M3 vs. Novera Payment Solutions vs. Zil Money: Which is a Better Fit?

M3 (Accounting)

Accounting

Import/Export
Check Writer
Cash Management
Accounts Payable
General Ledger

Forecasting & Budgeting

Construction Cost Tracking
Forecasting
Budgeting

Reporting

1096
1099
Report Writer
Financial Reporting
Document Imaging
Daily Reporting

Compliance & Tax

Use Tax
User Security
Document Imaging

Data Management & Integration

Document Imaging
PMS Mapping

Novera Payment Solutions

Workflow Automation

Refund Management
Pre-Authorizations
Payment Splitting

Payment Methods

Pay by Link
Gratuity Function
Partial Capture
Recurring Payments
Klarna Installment Plans
Accepts Apple Pay
Mail Order Telephone Order (MOTO) Payments
Accepts Google Pay
Installment Plans
Accepts Paypal
Accepts AliPay
Accepts WeChatPay
Accepts Visa
Accepts American Express
Contactless Payments
Accepts Discovery
Accepts Mastercard
Accepts Diners Club

Security & Fraud Prevention

Chargeback Management
Payment Tokenization
Pre-Authorizations
3-D Secure Payments
PCI Compliance

Multi-Currency

Multi-Currency Settlements
Dynamic Currency Conversion (DCC)

Adjustments

Authorization Adjustments
Refund Management

Hardware

Elavon (Credit Card Processing)
TSYS (Credit Card Processing)
GlobalPayments (Credit Card Processing)
Vantiv (Credit Card Processing)
First Data (Credit Card Processing)
Heartland (Credit Card Processing)
Chase (Credit Card Processing)
Multi-Processor Gateway

Zil Money

Workflow Automation

Refund Management
Pre-Authorizations
Payment Splitting

Payment Methods

Pay by Link
Gratuity Function
Partial Capture
Recurring Payments
Klarna Installment Plans
Accepts Apple Pay
Mail Order Telephone Order (MOTO) Payments
Accepts Google Pay
Installment Plans
Accepts Paypal
Accepts AliPay
Accepts WeChatPay
Accepts Visa
Accepts American Express
Contactless Payments
Accepts Discovery
Accepts Mastercard
Accepts Diners Club

Security & Fraud Prevention

Chargeback Management
Payment Tokenization
Pre-Authorizations
3-D Secure Payments
PCI Compliance

Multi-Currency

Multi-Currency Settlements
Dynamic Currency Conversion (DCC)

Adjustments

Authorization Adjustments
Refund Management

Hardware

Elavon (Credit Card Processing)
TSYS (Credit Card Processing)
GlobalPayments (Credit Card Processing)
Vantiv (Credit Card Processing)
First Data (Credit Card Processing)
Heartland (Credit Card Processing)
Chase (Credit Card Processing)
Multi-Processor Gateway

What Customers Are Saying

Most Recent Review

very quick response when I reach out with questions

General Manager

Novera Payment Solutions doesn’t have any clients that have vouched for the product

Zil there a zillion times better than the other guys!!!

Consultant from Henderson (United States of America)

Most Positive Review

TIMELY RESPONSE

Manager

Satisfied

Housekeeping from

Most Critical

Love the AP Module

Accounting Manager from Schaumburg (United States of America)

References

Shilpa Vaidya
Controller Schahet Hotels, LLC.

Mardi Morris
Chief Financial Officer

James Fair
Co-Founder