Opayo vs. Zil Money:
Which Is Right for You?

The Decision

Choosing between Opayo by Opayo and Zil Money hinges on your hotel’s specific needs for payment processing. While Opayo offers a basic, no-frills payment solution with no reviews or features listed, Zil Money stands out with a comprehensive suite of financial tools, numerous recent reviews, and a high user rating. Your decision should consider the scale of your operations, integration needs, and the importance of customer support.

Opayo appears limited in features and market presence, whereas Zil Money boasts a broad feature set, active user community, and recent positive feedback. Are you seeking a more established, feature-rich platform? Or is a straightforward, secure payment gateway sufficient for your hotel?

Is Opayo or Zil Money Better for Hotels?

Opayo’s primary role is to facilitate basic payment transactions, offering minimal features and no recent reviews. Zil Money, in contrast, provides an extensive array of payment options, including PayPal, Apple Pay, Google Pay, and multi-currency settlements, supported by 54 reviews in the last six months and a high 87% likelihood of recommendation.

While Opayo’s lack of recent reviews and features suggests limited ongoing development or user engagement, Zil Money’s active review activity and 4.5/5 ease of use rating indicate current relevance and user satisfaction. Do you need a simple payment processor or a full-featured financial management platform?

Zil Money vs Opayo: Which Should Your Hotel Choose?

If your hotel requires a broad set of payment options, multi-currency support, and automation features like recurring payments and contactless transactions, Zil Money is the clear choice. Its user-friendly platform, recent reviews, and high support ratings make it suitable for hotels seeking operational efficiency.

Conversely, if your hotel only needs a straightforward payment gateway without advanced features or global payment options, Opayo's minimal offering might suffice—though its lack of recent reviews and features make it less advisable. For hotels prioritizing feature richness and ongoing support, Zil Money remains the stronger contender.

Is Opayo or Zil Money Easier to Use?

Opayo’s interface and onboarding process are undocumented and unreviewed, suggesting a lack of recent user feedback or engagement. Zil Money receives a notable 4.5/5 rating for ease of use, with users praising its intuitive design, quick setup, and straightforward payment management.

Recent reviews indicate hotel staff find Zil Money easy to adopt, thanks to its simple navigation and clear processes. In contrast, Opayo’s usability remains unverified, placing it at a disadvantage. Edge: Zil Money.

Which Has Better Features: Opayo or Zil Money?

Opayo offers no listed features, with only a basic payment processing function implied. Zil Money provides 15 unique features, including Pay by Link, Recurring Payments, Multi-Currency Settlements, Contactless Payments, Payment Splitting, and Pre-Authorizations.

The detailed feature set in Zil Money caters to diverse hotel operations, supporting online payments and flexible financial management. Opayo’s lack of features and activity suggests it may be a bare-bones solution. Edge: Zil Money.

Which Has Better Customer Support: Opayo or Zil Money?

Opayo’s support and onboarding ratings are unavailable, providing no insight into user experiences. Zil Money’s recent reviews highlight a support team rated 4.5/5, with users describing it as responsive and helpful.

While some users mention the potential for faster responses, overall, Zil Money’s support reputation appears strong. If reliable customer assistance is vital, Zil Money holds a clear advantage. Edge: Zil Money.

Which Has More Integrations: Opayo or Zil Money?

Opayo shows zero verified integration partners, indicating limited or no official third-party integrations. Zil Money, also with no verified partners, nonetheless offers an open API, allowing custom integrations.

Given the absence of a verified partner ecosystem, Zil Money’s API flexibility provides more adaptability than Opayo’s limited connectivity. Edge: Zil Money.

Which Do Hoteliers Rate Higher: Opayo or Zil Money?

Opayo’s review count is zero, with no recent ratings or feedback to gauge hotel sentiment. Zil Money, with 54 reviews and an 8.57/5 NPS score, benefits from recent, positive feedback, especially from hotels in North America, Europe, and beyond.

Hotels across multiple segments, including luxury and budget hotels, rate Zil Money highly, praising its ease of use and comprehensive features. The lack of reviews for Opayo makes it impossible to compare; thus, Zil Money is the clear leader here.

How Much Do Opayo and Zil Money Cost?

Opayo’s pricing details are unavailable, suggesting it may operate on a custom quote or be a less transparent offering. Zil Money charges $400 upfront, with no ongoing monthly or per-room fees, and offers a 15-day free trial.

Given the transparent, straightforward pricing structure of Zil Money, it presents clear value compared to the mystery surrounding Opayo’s costs.

What Type of Hotel Should Use Opayo?

• Hotels that require only basic payment processing without advanced features.
• Small properties with minimal transaction volume.
• Hotels operating solely within a single country with limited currency needs.
• Teams seeking a simple, secure gateway without the complexity of additional tools.
• Not ideal if your hotel needs multi-currency support, recurring billing, or extensive integrations.

What Type of Hotel Should Use Zil Money?

• Hotels seeking diverse payment options, including Apple Pay, Google Pay, and PayPal.
• Hotels with multiple properties or international guests needing multi-currency settlements.
• Operations that require automation, like recurring payments or contactless transactions.
• Hotels that want a user-friendly interface and fast onboarding.
• Not ideal if your hotel requires a free or very low-cost solution with minimal features or if you prefer a platform with no API support.

Zil Money vs Opayo: The Bottom Line for Hotels

The core difference is that Zil Money offers a comprehensive, actively supported platform with multiple features, recent reviews, and high hotel ratings. Opayo remains a minimal, unreviewed payment gateway with no listed features, making it less suitable for modern hotel operations.

If your hotel needs a flexible, feature-rich payment platform with ongoing support, Zil Money is the better fit. Its recent reviews and high satisfaction scores confirm its relevance and reliability today.

However, if simplicity and minimal costs are your primary concerns, and your hotel’s payment needs are limited, Opayo could suffice—though its lack of recent activity and features make it a less compelling choice overall.

This comparison underscores that Zil Money’s active user base, feature set, and recent positive feedback make it the recommended solution for most hotels today. Opayo’s limited offering and lack of recent reviews diminish its appeal in a competitive landscape.