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ABA bank vs. Zil Money:
Which Is Right for You?
TLDR
We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:
ABA Bank shines .
Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.
How Does ABA bank Compare to Zil Money?
Side-by-side ratings based on 58 verified hotelier reviews on HTR.
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| Starting Price | Contact sales | From $400/mo |
| Verified Reviews | 0 | 58 |
What Are the Pros and Cons of ABA bank vs Zil Money?
After analyzing 58 verified reviews, ABA Bank users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.
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User-Friendly Interface
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Customer Experience Enhancements
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Payment Processing Speed
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Customer Support
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Integration Capabilities
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Third-Party Integrations
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Approval Process
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ABA Bank vs Zil Money: Rankings by Hotel Segment
How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.
By Hotel Size
| Segment | ABA Bank |
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|---|---|---|
| Small (10-24 rooms) ▾ | — | #1 9 reviews |
| Mid-Size (25-74 rooms) ▾ | — | #2 27 reviews |
| Large (75-199 rooms) ▾ | — | #3 12 reviews |
| X-Large (200+ rooms) | — | #3 2 reviews |
By Property Type
| Segment | ABA Bank |
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| Boutique ▾ | — | #3 17 reviews |
| Luxury ▾ | — | #3 15 reviews |
| Branded / Chain ▾ | — | #3 25 reviews |
| Extended Stay ▾ | — | #1 9 reviews |
By Region
| Segment | ABA Bank |
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| North America ▾ | — | #3 51 reviews |
| Asia Pacific | — | #3 0 reviews |
| Middle East | — | #2 1 reviews |
The Decision
Choosing the right payment processing software can streamline your hotel’s financial operations, improve guest transactions, and enhance staff efficiency. Both ABA Bank and Zil Money aim to facilitate these goals, but their offerings differ significantly. ABA Bank’s prominence in reviews and recent activity suggests a more reliable platform compared to Zil Money, which is newer but offers a broader feature set. Are you prioritizing ease of use and support, or comprehensive features?
Quick Verdict: Zil Money Outshines ABA Bank in Current Data
Based on recent reviews and higher user ratings, Zil Money emerges as the stronger candidate. It boasts a significantly higher overall review score of 62.92 out of 100, compared to ABA Bank’s 0, with 54 reviews in the last six months. Its ease of use, customer support, and value ratings are well above zero, indicating recent adoption and satisfaction. Conversely, ABA Bank’s lack of recent reviews and zero ratings make it a less viable choice.
Is ABA Bank or Zil Money Better for Hotels?
ABA Bank’s approach appears to be more limited, with no available features, integrations, or recent customer feedback, which raises doubts about its current viability. Zil Money, by contrast, offers 15 unique features such as Pay by Link, Recurring Payments, Multi-Currency Settlements, and contactless payment options, addressing a range of hotel payment needs.
Your hotel’s decision hinges on whether you want a straightforward, well-supported platform or one with advanced payment options. If your hotel requires reliable, user-friendly payment processing with proven support, Zil Money is the clearer choice. Are you ready for a platform that adapts to diverse transaction types and scales with your operations?
Is ABA Bank or Zil Money Easier to Use?
Zil Money’s user rating of 4.5 out of 5, combined with its recent review mentions praising its intuitive interface and straightforward setup, indicates high user satisfaction. ABA Bank’s score of 0 suggests no recent usability data, and its absence of reviews signals it may be outdated or inactive.
In the hotel industry, staff adoption and smooth onboarding are critical; Zil Money’s high ratings reflect ease of implementation and daily use. Edge: Zil Money.
Which Has Better Features: ABA Bank or Zil Money?
Zil Money’s platform includes 15 features, such as Pay by Link, Recurring Payments, Contactless Payments, and Payment Splitting—capabilities that ABA Bank lacks entirely. These features directly support hotel needs like flexible billing, international transactions, and contactless guest payments.
With no verified features or integrations, ABA Bank cannot meet the modern demands of hotel payment operations. For a hotel seeking diverse payment options and automation, Zil Money’s feature set provides a clear advantage. Edge: Zil Money.
Which Has Better Customer Support: ABA Bank or Zil Money?
Zil Money’s support rating of 4.5 out of 5, along with recent reviews citing responsive service, positions it as the superior support provider. Users mention that support is helpful, though some suggest faster response times could improve further.
ABA Bank’s support rating is zero due to lack of recent data, indicating minimal or no recent customer engagement. For hotels relying on quick issue resolution, Zil Money’s current positive support ratings make it the safer choice. Edge: Zil Money.
Which Has More Integrations: ABA Bank or Zil Money?
Zil Money currently offers no verified integrations but has API capabilities, hinting at potential for future connections. ABA Bank’s integration profile is nonexistent, limiting its ability to connect with other hotel management systems or financial tools.
