ePay vs. Zil Money:
Which Is Right for You?

The Decision

Choosing the right payments processing software can dramatically impact your hotel's cash flow, operational efficiency, and guest experience. Both ePay by REPAY and Zil Money aim to streamline your payment operations, but their features, support, and market presence differ significantly. While REPAY has a minimal online footprint and no recent reviews, Zil Money offers a broader feature set, more recent feedback, and a stronger market presence. Which product aligns better with your hotel’s needs?

Is ePay by REPAY or Zil Money Better for Hotels?

ePay by REPAY is designed as a straightforward electronic payment processing platform. It handles basic credit and ACH payments but lacks recent reviews, active user feedback, or notable feature updates, making its value and reliability difficult to assess. Conversely, Zil Money boasts 54 recent reviews and an active user base across multiple continents, reflecting ongoing development and customer engagement.

Both platforms aim to facilitate financial transactions but diverge sharply in their scope and usability. ePay is limited to core payment processing, while Zil Money offers a suite of features like pay-by-link, multi-currency settlements, and contactless payments. The question becomes: do you need a simple payment gateway, or a comprehensive financial management tool?

Zil Money vs ePay by REPAY: Which Should Your Hotel Choose?

If your hotel requires a flexible, feature-rich platform capable of handling complex payment workflows, Zil Money is the clear choice. It supports various payment methods, including Apple Pay, Google Pay, Paypal, and American Express, offering a rich feature set with 15 unique functionalities that ePay does not provide.

On the other hand, if your priority is a simple, streamlined payment processing system with minimal setup and management, ePay might seem appealing—though the lack of recent reviews and visible user feedback makes this option risky. Given the current market evidence, Zil Money's established presence and comprehensive features make it the more reliable choice for hotels seeking operational control and scalability.

Is ePay by REPAY or Zil Money Easier to Use?

Ease of use is a critical factor, especially in busy hotel environments where staff need quick, reliable tools. Zil Money scores an impressive 4.5/5 for ease of use based on recent reviews, with users praising its intuitive interface and straightforward payment workflows. Conversely, REPAY scores 0/5 with no recent reviews or user ratings, making its usability assessment impossible and implying it might lack recent user-centric updates.

Most recent feedback indicates Zil Money's interface reduces onboarding time and improves staff adoption, whereas REPAY’s absence of recent reviews suggests limited ongoing support or updates.

Edge: Zil Money.

Which Has Better Features: ePay by REPAY or Zil Money?

Zil Money offers 15 features, including pay-by-link, recurring payments, multi-currency settlements, contactless payments, and payment splitting—features that significantly expand your hotel’s payment options and operational control. ePay, in contrast, provides no unique features or advanced functionalities, limiting you to basic payment processing.

For hotels seeking a versatile, multi-channel payment platform capable of handling diverse transactions and currencies, Zil Money’s feature set is essential. ePay’s feature offerings are too limited to support complex or multi-method payment workflows.

Edge: Zil Money.

Which Has Better Customer Support: ePay by REPAY or Zil Money?

Customer support quality often correlates with user satisfaction and operational uptime. Zil Money has a 4.5/5 support rating from recent reviews, with users describing its support team as responsive and helpful, though some note room for faster responses. ePay’s support ratings and recent feedback are nonexistent, and no reviews are available to gauge its support quality.

Given the active review presence for Zil Money, it's the safer bet for responsive, ongoing support—especially important when integrating with your existing hotel systems or resolving urgent issues.

Edge: Zil Money.

Which Do Hoteliers Rate Higher: ePay by REPAY or Zil Money?

With no recent reviews or ratings, ePay's user satisfaction remains entirely unknown, making it impossible to judge. Zil Money, on the other hand, has an 8.57/5 NPS score based on 54 reviews, with 87% of users recommending it. Hotels across segments, including luxury, boutique, and branded hotels, rate Zil Money highly for usability, features, and support.

This robust, recent feedback underscores Zil Money’s standing as a trusted option among hoteliers, whereas REPAY’s lack of recent reviews suggests limited current relevance.

Edge: Zil Money.

How Much Do ePay by REPAY and Zil Money Cost?

ePay’s pricing details are unavailable or not publicly disclosed, which could pose budgeting issues. Zil Money charges a base fee of $400, with no free tier or trial, but provides a transparent cost structure and an API for integration.

While upfront costs may seem high for Zil Money, its feature set and ongoing support justify the investment, especially compared to the opaque pricing of ePay.

What Type of Hotel Should Use ePay by REPAY?

• Hotels that need a simple, no-frills payment gateway for basic transactions.
• Teams seeking a quick, low-cost solution without complex features.
• Hotels with minimal cross-border or multi-method payment needs.

Not ideal if:

• Your hotel requires multi-currency, contactless, or advanced payment features.
• You need ongoing support and updates.
• You want a platform with proven user satisfaction and recent reviews.

Given the lack of recent data, ePay is only suitable if your operational needs are minimal and stability is less critical.

What Type of Hotel Should Use Zil Money?

• Hotels seeking a flexible payment platform supporting multiple payment methods and currencies.
• Teams that want integrated features like recurring billing, pay-by-link, and contactless payments.
• Hotels with complex invoicing or multi-entity financial structures.
• Hotels prioritizing a platform with recent reviews, high user ratings, and active support.

Not ideal if:

• Your hotel operates with very simple, transactional payment needs.
• You have a tight budget that cannot accommodate the $400 setup fee.
• You prefer a solution that doesn’t support international or contactless payments.

Zil Money is suited for hotels aiming to modernize their payment operations with a comprehensive, user-reviewed platform.

ePay vs Zil Money: The Bottom Line for Hotels

The core difference lies in scope: ePay is a basic payment processor with no recent reviews or feature updates, making it a risky choice for modern hotel operations. Zil Money offers a well-rounded suite of features, active support, recent feedback, and a solid user base, making it more suitable for hotels that want reliable, multi-channel payment capabilities.

If your hotel needs an all-in-one financial management platform, Zil Money’s extensive features and recent positive reviews make it the clear choice. Conversely, if you just need a simple gateway for very basic transactions, and your budget is constrained, ePay could suffice—though its lack of current user data suggests caution.

In conclusion, for most hotels aiming for operational growth and customer satisfaction, Zil Money is the safer, more dependable option.