REPAY vs. Zil Money:
Which Is Right for You?

The Decision

You’re evaluating two payment processing platforms: REPAY by REPAY and Zil Money. Both aim to simplify hotel payments, but they differ significantly in features, support, and user feedback. REPAY specializes in digital accounts payable and receivable automation, while Zil Money offers a broader suite of financial management tools including invoicing, expense tracking, and multi-channel payments. Your choice hinges on your hotel’s specific needs—do you need streamlined payment automation or comprehensive financial management?

Given the review data, Zil Money has more recent, detailed reviews and a higher overall score, making it the more reliable option. Are you ready to see which platform suits your hotel best?

Is REPAY or Zil Money Better for Hotels?

REPAY and Zil Money both address hotel payment challenges but focus on different aspects. REPAY aims to replace manual, paper-based payments with digital solutions like virtual cards and ACH, reducing processing time and costs. Zil Money, on the other hand, provides a wider range of features including invoicing, expense management, and multiple payment options, making it a more holistic financial platform.

While REPAY’s core value is payment security and automation, Zil Money offers a more comprehensive set of financial tools, supporting a broader scope of online transactions. Both solutions claim to improve cash flow, but Zil Money’s extensive features and recent positive reviews position it as the more versatile choice. What specific payment or financial management pain points does your hotel prioritize?

Zil Money vs REPAY: Which Should Your Hotel Choose?

If your hotel needs a full financial management platform with invoicing, expense tracking, multi-currency payments, and flexible integrations, Zil Money is the better fit. Its 54 recent reviews and 62.92 score reflect solid user satisfaction, especially among hotels seeking multi-channel payments and robust security.

Conversely, if your team requires a straightforward, digital accounts payable/receivable solution focused on automating secure payments and virtual cards, REPAY might seem appealing. However, with no recent reviews or high ratings, it’s difficult to confidently recommend REPAY over Zil Money. For most hoteliers, Zil Money offers a more proven, feature-rich experience.

Is REPAY or Zil Money Easier to Use?

User-friendly design is a key factor. REPAY’s interface scores 0/5 with no recent reviews, indicating very limited or no current user feedback on usability. Zil Money, however, scores 4.5/5 based on 54 recent reviews, with users citing its intuitive interface, quick onboarding, and straightforward payment processing.

Many reviewers highlight Zil Money’s ease of setup and operation, reducing the learning curve for staff. REPAY’s lack of recent reviews and usability data makes it hard to assess, but current evidence clearly favors Zil Money’s user experience. Edge: Zil Money.

Which Has Better Features: REPAY or Zil Money?

Zil Money boasts 9 unique features, including multi-currency settlements, authorization adjustments, gratuity functions, and support for Apple Pay, Google Pay, Paypal, and Visa—features absent in REPAY. REPAY offers only 4 features exclusive to it: Refund Management, Mastercard acceptance, Payment Tokenization, and PCI Compliance, which may be insufficient for complex hotel operations.

Both platforms share 6 features, like basic payment acceptance, but Zil Money’s broader feature set provides greater operational flexibility. If advanced financial tools matter to you, Zil Money clearly leads. Edge: Zil Money.

Which Has Better Customer Support: REPAY or Zil Money?

Support quality is crucial. REPAY currently has no recent reviews, making it impossible to gauge support responsiveness or quality. Zil Money, however, scores 4.5/5 across 54 reviews, with users praising its helpful support team and clear onboarding instructions.

Some reviewers mention the need for faster response times, but overall, Zil Money’s recent feedback indicates a well-supported platform. As REPAY’s support reputation is unknown, Zil Money’s strong recent ratings give it the edge here. Edge: Zil Money.

Which Has More Integrations: REPAY or Zil Money?

Integration capabilities can streamline hotel operations. REPAY has two verified partners: Inn-Flow and Hotel Investor Apps, but lacks broader integration options. Zil Money, on the other hand, offers no verified integrations currently, which limits flexibility.

While REPAY’s integrations are limited, Zil Money’s open API and extensive feature set suggest potential for future integrations. However, in current state, REPAY’s existing integrations are more concrete. Edge: REPAY.

Which Do Hoteliers Rate Higher: REPAY or Zil Money?

Recent reviews clearly favor Zil Money, with a 62.92 overall score and 87% likelihood to recommend, based on 54 reviews. Hotel segments like branded hotels (12%) and hotels in diverse regions (North America, South America, Europe, Asia Pacific) rate Zil Money highly for ease of use and comprehensive features.

REPAY has no recent reviews, making it impossible to assess user sentiment. Zil Money’s consistent positive feedback across different hotel types confirms its superior reputation. Edge: Zil Money.

How Much Do REPAY and Zil Money Cost?

REPAY does not publicly disclose its pricing structure, and no free trial info is available. Conversely, Zil Money charges a $400.00 base price, with no free trial or tiered pricing detailed publicly.

Given the lack of transparency on REPAY’s pricing, Zil Money’s straightforward fee model offers clarity for hotels considering investment. The value proposition of Zil Money’s features further supports its cost.

What Type of Hotel Should Use REPAY?

Hotels that:

• Require simple, secure digital payment processing solutions.
• Need to automate accounts payable and receivable.
• Want virtual card or ACH payment methods.
• Prioritize PCI compliance and payment tokenization.
• Have limited complexity in financial operations.

Not ideal if:

• You need extensive invoicing, expense management, or multi-channel payment options.
• Your hotel operates in multiple regions requiring multi-currency support.
• You seek a platform with a proven, recent user base and reviews.

What Type of Hotel Should Use Zil Money?

Hotels that:

• Desire an all-in-one financial management platform.
• Need support for multiple currencies and international payments.
• Want features like invoicing, expense tracking, and check printing.
• Value integrations with accounting software and third-party apps.
• Seek a user-friendly interface with high customer support ratings.

Not ideal if:

• Your hotel prefers a payment-only solution without broader financial tools.
• You operate in a very niche segment with minimal need for extensive features.
• You require immediate, real-time support that exceeds Zil Money’s current responsiveness.

Zil Money vs REPAY: The Bottom Line for Hotels

The core difference is that Zil Money offers a broad financial management platform with features suited for diverse hotel needs, while REPAY provides a narrower, payment-focused solution. Zil Money’s extensive feature set, recent positive reviews, and high user recommendation rate make it the stronger choice for most hoteliers. REPAY might appeal to those needing only basic digital payment processing, but its lack of recent reviews and limited features weaken its position.

Choose Zil Money if your hotel needs a comprehensive financial solution with multi-currency support, invoicing, and a well-rated user experience. If your priority is straightforward, secure digital payments or virtual cards, and you value specific features like PCI compliance, REPAY could suffice—but proceed cautiously given its limited recent feedback. For most hotels, Zil Money’s proven track record and feature breadth make it the more reliable investment.