PlanPay vs. Sertifi by Flywire (Payments): Which Is Right for You?

Updated June 7, 2026  ·  131 verified reviews analyzed

TLDR

We analyzed 131 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

PlanPay shines .

Sertifi by Flywire shines in ease of use and customer support — especially for brand properties (0.0/5) , with exclusive features like Payment Tokenization and 3-D Secure Payments.

See the full breakdown below ↓

How Does PlanPay Compare to Sertifi by Flywire (Payments)?

Side-by-side ratings based on 131 verified hotelier reviews on HTR.

HTScore
0
93
Likelihood to Recommend
0%
94%
Ease of Use
0.0/5
4.8/5
Customer Support
0.0/5
4.6/5
Value for Money
0.0/5
4.7/5
Starting Price Contact sales From $100/mo
Verified Reviews 0 131

What Are the Pros and Cons of PlanPay vs Sertifi by Flywire (Payments)?

After analyzing 131 verified reviews, PlanPay users most value its , while Sertifi by Flywire users highlight ease of use, payment processing efficiency, security measures. Click any theme to see what reviewers say.

PlanPay PlanPay Sertifi by Flywire Sertifi by Flywire
Pros
+ Ease of Use
+ Payment Processing Efficiency
+ Security Measures
+ Document Management
Cons
Integration with Other Systems
User Role Management
Customizability

PlanPay vs Sertifi by Flywire: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment PlanPay PlanPay Sertifi by Flywire Sertifi by Flywire
Small (10-24 rooms) #5 1 reviews
Mid-Size (25-74 rooms) #1 36 reviews
Large (75-199 rooms) #1 63 reviews
X-Large (200+ rooms) #1 29 reviews

By Property Type

Segment PlanPay PlanPay Sertifi by Flywire Sertifi by Flywire
Boutique #1 35 reviews
Luxury #1 61 reviews
Branded / Chain #1 86 reviews
Extended Stay #2 9 reviews

By Region

Segment PlanPay PlanPay Sertifi by Flywire Sertifi by Flywire
North America #1 121 reviews
Europe #4 1 reviews
Asia Pacific #1 1 reviews
Middle East #1 5 reviews

The Decision

Both PlanPay and Sertifi by Flywire aim to streamline hotel payment processes, but they serve different needs and audiences. PlanPay is a newer platform built for billing automation and cash flow management, whereas Sertifi by Flywire is a mature, widely used payment and eSignature solution focused on secure transactions and revenue acceleration. The key question is: which product aligns better with your hotel’s priorities—innovative financial management or trusted, secure payment processing?

Is PlanPay or Sertifi by Flywire Better for Hotels?

PlanPay is designed to optimize invoicing and accounts receivable, offering automation and analytics to improve your cash flow. Sertifi by Flywire, on the other hand, simplifies payment collection and agreement signing, emphasizing security and integration capabilities.

While both platforms aim to improve payment workflows, Sertifi boasts a significantly larger user base and more recent reviews, indicating stronger current market presence. Sertifi is trusted by over 20,000 hospitality businesses, with recent reviews highlighting its ease of use and secure payment handling. Conversely, PlanPay's reviews are nonexistent, making it hard to evaluate real-world performance or satisfaction.

Given the lack of recent data for PlanPay and Sertifi’s high review count and recent positive feedback, Sertifi clearly emerges as the more reliable choice for now. Are you prepared to rely on a platform with proven user satisfaction?

Sertifi by Flywire vs PlanPay: Which Should Your Hotel Choose?

If your hotel needs a platform focused on secure, PCI-compliant payment capture, especially with integrations into systems like Opera or Salesforce, Sertifi is the clear winner. Its features—20 in total—include multi-currency settlements, chargeback management, and Pay by Link, making it ideal for hotels prioritizing smooth payment workflows and compliance.

On the other hand, if your team is looking for a billing tool that automates invoicing, improves cash flow insights, and manages accounts receivable with analytics, then PlanPay might seem appealing. However, with no reviews or detailed feature set available, Sertifi’s established reputation and comprehensive feature list make it the safer, more proven option for most hotels.

