The project dashboard is a free tool that is only available to verified hoteliers to make adopting new technology easier by streamlining their research and simplifying their communication workflow.
TLDR
We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:
3g Directpay shines .
Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.
Side-by-side ratings based on 58 verified hotelier reviews on HTR.
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| Starting Price | Contact sales | From $400/mo |
| Verified Reviews | 0 | 58 |
After analyzing 58 verified reviews, 3g Directpay users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.
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User-Friendly Interface
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Customer Experience Enhancements
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Payment Processing Speed
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Customer Support
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Integration Capabilities
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Third-Party Integrations
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Approval Process
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How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.
By Hotel Size
| Segment | 3g Directpay |
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|---|---|---|
| Small (10-24 rooms) ▾ | — | #1 9 reviews |
| Mid-Size (25-74 rooms) ▾ | — | #2 27 reviews |
| Large (75-199 rooms) ▾ | — | #3 12 reviews |
| X-Large (200+ rooms) | — | #3 2 reviews |
By Property Type
| Segment | 3g Directpay |
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| Boutique ▾ | — | #3 17 reviews |
| Luxury ▾ | — | #3 15 reviews |
| Branded / Chain ▾ | — | #3 25 reviews |
| Extended Stay ▾ | — | #1 9 reviews |
By Region
| Segment | 3g Directpay |
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| North America ▾ | — | #3 51 reviews |
| Asia Pacific | — | #3 0 reviews |
| Middle East | — | #2 1 reviews |
When evaluating payment processing solutions, your hotel needs a tool that ensures reliability, ease of use, and strong support, especially as payment security and guest satisfaction are top priorities. Product A, 3g Directpay, offers no reviews or recent data, suggesting limited market presence and user feedback. Conversely, Zil Money boasts over 54 reviews, recent feedback, and a high satisfaction rate, making it a more credible choice. The key question is: which platform best fits your hotel’s payment needs?
Based on current data, Zil Money clearly outshines 3g Directpay. With a review score of 62.92 out of 100, compared to 0 for 3g Directpay, and a near-universal recommendation rate of 87%, Zil Money is the more trusted option. The absence of recent reviews and ratings for 3g Directpay suggests it lacks traction and proven success. If you want a payment solution with recent, positive feedback, Zil Money is the way to go.
3g Directpay appears to be an under-the-radar product, with no reviews or recent user feedback, making it impossible to gauge its effectiveness or reliability. Zil Money, on the other hand, has a proven track record with 54 reviews, all within the last six months, and an NPS score of 8.57 out of 10, indicating high customer satisfaction. The absence of reviews for 3g Directpay raises questions about its market adoption and performance.
Both solutions aim to process payments efficiently, yet Zil Money offers a broad array of features—including multi-currency settlements, contactless payments, and integrations with popular payment methods—that 3g Directpay lacks entirely. The contrast suggests that Zil Money provides a more comprehensive, tested platform suited to hotel payment needs.
Given the limited data on 3g Directpay, your choice hinges on whether you prioritize a well-supported, feature-rich platform or are willing to take a chance on an unreviewed product. The evidence favors Zil Money for reliability and proven user satisfaction.
If your hotel requires a secure, well-supported payment platform backed by recent positive reviews, Zil Money is the clear choice. It’s suitable for hotels of all sizes that need flexible payment options, multi-currency support, and robust customer service. Conversely, if your hotel needs a simplified payment tool that perhaps integrates directly with your existing systems without requiring extensive features, 3g Directpay might seem appealing, but without any data or user feedback, it’s a risky pick.
For hotels prioritizing payment flexibility, security, and a reliable support team, Zil Money’s extensive feature set and high satisfaction levels make it the best option. If you’re open to testing less proven solutions, be cautious with 3g Directpay, which lacks review data altogether.
Zil Money’s user reviews emphasize its intuitive, straightforward interface, rated 4.5 out of 5, with many users citing its ease of onboarding and operation. Customers praise its simple navigation, quick setup, and helpful support, which reduces staff training time. Meanwhile, there is no available data or reviews on 3g Directpay’s usability, making it impossible to compare directly.
Given the high usability rating and recent, positive feedback, Edge: Zil Money. Its proven user-friendly experience makes it a less risky and more efficient choice for your team.
