The project dashboard is a free tool that is only available to verified hoteliers to make adopting new technology easier by streamlining their research and simplifying their communication workflow.
TLDR
We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:
ipay88 shines .
Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.
Side-by-side ratings based on 58 verified hotelier reviews on HTR.
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| Starting Price | Contact sales | From $400/mo |
| Verified Reviews | 0 | 58 |
After analyzing 58 verified reviews, ipay88 users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.
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User-Friendly Interface
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Customer Experience Enhancements
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Payment Processing Speed
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Customer Support
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Integration Capabilities
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Third-Party Integrations
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Approval Process
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How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.
By Hotel Size
| Segment | ipay88 |
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|---|---|---|
| Small (10-24 rooms) ▾ | — | #1 9 reviews |
| Mid-Size (25-74 rooms) ▾ | — | #2 27 reviews |
| Large (75-199 rooms) ▾ | — | #3 12 reviews |
| X-Large (200+ rooms) | — | #3 2 reviews |
By Property Type
| Segment | ipay88 |
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|---|---|---|
| Boutique ▾ | — | #3 17 reviews |
| Luxury ▾ | — | #3 15 reviews |
| Branded / Chain ▾ | — | #3 25 reviews |
| Extended Stay ▾ | — | #1 9 reviews |
By Region
| Segment | ipay88 |
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| North America ▾ | — | #3 51 reviews |
| Asia Pacific | — | #3 0 reviews |
| Middle East | — | #2 1 reviews |
Choosing a payments processing platform for your hotel involves weighing ease of use, feature set, integration options, support quality, and overall market presence. ipay88 and Zil Money aim to streamline your payment operations, but they approach this goal very differently. With Zil Money boasting a higher review count, more recent feedback, and a broader feature set, it currently offers a more reliable choice for hotels seeking comprehensive financial management tools. But how do they really compare across key factors?
Both ipay88 and Zil Money provide solutions to process payments, but they target different hotel needs. ipay88, with no recent reviews and a 0/5 rating, appears inactive or absent from recent hotel-specific feedback, raising questions about ongoing support and reliability. Zil Money, with 54 reviews and a recent score of 62.92, demonstrates a strong market presence and proven user satisfaction, especially in North America, Europe, and Asia Pacific.
While ipay88's lack of reviews makes it difficult to assess its real-world performance, Zil Money's current standing suggests it is the more trustworthy option. Are you comfortable choosing a platform with no recent hotel feedback, or do you prefer a solution with active user validation?
If your hotel needs a robust, feature-rich platform capable of handling multiple payment methods, currency conversions, and automation, Zil Money is the clear choice. Its 15 exclusive features—such as Pay by Link, Recurring Payments, Multi-Currency Settlements, and Contactless Payments—offer a level of versatility that ipay88 cannot match, especially given its zero features listed.
Conversely, if your hotel solely requires basic payment processing with minimal complexity and prefers a vendor with a potentially niche or less active presence, ipay88 might suffice. However, given the totality of recent reviews, Zil Money’s comprehensive capabilities and positive hotel feedback make it the more compelling option for most hotel operations.
Ease of use is vital for quick onboarding and staff adoption. ipay88’s ratings are unavailable, indicating no recent or verified user feedback about its UI or usability. In contrast, Zil Money scores 4.5/5 for ease of use, with many reviewers praising its intuitive interface and straightforward payment setup. Hotels mention that onboarding is smooth, and staff adoption is quick due to the platform's simplicity.
Edge: Zil Money.
Zil Money offers 15 unique features, including Pay by Link, Recurring Payments, Multi-Currency Settlements, and Contactless Payments, none of which are available in ipay88. ipay88’s feature set remains unlisted, which implies a lack of breadth in functionality. Zil Money’s extensive feature list directly addresses diverse operational needs like partial capture, authorization adjustments, and multiple payment sources, providing your hotel more flexibility.
Edge: Zil Money.
Customer support ratings reveal a stark difference: ipay88 has no recent reviews, making it impossible to evaluate support quality. Zil Money earns a 4.5/5 rating, with comments that while generally positive, some users seek faster response times. The recent reviews emphasize that support is responsive, but there’s room to improve in handling complex inquiries.
Edge: Zil Money.
Integration options are critical for seamless operations. ipay88 offers Yanolja Cloud Solution as a verified partner, but its total verified integrations remain limited. Zil Money, however, features API access and supports integrations with various accounting and financial tools, despite having no verified partners listed. Its versatility in interacting with other platforms makes it more adaptable for your hotel’s existing systems.
Edge: Zil Money.
With zero reviews and ratings, ipay88 offers no recent user feedback, making it impossible to gauge hotel satisfaction. Zil Money, with 54 reviews and a 62.92 score, receives an 87% likelihood to recommend, particularly appreciated by hotels in diverse segments like luxury, boutique, and branded properties. The recent review activity confirms that Zil Money’s users are actively endorsing its value.
Edge: Zil Money.
Pricing data for ipay88 is unavailable, suggesting it may be custom or not clearly disclosed. Zil Money charges a base price of $400, with no free tier or trial, but its pricing appears transparent and aligned with its extensive feature set. When evaluating value, consider not just the cost but the breadth of functionality offered by Zil Money.
Not ideal if:
Not ideal if:
The core difference lies in market presence and feature depth. Zil Money provides an active, highly-rated platform with extensive functionalities that cater to most hotel payment needs. ipay88, with zero recent reviews and features, appears less suited for hotels looking for reliability and scalability.
When to choose ipay88: If your hotel needs minimal processing capabilities and operates in regions where ipay88 is supported, it might suffice. However, given the current data, Zil Money’s proven track record and feature set make it the safer, more flexible choice.
When to choose Zil Money: For hotels prioritizing ease of use, a broad array of payment features, multiple integrations, and active user praise, Zil Money clearly outperforms. Its recent reviews and higher rating position it as the more dependable platform for hotel payment processing today.
In summary, unless your hotel has very basic needs and regional constraints, Zil Money stands out as the superior option for most hoteliers seeking a modern, feature-rich payment solution.
According to HTR's product database, ipay88 by ADAPTIS and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.
| Feature | ipay88 |
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| Authorization Adjustments | ||
| Gratuity Function | ||
| Multi-Currency Settlements | ||
| Partial Capture | ||
| Pay by Link | ||
| Recurring Payments |
Showing top differences. 3 more features differ between these products.
What hoteliers love
Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.
Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.
Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.
Where hoteliers push back
Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.
Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.
Unique capabilities
Where the ratings diverge most
It depends on your requirements. ipay88 by ADAPTIS and Zil Money share many core Payments Processing Software features, but each has unique capabilities. ipay88 by ADAPTIS offers 1 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.
Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.
ipay88 by ADAPTIS: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.
The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. ipay88 has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.
| Criteria Group | Weight | What It Measures |
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| Customer Ratings & Reviews |
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How highly do users recommend this product? Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories ▾ The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias. |
| Partner Ecosystem |
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How highly do tech partners recommend this company? Partner Recommendations, Integration Quantity, Integration Quality ▾ Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack. |
| Customer Centricity |
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How customer-centric is this organization? Certified Support, Review Consistency, Profile Completeness ▾ Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features. |
| Reach, Staying Power & Resources |
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How extensive is this company's reach and resourcing? Geographic Reach, Staying Power, Company Resources, Trending Score ▾ Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity. |
Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →
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