In summary, choose Sertifi if you prioritize rapid payment collection, security, and integrations. Opt for PlanPay only if you are seeking a billing platform with a focus on financial analytics—though the lack of user feedback makes its suitability uncertain.

Is PlanPay or Sertifi by Flywire Easier to Use?

Sertifi scores a near-perfect 4.78 out of 5 for ease of use, with many users praising its intuitive interface and straightforward onboarding process. Users also mention that staff adoption is smooth, with setup taking minimal time and training.

In contrast, PlanPay’s review ratings are unavailable, and with no user feedback, it's impossible to gauge its usability. The absence of reviews and onboarding insights suggests that Sertifi is the more user-friendly option, especially for teams wanting quick deployment without extensive training.

Edge: Sertifi by Flywire.

Which Has Better Features: PlanPay or Sertifi by Flywire?

Sertifi outshines PlanPay with 20 unique features, including Payment Tokenization, 3-D Secure Payments, Multi-Currency Settlements, Refund Management, and Chargeback Management. Its PCI compliance and multiple credit card processing options further bolster its security and flexibility.

PlanPay offers no distinct features or integrations, limiting its appeal and functional scope. The sheer number and variety of features in Sertifi demonstrate its comprehensive approach to secure, versatile payment processing.

Edge: Sertifi by Flywire.

Which Has Better Customer Support: PlanPay or Sertifi by Flywire?

Sertifi’s support ratings are strong at 4.59 out of 5, with reviews highlighting quick issue resolution and helpful onboarding. Customers frequently commend its team for resolving issues promptly, which boosts trust and satisfaction.

PlanPay’s support scores are unavailable, and with no reviews to evaluate, confidence in its support quality is limited. Based on available data, Sertifi’s proven, highly-rated support makes it the safer choice for hotels needing reliable assistance.

Edge: Sertifi by Flywire.

Which Has More Integrations: PlanPay or Sertifi by Flywire?

Sertifi boasts 7 verified integrations, including notable platforms such as Oracle Hospitality, Amadeus, Stripe, and Infor. These integrations facilitate workflow automation and reduce manual data entry, especially in booking and property management systems.

PlanPay offers no verified integrations, limiting its ability to connect with existing hotel systems. For hotels seeking a platform that plays well with current tech stacks, Sertifi’s broader integration ecosystem is advantageous.

Edge: Sertifi by Flywire.

Which Do Hoteliers Rate Higher: PlanPay or Sertifi by Flywire?

Given PlanPay has no reviews, it cannot be rated by hoteliers at this time. Sertifi, with 129 reviews—none recent—still holds a high overall rating of 94.14 out of 100, and a Net Promoter Score of 9.4/10, indicating strong satisfaction.

Sertifi’s reviews emphasize its ease of use, security, and efficiency, particularly among luxury and branded hotels. The lack of recent reviews for Sertifi is a concern, but its established reputation still gives it the edge.

Edge: Sertifi by Flywire.

How Much Do PlanPay and Sertifi by Flywire Cost?

PlanPay’s pricing information is unavailable, which may indicate a custom or enterprise-only model. Sertifi charges a flat fee of $100 per month, with no trial period, making costs predictable for most hotels.

While transparency is limited for PlanPay, Sertifi’s clear pricing allows hotels to evaluate ROI and budget accordingly. It’s advisable to confirm PlanPay’s costs directly with the vendor before proceeding.

What Type of Hotel Should Use PlanPay?

  • Hotels that prioritize advanced billing automation and cash flow management.
  • Teams that want to monitor financial performance via analytics.
  • Hotels with existing accounting systems seeking integration.
  • Larger hotels or chains seeking a platform to automate invoicing and receivables.
  • Hotels with dedicated finance teams comfortable with less-established platforms.

Not ideal if...

  • You require immediate, proven payment processing.
  • You prefer a platform with extensive reviews and recent customer feedback.
  • Your hotel needs integrations with property management or booking systems.
  • You prioritize ease of onboarding and customer support.

What Type of Hotel Should Use Sertifi by Flywire?

  • Hotels seeking secure, PCI-compliant payment and eSignature solutions.
  • Property management teams that want quick deposit capture.
  • Hotels with systems like Opera or Salesforce that benefit from integrations.
  • Hotels aiming to reduce administrative overhead and accelerate deal closure.
  • Properties that value robust security and fraud prevention features.