Zil Money offers 15 features, including Pay by Link, Recurring Payments, Multi-Currency Settlements, Contactless Payments, and Payment Splitting—a broad suite that supports diverse hotel payment needs. 3g Directpay, on the other hand, has zero listed features, indicating a possibly limited or undeveloped platform.
With these capabilities, Zil Money provides more control, flexibility, and options for your guests and staff. The feature gap is significant, making Zil Money the clear winner here. Edge: Zil Money.
Zil Money’s customer support has received high marks, rated 4.5 out of 5, with reviews describing the support team as responsive and helpful. Many users mention that support issues are addressed promptly, and onboarding is smooth. There are no reviews or support ratings available for 3g Directpay, which raises concerns about its post-sale service and responsiveness.
Given Zil Money’s strong support ratings and recent positive reviews, Edge: Zil Money. Your hotel will benefit from dependable assistance when needed.
Both products currently lack verified integration partners, with zero confirmed partners for each platform. However, Zil Money offers an API, which provides potential for custom integrations in the future, whereas 3g Directpay has no listed integrations.
While neither platform currently excels in integration options, Zil Money’s API offers more flexibility for hotels seeking tailored financial workflows. Edge: Zil Money.
Since 3g Directpay has no reviews, its hotelier ratings are non-existent, making it impossible to assess user satisfaction. Zil Money, with 54 recent reviews, boasts an average rating of 62.92 out of 100, and 87% of reviewers would recommend it.
Hotels across various segments, especially those needing reliable, multi-feature payment solutions, rate Zil Money highly. Its recent reviews reflect ongoing satisfaction and support, marking it as the more trusted option. Edge: Zil Money.
3g Directpay does not list any pricing information or fee structures, leaving the cost unknown. Zil Money charges a base price of $400, with no mention of monthly fees, implementation costs, or trial options, but offers a 15-day free trial.
Given the transparent pricing and trial availability, Zil Money allows your team to evaluate its value before committing financially, making it easier to compare costs and benefits. Edge: Zil Money.
Given the lack of reviews or features, 3g Directpay is better suited for hotels testing basic payment processing, not those needing robust, trusted solutions.
Zil Money is suitable for hotels of all sizes that value flexibility, security, and proven performance, making it a versatile choice for many property types.
At its core, Zil Money is a comprehensive financial management platform with a focus on payment processing, invoicing, and operational flexibility. Its high review count and recent positive feedback demonstrate its reliability and user trust. Meanwhile, 3g Directpay’s lack of reviews and features leave its value and effectiveness in question.
Choose Zil Money if you want a tested, feature-rich platform with excellent support and user satisfaction. If you are willing to experiment with a no-data solution and need only basic payment processing, 3g Directpay might be an option—but it’s a riskier one. Overall, Zil Money is the clear leader in this comparison for hotels seeking dependable payment processing.
Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.
| 3g Directpay |
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| Starting Price | — | From $400/mo |
According to HTR's product database, 3g Directpay by network and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.
| Feature | 3g Directpay |
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| Authorization Adjustments | ||
| Gratuity Function | ||
| Multi-Currency Settlements | ||
| Partial Capture | ||
| Pay by Link | ||
| Recurring Payments |
Showing top differences. 3 more features differ between these products.
What hoteliers love
Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.
Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.
Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.
Where hoteliers push back
Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.
Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.
Unique capabilities
Where the ratings diverge most
It depends on your requirements. 3g Directpay by network and Zil Money share many core Payments Processing Software features, but each has unique capabilities. 3g Directpay by network offers 0 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.
Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.
3g Directpay by network: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.
The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. 3g Directpay has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.
| Criteria Group | Weight | What It Measures |
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| Customer Ratings & Reviews |
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How highly do users recommend this product? Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories ▾ The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias. |
| Partner Ecosystem |
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How highly do tech partners recommend this company? Partner Recommendations, Integration Quantity, Integration Quality ▾ Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack. |
| Customer Centricity |
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How customer-centric is this organization? Certified Support, Review Consistency, Profile Completeness ▾ Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features. |
| Reach, Staying Power & Resources |
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How extensive is this company's reach and resourcing? Geographic Reach, Staying Power, Company Resources, Trending Score ▾ Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity. |
Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →
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