Folio Pay vs. Sertifi by Flywire (Payments):
Which Is Right for You?

The Decision

Choosing the right payments processing software for your hotel hinges on understanding how each solution aligns with your operational needs, security concerns, and growth ambitions. Folio Pay by Folio and Sertifi by Flywire both aim to streamline payments, but they do so through different approaches and feature sets. Folio Pay offers a cloud-based, procure-to-pay focus with cashback incentives, whereas Sertifi emphasizes fast, secure transactions and e-signature capabilities. Which one best suits your hotel’s priorities?

While Folio Pay has a limited review count, Sertifi’s extensive recent feedback and higher overall ratings provide a clearer picture of user satisfaction. Does your hotel prioritize recent, proven performance, or are you looking for a platform with unique financial benefits?

Is Folio Pay or Sertifi Better for Hotels?

Folio Pay and Sertifi both aim to simplify hotel payments, but their core offerings diverge significantly. Folio Pay integrates as part of a broader procure-to-pay system, designed to optimize supplier payments, reduce risks, and generate rebates through its automation. Sertifi, on the other hand, centers on fast, PCI-compliant payment collection combined with electronic signatures, focusing on operational speed and security.

Folio Pay’s strength lies in managing accounts payable and offering financial incentives, which is ideal for hotels with complex procurement processes looking to optimize cash flow. Sertifi’s speed, ease of use, and security appeal to hotels prioritizing quick deposits, operational simplicity, and compliance. Are you seeking to enhance payment control and rebates, or streamline transaction speed and security?

Folio Pay vs Sertifi: Which Should Your Hotel Choose?

If your hotel requires a comprehensive accounts payable solution that offers rebate incentives, detailed control, and integration with procurement workflows, Folio Pay is the better pick. Its focus on automating supplier payments and maximizing rebates makes it ideal for larger hotels or those with sophisticated finance teams.

Conversely, if your hotel needs a fast, secure platform for collecting payments and eSignatures with minimal setup, Sertifi is the right choice. Its straightforward interface, strong security, and extensive integrations—especially with platforms like Opera and Salesforce—make it suitable for hotels seeking operational efficiency and quick cash flow.

For hotels prioritizing procure-to-pay automation and rebates, go with Folio Pay. If speed, security, and ease of transaction are paramount, choose Sertifi.

Is Folio Pay or Sertifi Easier to Use?

Folio Pay boasts a 5/5 ease-of-use rating based on its intuitive, cloud-based interface designed for finance teams. Its onboarding process is rated equally high, reflecting straightforward setup, though reviews are limited. Users find the platform simplifies supplier management and payment scheduling.

Sertifi scores 4.78/5, with reviews consistently praising its user-friendly design that’s easy for both staff and clients to navigate. Its onboarding is efficient, and users appreciate the clear, simple interface that speeds up payment collection and agreement signing.

Edge: Folio Pay, due to its higher ease-of-use rating and straightforward financial management focus.

Which Has Better Features: Folio Pay or Sertifi?

Folio Pay offers features tailored to supplier payments and procurement, including virtual accounts, automated rebates, and an all-in-one payment hub. However, it lacks the extensive payment processing features found in Sertifi.

Sertifi by Flywire provides over 20 unique features—including PCI compliance, payment tokenization, multi-currency support, chargeback management, and integrations with platforms like Oracle, Infor, and Stripe. These features enhance security, flexibility, and operational speed, which Folio Pay does not currently match.

Edge: Sertifi by Flywire, with a broader suite of payment and security features.

Which Has Better Customer Support: Folio Pay or Sertifi?

Folio Pay’s review count is limited, but the available feedback highlights a 5/5 customer support rating, emphasizing satisfaction with their responsiveness and effective assistance. Users find the onboarding smooth and support attentive.

Sertifi also earns a solid 4.59/5, with users noting that support is quick and helpful, especially when resolving issues. Reviews mention that customer service is attentive, though some suggest improvements in user role management.

Edge: Folio Pay, given its higher recent support rating and limited but positive feedback.

Which Has More Integrations: Folio Pay or Sertifi?

Folio Pay has no verified integrations, which might limit its connectivity with other hotel management or financial systems. Its ecosystem is more self-contained, focusing on supplier payments within its platform.

Sertifi offers seven verified integrations, including major platforms like Oracle Hospitality, Infor, Amadeus, Stripe, and Opera. These integrations facilitate smoother workflows, reduce manual data entry, and streamline payment and agreement processes.

Edge: Sertifi by Flywire, with a more extensive and practical set of integrations.

Which Do Hoteliers Rate Higher: Folio Pay or Sertifi?

Sertifi’s overall rating of 94.14/100 reflects extensive recent reviews from over 100 users, many of whom from hotel segments like luxury, branded, and resort properties. Hotels praised its speed, security, and ease of use, with comments like "extremely easy to use for clients" and "saves time on administrative tasks."

Folio Pay’s ratings are based on only 3 reviews, with consistent positive comments about its simplicity, but the limited data makes it less reliable as a benchmark. Its recent review data is stronger, but Sertifi’s higher volume and recent feedback make it the clearer leader.

Edge: Sertifi by Flywire, based on higher review count and stronger recent ratings.

How Much Do Folio Pay and Sertifi Cost?

Folio Pay does not list specific pricing, with no implementation or monthly fees detailed. It appears to be part of Folio’s broader platform, likely requiring a custom quote based on hotel size and needs.

Sertifi charges a base fee of $100 per month, with no additional implementation costs. Its pricing model is straightforward, but additional charges may apply for certain integrations or features.

In summary, Sertifi’s transparent and predictable pricing may appeal to hotels seeking clarity, while Folio Pay’s cost structure is less transparent.

What Type of Hotel Should Use Folio Pay?

Hotels that could benefit from Folio Pay’s strengths include:

• Large hotels or chains with complex procurement and supplier payment workflows.
• Hotels aiming to maximize rebates and financial benefits from automated payments.
• Operations teams seeking an integrated procure-to-pay platform.
• Hotels with a dedicated finance department that values detailed control and visibility.
• Hotels interested in reducing manual processes and improving vendor relationships.

Not ideal if:

• Your hotel relies on simple, quick payment solutions without procurement complexity.
• You prefer a platform with extensive third-party integrations.
• Your team needs a fast, user-friendly payment collection tool for guest transactions.

What Type of Hotel Should Use Sertifi?

Ideal hotels for Sertifi are:

• Hotels that prioritize quick, secure payment collection and agreements.
• Hotels seeking to reduce administrative overhead with easy workflows.
• Properties that want robust PCI compliance and fraud prevention.
• Hotels needing extensive integrations with property management or CRM systems.
• Hotels requiring flexible, multi-currency payment options.

Not ideal if:

• Your hotel’s focus is on procurement automation and rebates.
• You prefer a platform with detailed accounts payable features.
• Your primary need is managing supplier payments rather than guest transactions.

Sertifi by Flywire vs Folio Pay: The Bottom Line for Hotels

Sertifi stands out with a comprehensive feature set, strong recent reviews, and widespread hotel adoption, making it the more reliable choice for most hotels. Its focus on fast, secure payments and agreement management fits a broad range of hospitality settings.

Folio Pay offers a valuable solution for larger, procurement-heavy hotels aiming for rebate incentives and detailed control over supplier payments. However, its limited reviews and narrower focus make it less compelling unless those specific features are a top priority.

In conclusion, if your hotel needs proven, high-rated payment and agreement solutions with extensive integrations, Sertifi is the safer bet. For hotels focused on procurement automation, rebates, and more complex accounts payable, Folio Pay could be a strategic addition—if your team is prepared for its current limited review footprint.