotel seeks a broad suite of payment features, or if you prefer a platform with a user-friendly interface and extensive support for multiple payment methods. Conferma Pay is more niche, so consider it if virtual card security for corporate clients is your main concern.
Not ideal if: You want a versatile, all-in-one financial platform or require recent, positive hotel reviews.
Hotels seeking a comprehensive, easy-to-use financial platform should consider Zil Money. Its features support invoicing, expense tracking, multiple payment options, and multiple entity management—all beneficial for hotels with complex operations or multiple properties. Its positive, recent reviews highlight its suitability across various hotel segments, including luxury, boutique, and budget hotels.
Not ideal if your hotel only needs a virtual card solution without broader financial management tools, or if you require specialized travel payment features. Zil Money’s flexibility makes it suitable for all hotel types that want straightforward, integrated financial operations.
Not ideal if: Your hotel is seeking a niche virtual card provider or has specialized travel-specific payment needs.
Conferma Pay offers a specialized virtual card solution designed for secure corporate travel payments, but its lack of recent reviews and limited feature set diminish its appeal today. Zil Money, with over 54 recent hotel reviews, a high recommendation rate, and a broad feature suite, is the more reliable choice for hotels seeking a flexible, user-friendly financial platform.
If your hotel needs a multi-channel payment system that integrates invoicing, expense management, and diverse payment methods, Zil Money is the better fit. Conversely, if your focus is on virtual card security within large-scale corporate travel programs, Conferma Pay might still be relevant, but current hotel feedback remains unavailable.
For the majority of hotels evaluating current options, Zil Money’s recent positive reputation and extensive features make it the recommended choice. It provides the tools, support, and confidence needed to manage hotel finances effectively today.
According to HTR's product database, Conferma Pay and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.
| Feature | Conferma |
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| Authorization Adjustments | ||
| Gratuity Function | ||
| Multi-Currency Settlements | ||
| Partial Capture | ||
| Pay by Link | ||
| Recurring Payments |
Showing top differences. 3 more features differ between these products.
What hoteliers love
Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.
Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.
Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.
Where hoteliers push back
Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.
Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.
Unique capabilities
Where the ratings diverge most
It depends on your requirements. Conferma Pay and Zil Money share many core Payments Processing Software features, but each has unique capabilities. Conferma Pay offers 0 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.
Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.
Conferma Pay: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.
The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Conferma has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.
| Criteria Group | Weight | What It Measures |
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| Customer Ratings & Reviews |
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How highly do users recommend this product? Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories ▾ The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias. |
| Partner Ecosystem |
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How highly do tech partners recommend this company? Partner Recommendations, Integration Quantity, Integration Quality ▾ Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack. |
| Customer Centricity |
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How customer-centric is this organization? Certified Support, Review Consistency, Profile Completeness ▾ Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features. |
| Reach, Staying Power & Resources |
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How extensive is this company's reach and resourcing? Geographic Reach, Staying Power, Company Resources, Trending Score ▾ Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity. |
Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →
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