Ingenico vs. Zil Money:
Which Is Right for You?

The Decision

Choosing between Ingenico and Zil Money for your hotel’s payment processing needs hinges on your priorities. Ingenico, with its longstanding presence and global reach, aims to provide a comprehensive payment infrastructure, but it has no recent reviews or user feedback. Zil Money, on the other hand, boasts a strong recent review base, with 54 reviews in the last six months and an 87% likelihood to recommend, making it a more reliable choice for hoteliers today.

Both products aim to streamline payments, yet they diverge significantly in features, user experience, and market presence. Are you seeking a proven, globally recognized platform or a newer, more actively reviewed solution? Let’s compare both to help you decide.

Is Ingenico or Zil Money Better for Hotels?

Ingenico’s platform, founded in 1974 and with over 3,700 employees, is a giant in the payment processing industry, offering a broad suite of security standards and integration capabilities. Yet, it lacks recent user reviews or detailed feedback, casting doubt on its current usability and support quality.

Zil Money, founded in 2018, is a smaller but highly reviewed platform with 54 recent reviews, all within the last six months. Its ease of use and customer support ratings—both at 4.5/5—are backed by newer feedback, and its 87% likelihood to recommend indicates strong user satisfaction.

While Ingenico remains largely untested in recent user experience, Zil Money’s current review data suggests it is a more dependable choice. Does your hotel need a legacy platform or one with recent, active user validation?

Zil Money vs Ingenico: Which Should Your Hotel Choose?

If your hotel needs a straightforward, easy-to-use payment system with a high probability of user satisfaction, Zil Money is the clear choice. Its 4.5/5 ease of use and customer support ratings, coupled with a recent review count, make it suitable for hotels seeking quick deployment and reliable service.

If your hotel requires broad integration with existing systems and global reach, Ingenico might seem appealing. However, with no recent reviews or active user feedback, its suitability today is uncertain. For most hotels, Zil Money’s current ratings and features make it the more practical option.

In summary, choose Zil Money if you prioritize recent reviews, ease of use, and customer support. Opt for Ingenico only if you need a legacy platform with extensive international infrastructure and are prepared to navigate unverified recent performance.

Is Ingenico or Zil Money Easier to Use?

Zil Money’s user interface scores 4.5 out of 5, with reviews highlighting its simplicity and straightforward process that reduces onboarding time. Customers praise its intuitive design, which streamlines invoicing, payments, and account management, making staff adoption quick.

Ingenico, by contrast, has a review score of 0/5 for ease of use, and there are no recent reviews to gauge current usability or onboarding experience. Given the available data, your team is likely to find Zil Money significantly easier to implement and daily operate.

Edge: Zil Money.

Which Has Better Features: Ingenico or Zil Money?

Zil Money offers 15 features, including Pay by Link, recurring payments, multi-currency settlements, contactless payments, Apple Pay, Google Pay, and payment splitting—features critical for modern hotel operations. It also supports virtual cards, international payments, and offers customizable check printing.

Ingenico provides no listed features or integrations, making it impossible to compare feature sets directly. Its lack of recent reviews or detailed feature documentation suggests it may not be as competitive in today’s hotel payment landscape.

Edge: Zil Money.

Which Has Better Customer Support: Ingenico or Zil Money?

Zil Money’s 4.5/5 customer support rating reflects recent positive feedback, with users appreciating timely and helpful responses. The platform’s onboarding process is similarly rated at 4.16/5, indicating a smoother setup experience.

Ingenico scores 0/5 on support, with no recent reviews to validate support quality or responsiveness. Given the current review data, Zil Money clearly offers more reliable and accessible customer assistance.

Edge: Zil Money.

Which Has More Integrations: Ingenico or Zil Money?

Ingenico integrates with one verified partner, myCloud Hospitality PMS, offering tailored hotel payment solutions. Zil Money, however, currently supports no verified integrations but boasts a comprehensive API for custom connections, along with multiple banking partnerships.

While Ingenico’s integration count is limited, Zil Money’s flexibility through API access can compensate, provided your hotel has technical resources to implement custom integrations. Still, in terms of verified, ready-to-use integrations, Ingenico is ahead.

Edge: Ingenico.

Which Do Hoteliers Rate Higher: Ingenico or Zil Money?

Zil Money’s recent reviews show an 87% likelihood to recommend, with ratings favoring ease of use, support, and overall satisfaction. Its users include a variety of hotel types, from luxury to budget, with positive comments emphasizing reliability and simplicity.

Ingenico has no recent ratings or reviews, so there’s no current user sentiment to evaluate. Its historical reputation is less relevant without recent data, making Zil Money the clear favorite among active users.

Edge: Zil Money.

How Much Do Ingenico and Zil Money Cost?

Ingenico's pricing details are not publicly available, and it does not offer a freemium or trial option. Being a large enterprise platform, its costs tend to be customized, often higher, and less transparent.

Zil Money charges a flat base price of $400, with no mention of hidden fees, and offers a 15-day free trial. Its transparent pricing and trial availability make it easier for your hotel to evaluate value before commitment.

In brief, Zil Money provides clearer, more accessible pricing information.

What Type of Hotel Should Use Ingenico?

Hotels that:

• Operate globally with complex multi-currency needs.
• Require a trusted, established payment infrastructure.
• Have existing integrations with Ingenico’s partner ecosystem.
• Need a platform with extensive security standards and compliance.

Not ideal if:

• Your hotel prefers recent user feedback and active reviews.
• You need a quick, simple onboarding process.
• Your team values a user-friendly interface and dedicated customer support.

What Type of Hotel Should Use Zil Money?

Hotels that:

• Want a cost-effective, easy-to-implement payment solution.
• Need features like Pay by Link, recurring payments, or contactless options.
• Value recent, positive user reviews (87% recommend).
• Seek flexible API integrations and multiple payment methods.
• Operate in diverse regions and appreciate multi-entity support.

Not ideal if:

• Your hotel relies on verified, extensive third-party integrations.
• You require a platform with a long industry legacy.
• Your team prefers a platform with no recent reviews and no dedicated support.

Zil Money vs Ingenico: The Bottom Line for Hotels

The core difference lies in their market validation: Zil Money’s recent reviews and high recommendation rate contrast sharply with Ingenico’s lack of recent feedback. Zil Money’s current user satisfaction, ease of use, and feature set make it the clear choice for modern hotels.

Choose Zil Money if you want a platform with active support, proven usability, and a comprehensive feature set suitable for diverse property types. It’s especially ideal if your hotel values transparency, quick onboarding, and recent positive user experiences.

Opt for Ingenico only if your hotel operates at a large scale, requires global multi-currency handling, and already benefits from its existing integrations and security infrastructure. Otherwise, Zil Money’s current review-backed strengths make it the safer, more responsive choice.