Authorize.net vs. Zil Money: Which Is Right for You?

Updated May 15, 2026  ·  58 verified reviews analyzed

TLDR

We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

Authorize.net shines .

Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.

See the full breakdown below ↓

How Does Authorize.net Compare to Zil Money?

Side-by-side ratings based on 58 verified hotelier reviews on HTR.

HTScore
0
63
Likelihood to Recommend
0%
87%
Ease of Use
0.0/5
4.5/5
Customer Support
0.0/5
4.5/5
Value for Money
0.0/5
4.5/5
Starting Price Contact sales From $400/mo
Verified Reviews 0 58

What Are the Pros and Cons of Authorize.net vs Zil Money?

After analyzing 58 verified reviews, Authorize.net users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.

Authorize.net Zil Money Zil Money
Pros
+ User-Friendly Interface
+ Customer Experience Enhancements
+ Payment Processing Speed
+ Customer Support
Cons
Integration Capabilities
Third-Party Integrations
Approval Process

Authorize.net vs Zil Money: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment Authorize.net Zil Money Zil Money
Small (10-24 rooms) #1 9 reviews
Mid-Size (25-74 rooms) #2 27 reviews
Large (75-199 rooms) #3 12 reviews
X-Large (200+ rooms) #3 2 reviews

By Property Type

Segment Authorize.net Zil Money Zil Money
Boutique #3 17 reviews
Luxury #3 15 reviews
Branded / Chain #3 25 reviews
Extended Stay #1 9 reviews

By Region

Segment Authorize.net Zil Money Zil Money
North America #3 51 reviews
Asia Pacific #3 0 reviews
Middle East #2 1 reviews

The Decision

Choosing between Authorize.net and Zil Money for your hotel's payment processing needs hinges on your operational priorities and the scale of your financial management. Both platforms aim to facilitate transactions, but they diverge significantly in features, ease of use, support, and market presence. Authorize.net, despite a long-standing reputation, currently lacks recent reviews and user ratings, raising questions about its current relevance. Conversely, Zil Money boasts a recent surge in positive feedback, with more reviews over the past six months, indicating its growing credibility.

Authorize.net offers a payment gateway service primarily focused on credit card and electronic check transactions. Zil Money, while also handling payments, emphasizes its broader financial management toolkit, including payroll, invoicing, and multiple payment methods. Do you need a straightforward gateway or a comprehensive financial platform? The choice depends on your hotel’s specific requirements.

Is Authorize.net or Zil Money Better for Hotels?

Authorize.net is a globally recognized payment gateway that processes credit card and e-check payments securely, making it suitable for hotels with high online booking volumes. However, its lack of recent reviews and a zero rating cast doubt on its current performance and customer satisfaction.

Zil Money, on the other hand, has a robust 62.9 HTR score, with 54 recent reviews in the last six months, and an 87% likelihood to recommend. Its user reviews consistently praise its ease of use, support, and value. Do you prioritize a platform with proven recent success and active user feedback? Zil Money clearly outperforms Authorize.net in recent data, making it the more reliable choice now.

Zil Money vs Authorize.net: Which Should Your Hotel Choose?

If your hotel needs a straightforward, secure gateway for credit card and electronic check payments, Authorize.net might seem appealing. Still, the platform's zero reviews and no recent updates suggest it may not deliver the responsiveness or innovation your hotel requires.

If your hotel benefits from a broad financial toolkit—including online payments, invoicing, payroll, and multi-currency support—Zil Money is the better fit. Its extensive feature set (15 features exclusive to it), high user satisfaction, and active reviews demonstrate its ability to support diverse financial operations effectively.

For hotels seeking minimal complexity and proven stability, Authorize.net could suffice, but for those wanting a flexible, well-supported platform with ongoing updates, Zil Money is the clear choice.

Is Authorize.net or Zil Money Easier to Use?

Authorize.net's interface and onboarding process are not well-rated, with a score of 0/5, and user reviews do not provide recent feedback, making it difficult to gauge ease of use. Its lack of recent reviews suggests potential usability challenges or stagnation.

Zil Money scores 4.5/5 for ease of use, with most reviews praising its intuitive interface and straightforward setup process. Users mention that its platform reduces onboarding time and simplifies financial management, a crucial factor for busy hotel teams.

Edge: Zil Money.

Which Has Better Features: Authorize.net or Zil Money?

Authorize.net offers no unique features beyond basic payment gateway functions. Conversely, Zil Money provides 15 features, including Pay by Link, Recurring Payments, Multi-Currency Settlements, Contactless Payments, Payment Splitting, and more—capabilities that directly support hotel financial operations.

The breadth of features in Zil Money allows your team to handle complex transactions and multi-channel payments from a single platform. Its feature set is designed for flexibility and operational efficiency, giving it a distinct advantage.

Edge: Zil Money.

Which Has Better Customer Support: Authorize.net or Zil Money?

Authorize.net’s support ratings are nonexistent or unreported, and with no recent reviews, it’s challenging to assess support quality. This lack of recent feedback raises concerns about responsiveness, especially if issues arise during busy seasons.

Zil Money’s support scores 4.5/5, with reviews highlighting its quick response times and helpful assistance. Users appreciate its customer service, although some suggest that responsiveness could be improved further. Still, it currently outperforms Authorize.net in support.

Edge: Zil Money.

Which Has More Integrations: Authorize.net or Zil Money?

Authorize.net has a single verified partner integration with Yanolja Cloud Solution, limiting its compatibility options. Zil Money, however, offers no verified partners yet but claims API access and a focus on expanding its integrations.