Not ideal if...

  • You are a very small hotel or hostel with minimal transaction volume.
  • You prefer a free or low-cost solution without dedicated support.
  • Your focus is primarily on billing automation rather than direct payment processing.
  • You need a platform with extensive customization options beyond standard features.

Sertifi by Flywire vs PlanPay: The Bottom Line for Hotels

Sertifi by Flywire offers a mature, highly-rated platform with a broad feature set, seamless integrations, and a proven track record in the hospitality industry. Its emphasis on secure, quick payment collection and document management makes it ideal for hotels prioritizing revenue speed and security.

If your hotel needs a reliable, easy-to-use payment solution with proven support and integrations, Sertifi is the clear choice. Conversely, if your focus is on financial analytics and invoicing automation, and you’re willing to accept the lack of reviews, PlanPay might be worth exploring—though its uncertain reputation makes it less advisable today. For now, Sertifi remains the more dependable option for most hotels seeking secure, efficient payment processing.

How Much Do PlanPay and Sertifi by Flywire (Payments) Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

PlanPay PlanPay Sertifi by Flywire Sertifi by Flywire
Starting Price From $100/mo

Which Features Does PlanPay Have That Sertifi by Flywire (Payments) Doesn't (and Vice Versa)?

According to HTR's product database, PlanPay and Sertifi by Flywire (Payments) share 0 features. Here are the key differences — features one has that the other lacks.

Feature PlanPay PlanPay Sertifi by Flywire Sertifi by Flywire
3-D Secure Payments
Accepts American Express
PCI Compliance
Pay by Link
Payment Tokenization
Pre-Authorizations

Showing top differences. 8 more features differ between these products.

PlanPay vs Sertifi by Flywire: The Bottom Line

PlanPay
PlanPay
0.0/5 from 0 reviews
0.0/5 ease of use 0.0/5 support 0 integrations
Visit Profile
Sertifi by Flywire
Sertifi by Flywire
4.7/5 from 131 reviews

What hoteliers love

Ease of Use 88% positive

Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in tim... Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in time and effort required for training new users is appreciated, simplifying the onboarding process.

Payment Processing Efficiency 75% positive

Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up pa... Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up payment schedules and send secured payment links is seen as a significant time-saver, allowing hotels to reduce administrative tasks and increase cash flow.

Security Measures 100% positive

Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures... Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures that transactions are secure, making both customers and hotels feel confident in processing payments through the system.

Where hoteliers push back

Integration with Other Systems 40% negative

Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for... Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for manual entries and checks.

User Role Management 50% negative

There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users sugges... There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users suggest improvements for handling permissions and user deactivation.

Unique capabilities

Payment Tokenization 3-D Secure Payments PCI Compliance Pre-Authorizations Pay by Link
4.8/5 ease of use 4.6/5 support 7 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Sertifi by Flywire 4.8 vs 0.0 (+4.8)
Customer Support Sertifi by Flywire 4.6 vs 0.0 (+4.6)
Value for Money Sertifi by Flywire 4.7 vs 0.0 (+4.7)
Onboarding Sertifi by Flywire 4.6 vs 0.0 (+4.6)

Frequently Asked Questions About PlanPay vs Sertifi by Flywire (Payments)

Can PlanPay replace Sertifi by Flywire (Payments)?

It depends on your requirements. PlanPay and Sertifi by Flywire (Payments) share many core Payments Processing Software features, but each has unique capabilities. PlanPay offers 0 verified integration partners, while Sertifi by Flywire (Payments) offers 7. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Sertifi by Flywire (Payments) leads in ease of use at 4.8/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do PlanPay or Sertifi by Flywire (Payments) offer a free plan?

PlanPay: No. Sertifi by Flywire (Payments): No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank PlanPay and Sertifi by Flywire (Payments)?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. PlanPay has an HT Score of 0 and Sertifi by Flywire has 93. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

Get Your Free AI Analyst Report

Custom recommendations tailored to your property

Ghostel icon
Trusted by
footer image 1 footer image 2 footer image 3 footer image 4 footer image 5 footer image 6 footer image 7

Let´s lookup your hotel information