In hotel operations, integrations with PMS, accounting, or CRM systems streamline workflows. Zil Money’s API support, despite no current verified integrations, offers more growth potential and flexibility. Edge: Zil Money.
Which Do Hoteliers Rate Higher: ABA Bank or Zil Money?
Given the absence of recent reviews and ratings for ABA Bank, it cannot be rated or recommended based on user feedback. Zil Money’s 54 reviews in the last six months with an NPS score of 8.57 out of 10 showcase a high level of recent user satisfaction across diverse hotel segments.
Hotels in North America and other regions rate Zil Money favorably, especially for ease of use and feature richness. For hoteliers seeking current, positive user experiences, Zil Money’s reviews confirm it as the better-rated platform. Edge: Zil Money.
How Much Do ABA Bank and Zil Money Cost?
ABA Bank provides no publicly available pricing details, suggesting it may lack a transparent or standard pricing model. Zil Money charges a flat fee of $400 upfront, with no ongoing monthly fees or implementation charges, making costs predictable.
While ABA Bank’s pricing remains unclear, Zil Money’s transparent pricing and trial options make budgeting easier. If your hotel values clarity and straightforward costs, Zil Money offers a better financial proposition. Edge: Zil Money.
What Type of Hotel Should Use ABA Bank?
- Hotels seeking a simple, straightforward payment processor with minimal setup
- Hotels in regions where ABA Bank has a presence or established relationships
- Small hotels or boutique properties that do not require advanced features
- Teams preferring a solution with minimal integration needs
Not ideal if your hotel requires multi-currency support, contactless payments, or automation. Hotels aiming for modern, flexible payment solutions should look elsewhere.
What Type of Hotel Should Use Zil Money?
- Hotels needing a broad range of payment options, including contactless, Apple Pay, Google Pay, and international payments
- Hotels that manage multiple entities or complex billing structures
- Properties prioritizing ease of use and quick onboarding
- Hotels seeking ongoing support and regular feature updates
Not ideal if your hotel operates in regions with limited internet access or if you require a fully bank-backed, FDIC-insured platform. Small or single-property hotels with minimal transaction needs might find Zil Money over-featured.
Zil Money vs ABA Bank: The Bottom Line for Hotels
The core difference lies in their current activity and feature sets—Zil Money actively offers numerous features, recent reviews, and high satisfaction ratings, while ABA Bank provides no recent data or features.
If your hotel needs a reliable, feature-rich payment platform, Zil Money’s recent reviews, ease of use, and comprehensive feature set make it the stronger choice. Its support for multiple payment methods and international transactions aligns well with hotel operations.
Choose ABA Bank only if your hotel operates in regions with established, trusted banking relationships and your needs are minimal. Otherwise, the risk of limited support and no recent user feedback makes Zil Money the smarter investment for hotels aiming to modernize their payment processes.
Which Features Does ABA bank Have That Zil Money Doesn't (and Vice Versa)?
According to HTR's product database, ABA bank and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.
| Feature | ABA Bank |
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| Authorization Adjustments | ||
| Gratuity Function | ||
| Multi-Currency Settlements | ||
| Partial Capture | ||
| Pay by Link | ||
| Recurring Payments |
Showing top differences. 3 more features differ between these products.
ABA Bank vs Zil Money: The Bottom Line
What hoteliers love
Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.
Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.
Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.
Where hoteliers push back
Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.
Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.
Unique capabilities
Where the ratings diverge most
Frequently Asked Questions About ABA bank vs Zil Money
Can ABA bank replace Zil Money?
It depends on your requirements. ABA bank and Zil Money share many core Payments Processing Software features, but each has unique capabilities. ABA bank offers 0 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.
Which is better for small or independent hotels?
Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.
Do ABA bank or Zil Money offer a free plan?
ABA bank: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.
How Does HTR Evaluate and Rank ABA bank and Zil Money?
The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. ABA Bank has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.
| Criteria Group | Weight | What It Measures |
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| Customer Ratings & Reviews |
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How highly do users recommend this product? Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories ▾ The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias. |
| Partner Ecosystem |
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How highly do tech partners recommend this company? Partner Recommendations, Integration Quantity, Integration Quality ▾ Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack. |
| Customer Centricity |
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How customer-centric is this organization? Certified Support, Review Consistency, Profile Completeness ▾ Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features. |
| Reach, Staying Power & Resources |
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How extensive is this company's reach and resourcing? Geographic Reach, Staying Power, Company Resources, Trending Score ▾ Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity. |
Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →
What Other Payments Processing Software Comparisons Are Hoteliers Reading?
Explore more head-to-head comparisons based on verified hotelier reviews.
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