Despite fewer official partnerships, Zil Money’s open API allows for future customization and integration with various financial and hotel management tools. Its flexibility makes it more adaptable for evolving hotel tech stacks.

Edge: Zil Money.

Which Do Hoteliers Rate Higher: Authorize.net or Zil Money?

Given the absence of recent reviews for Authorize.net, it’s impossible to gauge current customer satisfaction. Zil Money’s 54 recent reviews and an 87% likelihood to recommend demonstrate strong, recent approval among hoteliers.

Hotels across various segments—most notably in boutique, budget, and branded hotels—rate Zil Money highly, praising its ease, support, and value. The recent, active feedback indicates it is the preferred choice among hotel operators now.

Edge: Zil Money.

How Much Do Authorize.net and Zil Money Cost?

Authorize.net does not publicly disclose pricing or offer a free trial, making cost comparisons difficult. Its pricing is likely variable and may include setup fees, monthly fees, or per-transaction charges, typical for payment gateways.

Zil Money charges a flat $400 base price with no mention of ongoing subscription fees, although specific transaction costs are not detailed here. Its transparent pricing with a 15-day free trial offers better predictability for hotel finance planning.

While both lack detailed, comparable pricing data, Zil Money’s straightforward approach and active trial offer a clearer value proposition.

What Type of Hotel Should Use Authorize.net?

  • Hotels that primarily need a reliable credit card processing gateway for online bookings.
  • Teams that mainly process transactions in high-volume, e-commerce, or retail contexts.
  • Hotels with existing integrations that rely on widely adopted payment gateway standards.

Not ideal if:

  • Your hotel requires extensive financial management features beyond basic payment processing.
  • You prefer a solution with recent reviews, active support, and ongoing feature development.
  • You want a platform with a proven, current presence in the hotel industry.

What Type of Hotel Should Use Zil Money?

  • Hotels that need comprehensive online financial management, including invoicing, payroll, and multiple payment methods.
  • Teams that value ease of use, quick onboarding, and active, recent user feedback.
  • Hotels operating across multiple regions and requiring multi-currency support.
  • Hotels seeking a platform with multiple payment options like contactless, Apple Pay, Google Pay, and payment splitting.

Not ideal if:

  • Your hotel only needs a basic payment gateway without additional financial tools.
  • You require a platform with a large partner network or extensive third-party integrations.
  • Your team prefers a well-established, long-standing brand with decades of presence in the global market.

Zil Money vs Authorize.net: The Bottom Line for Hotels

The core difference lies in their capabilities: Authorize.net is a payment gateway with minimal recent activity, while Zil Money is a financial management platform with a broad feature set and active user base. Its high ratings, recent reviews, and comprehensive tools make it more suited to hotels seeking more than just card processing.

Choose Authorize.net if your hotel only needs a simple, reliable, and widely compatible payment gateway and you’re comfortable managing without recent support or updates. However, for most hotels aiming for ease, flexibility, and ongoing support, Zil Money delivers a more complete financial platform.

If you value recent user feedback and a platform that actively supports hotel operations, Zil Money is the clear winner. Its extensive features and high satisfaction rates make it the safer, smarter choice moving forward.


In summary, Zil Money’s recent reviews, active support, and comprehensive features set it apart in the hotel payments landscape. While Authorize.net remains a known name, its silence in recent feedback suggests it may no longer be the best fit for modern hotel finance needs. Your team should prioritize platforms that are actively supported and feature-rich—Zil Money ticks those boxes convincingly.

How Much Do Authorize.net and Zil Money Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

Authorize.net Zil Money Zil Money
Starting Price From $400/mo

Which Features Does Authorize.net Have That Zil Money Doesn't (and Vice Versa)?

According to HTR's product database, Authorize.net and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.

Feature Authorize.net Zil Money Zil Money
Authorization Adjustments
Gratuity Function
Multi-Currency Settlements
Partial Capture
Pay by Link
Recurring Payments

Showing top differences. 3 more features differ between these products.

Authorize.net vs Zil Money: The Bottom Line

Authorize.net
0.0/5 from 0 reviews
0.0/5 ease of use 0.0/5 support 1 integrations
Visit Profile
Zil Money
Zil Money
4.4/5 from 58 reviews

What hoteliers love

User-Friendly Interface 84% positive

Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.

Customer Experience Enhancements 64% positive

Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.

Payment Processing Speed 86% positive

Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.

Where hoteliers push back

Integration Capabilities 50% negative

Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.

Third-Party Integrations 50% negative

Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.

Unique capabilities

Pay by Link Recurring Payments Multi-Currency Settlements Authorization Adjustments Gratuity Function
4.5/5 ease of use 4.5/5 support 0 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Zil Money 4.5 vs 0.0 (+4.5)
Customer Support Zil Money 4.5 vs 0.0 (+4.5)
Value for Money Zil Money 4.5 vs 0.0 (+4.5)
Onboarding Zil Money 4.2 vs 0.0 (+4.2)

Frequently Asked Questions About Authorize.net vs Zil Money

Can Authorize.net replace Zil Money?

It depends on your requirements. Authorize.net and Zil Money share many core Payments Processing Software features, but each has unique capabilities. Authorize.net offers 1 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do Authorize.net or Zil Money offer a free plan?

Authorize.net: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank Authorize.net and Zil Money?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Authorize.net has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

Get personalized product recommendations

Product recommendations advisor

Ghostel icon

Let´s lookup your hotel information