PXP vs. Zil Money: Which Is Right for You?

Updated May 15, 2026  ·  58 verified reviews analyzed

TLDR

We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

PXP shines , with exclusive features like Payment Tokenization and 3-D Secure Payments.

Zil Money shines in ease of use and customer support , with exclusive features like Payment Splitting.

See the full breakdown below ↓

How Does PXP Compare to Zil Money?

Side-by-side ratings based on 58 verified hotelier reviews on HTR.

HTScore
0
63
Likelihood to Recommend
0%
87%
Ease of Use
0.0/5
4.5/5
Customer Support
0.0/5
4.5/5
Value for Money
0.0/5
4.5/5
Starting Price From $100/mo From $400/mo
Verified Reviews 0 58

What Are the Pros and Cons of PXP vs Zil Money?

After analyzing 58 verified reviews, PXP users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.

PXP PXP Zil Money Zil Money
Pros
+ User-Friendly Interface
+ Customer Experience Enhancements
+ Payment Processing Speed
+ Customer Support
Cons
Integration Capabilities
Third-Party Integrations
Approval Process

PXP vs Zil Money: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment PXP PXP Zil Money Zil Money
Small (10-24 rooms) #1 9 reviews
Mid-Size (25-74 rooms) #2 27 reviews
Large (75-199 rooms) #3 12 reviews
X-Large (200+ rooms) #3 2 reviews

By Property Type

Segment PXP PXP Zil Money Zil Money
Boutique #3 17 reviews
Luxury #3 15 reviews
Branded / Chain #3 25 reviews
Extended Stay #1 9 reviews

By Region

Segment PXP PXP Zil Money Zil Money
North America #3 51 reviews
Asia Pacific #3 0 reviews
Middle East #2 1 reviews

The Decision

Choosing the right payments processing software for your hotel hinges on your operational needs, user experience, and strategic priorities. Both PXP by PXP and Zil Money aim to streamline your payment workflows, but they approach this goal differently. PXP offers a broad suite of features and integrations, while Zil Money emphasizes ease of use and comprehensive financial management. Your decision should match your hotel’s specific requirements for payment complexity and support.

PXP’s lack of recent reviews and zero ratings make its current standing uncertain, whereas Zil Money's recent, detailed feedback and higher ratings suggest it is the more reliable choice. Do you prefer a platform with proven user satisfaction and a strong feature set or an untested solution with limited review data?

Is PXP or Zil Money Better for Hotels?

PXP is designed to consolidate multiple payment methods, supporting credit cards, e-wallets, and digital payments, with 25 features including PCI compliance and chargeback management. Zil Money, meanwhile, focuses on financial operations—offering invoicing, expense management, and payment processing—covering 14 features, with a notable emphasis on ease of use and financial integration.

The main divergence lies in their target functionalities: PXP aims to provide a comprehensive, multi-processor payment gateway, while Zil Money offers a broad financial toolkit with payment processing as a component. Given the absence of recent reviews for PXP, its reliability remains unverified, whereas Zil Money’s recent review volume and high scores (87% likelihood to recommend) make its user experience more transparent.

Would you prefer a platform focused solely on payment processing or one that integrates broader financial management?

PXP vs Zil Money: Which Should Your Hotel Choose?

If your hotel needs a payment gateway that supports multiple currencies and advanced security features—like dynamic currency conversion, refund management, and 3-D Secure—PXP might seem appealing. However, with no recent reviews or user feedback, confidence in its current performance is limited.

If your hotel requires a straightforward, easy-to-use platform with reliable customer support and comprehensive financial tools—including invoicing and expense tracking—Zil Money is the clear choice. Its 54 recent reviews and high satisfaction scores provide concrete evidence of its effectiveness.

For hotels prioritizing multi-payment processing with extensive features, select PXP. For those seeking an accessible platform that handles payments and financial operations efficiently, go with Zil Money.

Is PXP or Zil Money Easier to Use?

PXP has an unclear usability profile, as it currently lacks recent reviews, user ratings, or onboarding feedback. Its complex feature set suggests a potentially steep learning curve, which could hinder staff adoption.

Zil Money, on the other hand, boasts a high ease-of-use rating of 4.5 out of 5, backed by recent reviews praising its intuitive interface and straightforward setup. Guests and staff find it simple to navigate, reducing onboarding time and accelerating adoption.

Edge: Zil Money.

Which Has Better Features: PXP or Zil Money?

PXP offers 25 features, including dynamic currency conversion, chargeback management, and multiple credit card processors like Elavon and Vantiv, providing a broad array of capabilities. Zil Money features 14 core functionalities, such as invoicing, expense tracking, international payments, and virtual cards, with the standout feature of payment splitting.

While PXP's extensive features cater to complex payment needs, Zil Money’s features focus on overall financial management and operational efficiency. If advanced payment options are critical, PXP might be more suitable; if ease of financial management and integrated payments matter more, Zil Money is preferable.

Edge: PXP.

Which Has Better Customer Support: PXP or Zil Money?

PXP’s support quality cannot be assessed due to a lack of recent reviews. Its zero review count suggests limited customer feedback and unknown support standards.

