The project dashboard is a free tool that is only available to verified hoteliers to make adopting new technology easier by streamlining their research and simplifying their communication workflow.
TLDR
We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:
SimaPay shines .
Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.
Side-by-side ratings based on 58 verified hotelier reviews on HTR.
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| Starting Price | Contact sales | From $400/mo |
| Verified Reviews | 0 | 58 |
After analyzing 58 verified reviews, SimaPay users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.
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User-Friendly Interface
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Customer Experience Enhancements
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Payment Processing Speed
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Customer Support
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Integration Capabilities
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Third-Party Integrations
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Approval Process
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How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.
By Hotel Size
| Segment | SimaPay |
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|---|---|---|
| Small (10-24 rooms) ▾ | — | #1 9 reviews |
| Mid-Size (25-74 rooms) ▾ | — | #2 27 reviews |
| Large (75-199 rooms) ▾ | — | #3 12 reviews |
| X-Large (200+ rooms) | — | #3 2 reviews |
By Property Type
| Segment | SimaPay |
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| Boutique ▾ | — | #3 17 reviews |
| Luxury ▾ | — | #3 15 reviews |
| Branded / Chain ▾ | — | #3 25 reviews |
| Extended Stay ▾ | — | #1 9 reviews |
By Region
| Segment | SimaPay |
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| North America ▾ | — | #3 51 reviews |
| Asia Pacific | — | #3 0 reviews |
| Middle East | — | #2 1 reviews |
Choosing the right payments processing software for your hotel hinges on understanding each product's strengths and weaknesses. Both Asia Pay by SimaPay and Zil Money aim to streamline your hotel’s financial transactions, yet they diverge significantly in maturity, features, and user feedback. SimaPay’s lack of recent reviews and minimal data make it an uncertain choice, whereas Zil Money boasts a more established presence and robust reviews. Which software aligns better with your hotel’s operational needs?
SimaPay and Zil Money address the core challenge of secure and efficient payments processing, but their approach and market presence differ. SimaPay provides no recent reviews, ratings, or features, making it difficult to assess its suitability or reliability for hotel payments. Conversely, Zil Money has garnered 54 reviews in the past six months, with a high NPS score of 8.57 out of 10 and an overall user rating near 63 out of 100, indicating more recent user satisfaction. Are you comfortable selecting a product with little recent feedback, or do you prefer a solution backed by active user experiences?
While SimaPay’s zero ratings suggest it may be an early-stage or poorly supported product, Zil Money’s extensive feature set—15 unique features, including multi-currency settlements, contactless payments, and recurring billing—demonstrates a mature platform tailored to diverse needs. Zil Money’s regional presence across six countries and positive review trends suggest it can handle complex international and multi-entity hotel operations better than SimaPay’s unknown scope. Given the recent review activity and higher engagement, Zil Money appears the more reliable choice today. Do you want a platform with proven user confidence or one with minimal recent feedback?
If your hotel needs comprehensive payment options, multi-currency support, and established regional presence, go with Zil Money. Its 15 features—including Pay by Link, Google Pay, and American Express acceptance—provide flexibility that SimaPay does not offer, making it suitable for hotels with complex payment workflows or international guests.
If your hotel’s priorities are limited to basic payment processing and you’re willing to take a risk on an unproven platform, SimaPay might seem appealing, but with no recent reviews or solid feature data, it’s hard to justify. Zil Money’s 54 reviews in the last six months, combined with a 4.5/5 ease of use rating and strong customer support, make it the safer, more transparent choice. For hotels aiming for reliable, feature-rich payment management, Zil Money is the clear leader.
Ease of use is well-documented for Zil Money, with a 4.5/5 user rating, driven by positive reviews highlighting its intuitive interface and quick onboarding. Reviewers mention that Zil Money’s platform simplifies financial operations, reducing setup time and making it accessible for teams unfamiliar with complex payment systems. Support responsiveness is rated highly at 4.5/5, further easing your team's adoption.
In contrast, SimaPay’s usability data is nonexistent, and with no recent reviews, it’s impossible to gauge how user-friendly or accessible it truly is. The lack of feedback suggests limited adoption or support, adding uncertainty to its ease of use.
Edge: Zil Money.
Zil Money offers 15 distinct features—such as recurring payments, contactless options, and multiple currency support—that cater to varied hotel payment needs. These features are absent from SimaPay, which has no listed or verified capabilities, suggesting it may be a basic or underdeveloped platform.
Zil Money’s comprehensive feature set is a clear advantage for hotels seeking a versatile payment platform capable of handling international transactions, split payments, and digital wallets. SimaPay’s lack of features or reviews leaves its capabilities unclear, making it unsuitable for hotels requiring advanced payment functionalities.