Zil Money, with a 4.5 out of 5 support rating and recent positive reviews, is praised for its responsive customer service. Users note that support is generally prompt and helpful, which is critical when resolving financial integration issues or onboarding questions.

Edge: Zil Money.

Which Has More Integrations: PXP or Zil Money?

PXP boasts 7 verified partners, including Profitroom, Oracle Hospitality, and Canary Technologies, offering integrations with major hotel management and tech systems. Zil Money currently has no verified integrations listed, limiting its connectivity.

If seamless integration with your existing property management or booking systems is crucial, PXP’s broader partner network gives it an advantage. However, Zil Money’s focus on core financial tools might suffice if your hotel’s system is relatively self-contained.

Edge: PXP.

Which Do Hoteliers Rate Higher: PXP or Zil Money?

Zil Money’s recent reviews (54 in the last six months) mirror a high satisfaction rate of 87% likelihood to recommend, especially among hotels of various sizes and segments. Its ratings for ease of use and support are both 4.5/5, indicating strong user approval.

PXP has no recent reviews or ratings, leaving its current user satisfaction unverified. Given the recent positive feedback on Zil Money, it clearly has the edge in hotel-rated performance.

Edge: Zil Money.

How Much Do PXP and Zil Money Cost?

PXP charges a flat $100 monthly fee, with no free tier or trial information available. Zil Money’s base price is $400, also without a free trial or tiered pricing details.

While PXP appears more affordable upfront, the lack of detailed pricing transparency for both options suggests your hotel should inquire directly for tailored quotes and value assessments.

What Type of Hotel Should Use PXP?

  • Hotels that require extensive payment flexibility, multi-currency support, and advanced security features.
  • Chains with complex payment workflows needing multiple processor support and chargeback management.
  • Hotels with existing systems that can integrate with PXP’s broad partner network.
  • Teams that prioritize high-level security and compliance features.

Not ideal if your hotel prefers an easy-to-use, straightforward platform or lacks the technical staff to manage complex integrations.

What Type of Hotel Should Use Zil Money?

  • Hotels seeking a simple, reliable financial platform with integrated payment processing.
  • Properties that value ease of onboarding and minimal staff training.
  • Hotels that want to manage invoicing, expenses, and payments within one system.
  • Teams looking for a cost-effective solution with high customer support satisfaction.

Not ideal if your hotel requires advanced payment processing features like dynamic currency conversion or multiple processors, which are more available via PXP.

The Bottom Line for Hotels

PXP offers a broad, feature-rich payment gateway with extensive security and processing options, but its current lack of recent reviews leaves its reliability uncertain. Zil Money provides a user-friendly, highly-rated financial management solution with reliable support and recent positive feedback.

If your hotel needs complex, multicurrency payment processing with extensive integrations, PXP might be right—but only if you can verify its current performance. If you want a straightforward, well-supported system that handles payments and finance management efficiently, Zil Money is the safer pick.

In summary, choose PXP if your operations demand multi-processor, multi-currency payments with advanced security features and integrations. Opt for Zil Money if your focus is on ease of use, financial management, and reliable support—especially in the absence of recent reviews for PXP.

How Much Do PXP and Zil Money Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

PXP PXP Zil Money Zil Money
Starting Price From $100/mo From $400/mo

Which Features Does PXP Have That Zil Money Doesn't (and Vice Versa)?

According to HTR's product database, PXP and Zil Money share 14 features. Here are the key differences — features one has that the other lacks.

Feature PXP PXP Zil Money Zil Money
3-D Secure Payments
Chargeback Management
Dynamic Currency Conversion (DCC)
Klarna Installment Plans
Payment Splitting
Payment Tokenization
Refund Management

PXP vs Zil Money: The Bottom Line

PXP
PXP
0.0/5 from 0 reviews

Unique capabilities

Dynamic Currency Conversion (DCC) Refund Management Klarna Installment Plans Chargeback Management Payment Tokenization
0.0/5 ease of use 0.0/5 support 7 integrations
Visit Profile
Zil Money
Zil Money
4.4/5 from 58 reviews

What hoteliers love

User-Friendly Interface 84% positive

Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.

Customer Experience Enhancements 64% positive

Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.

Payment Processing Speed 86% positive

Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.

Where hoteliers push back

Integration Capabilities 50% negative

Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.

Third-Party Integrations 50% negative

Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.

Unique capabilities

Payment Splitting
4.5/5 ease of use 4.5/5 support 0 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Zil Money 4.5 vs 0.0 (+4.5)
Customer Support Zil Money 4.5 vs 0.0 (+4.5)
Value for Money Zil Money 4.5 vs 0.0 (+4.5)
Onboarding Zil Money 4.2 vs 0.0 (+4.2)

Frequently Asked Questions About PXP vs Zil Money

Can PXP replace Zil Money?

It depends on your requirements. PXP and Zil Money share many core Payments Processing Software features, but each has unique capabilities. PXP offers 7 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do PXP or Zil Money offer a free plan?

PXP: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank PXP and Zil Money?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. PXP has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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