Edge: Zil Money.
Zil Money’s customer support ratings of 4.5/5 and recent positive review comments highlight its commitment to responsive service. Users praise the platform’s support team for quick resolution and helpful onboarding assistance, which is vital for hotel operations that require reliable payment processing.
SimaPay, on the other hand, has no recent reviews or ratings, leaving its support quality uncertain. Without feedback, it’s impossible to verify whether SimaPay provides timely and effective assistance, making Zil Money the safer choice for ongoing support.
Edge: Zil Money.
Neither platform currently boasts verified third-party integrations, with both showing zero established partnerships. Zil Money does offer an API and broad financial operation tools, but without confirmed integrations, it’s unclear how well it connects with your existing hotel management or accounting systems.
SimaPay’s lack of data makes it impossible to assess integration capabilities. Given Zil Money’s focus on multiple payment types and it’s API, it might have potential for future integrations, but currently, both products are on equal footing in this regard.
Edge: Neither product.
With 54 recent reviews and a high NPS score of 8.57, Zil Money consistently receives positive feedback from hoteliers across various segments. Hotels of different sizes and types appreciate its user-friendly interface and wide feature range, indicating broad applicability and satisfaction.
SimaPay has no recent reviews or ratings, making it impossible to gauge hotel sentiment or satisfaction. Its lack of recent user feedback diminishes confidence that it meets hotel needs effectively.
Edge: Zil Money.
SimaPay’s pricing structure is not disclosed, and it appears to operate on a custom or undisclosed basis. This lack of transparency complicates budgeting and comparison.
Zil Money charges a base fee of $400, with no mention of monthly per-room or implementation costs, and offers a 15-day free trial. Its transparent pricing and trial option provide better clarity for hotel finance planning.
Given the opaque pricing of SimaPay, Zil Money offers a more straightforward value proposition.
Hotels that are comfortable with unproven platforms and do not require extensive features might consider SimaPay if they are looking to experiment with new payment solutions. Small boutique hotels or startups with limited payment needs could test its offerings.
Not ideal if your hotel requires robust features, regional support, or positive recent feedback. Larger or international hotels should seek solutions with proven reliability and active user communities.
Hotels seeking a mature, feature-rich payment platform with high user ratings should choose Zil Money. Its comprehensive features, international support, and positive recent reviews make it ideal for hotels of all sizes—especially those with complex payment workflows or multiple locations.
Not ideal if your hotel operates solely within a single region with simple payment needs, or if you prioritize free or very low-cost solutions.
Zil Money stands out as the more established and reviewed platform, with active recent feedback and a broad feature set tailored for diverse hotel needs. Its high customer satisfaction scores and transparent pricing make it a safer and more practical choice for most hotels today.
SimaPay’s lack of recent reviews, features, and pricing transparency makes it difficult to recommend confidently. It may be suitable for small or experimental businesses willing to accept the risks of an unverified platform.
In summary, if your hotel values proven performance, comprehensive features, and active support, Zil Money is the better option. If you’re willing to explore an untested platform with minimal information, SimaPay could be considered, but with caution.
Final Recommendation: For most hotels evaluating payment processing software today, Zil Money provides a more reliable, feature-rich, and well-reviewed solution.
According to HTR's product database, Asia Pay and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.
| Feature | SimaPay |
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| Authorization Adjustments | ||
| Gratuity Function | ||
| Multi-Currency Settlements | ||
| Partial Capture | ||
| Pay by Link | ||
| Recurring Payments |
Showing top differences. 3 more features differ between these products.
What hoteliers love
Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.
Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.
Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.
Where hoteliers push back
Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.
Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.
Unique capabilities
Where the ratings diverge most
It depends on your requirements. Asia Pay and Zil Money share many core Payments Processing Software features, but each has unique capabilities. Asia Pay offers 0 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.
Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.
Asia Pay: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.
The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. SimaPay has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.
| Criteria Group | Weight | What It Measures |
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| Customer Ratings & Reviews |
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How highly do users recommend this product? Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories ▾ The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias. |
| Partner Ecosystem |
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How highly do tech partners recommend this company? Partner Recommendations, Integration Quantity, Integration Quality ▾ Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack. |
| Customer Centricity |
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How customer-centric is this organization? Certified Support, Review Consistency, Profile Completeness ▾ Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features. |
| Reach, Staying Power & Resources |
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How extensive is this company's reach and resourcing? Geographic Reach, Staying Power, Company Resources, Trending Score ▾ Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity. |
Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →
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