Payfast by Network vs. Zil Money: Which Is Right for You?

Updated May 16, 2026  ·  58 verified reviews analyzed

TLDR

We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

Payfast shines .

Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.

See the full breakdown below ↓

How Does Payfast by Network Compare to Zil Money?

Side-by-side ratings based on 58 verified hotelier reviews on HTR.

HTScore
0
63
Likelihood to Recommend
0%
87%
Ease of Use
0.0/5
4.5/5
Customer Support
0.0/5
4.5/5
Value for Money
0.0/5
4.5/5
Starting Price Contact sales From $400/mo
Verified Reviews 0 58

What Are the Pros and Cons of Payfast by Network vs Zil Money?

After analyzing 58 verified reviews, Payfast users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.

Payfast Zil Money Zil Money
Pros
+ User-Friendly Interface
+ Customer Experience Enhancements
+ Payment Processing Speed
+ Customer Support
Cons
Integration Capabilities
Third-Party Integrations
Approval Process

Payfast vs Zil Money: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment Payfast Zil Money Zil Money
Small (10-24 rooms) #1 9 reviews
Mid-Size (25-74 rooms) #2 27 reviews
Large (75-199 rooms) #3 12 reviews
X-Large (200+ rooms) #3 2 reviews

By Property Type

Segment Payfast Zil Money Zil Money
Boutique #3 17 reviews
Luxury #3 15 reviews
Branded / Chain #3 25 reviews
Extended Stay #1 9 reviews

By Region

Segment Payfast Zil Money Zil Money
North America #3 51 reviews
Asia Pacific #3 0 reviews
Middle East #2 1 reviews

The Decision

Choosing the right payments processing software for your hotel is crucial for streamlining transactions, improving guest experience, and ensuring operational efficiency. Both Payfast by Network and Zil Money aim to facilitate these processes; however, their strengths diverge significantly. Payfast holds no recent reviews or detailed features, while Zil Money benefits from over 50 reviews, recent positive feedback, and a robust feature set. Which solution aligns better with your hotel’s needs?

Is Payfast or Zil Money Better for Hotels?

Payfast by Network appears to be an obscure product with no recent reviews, ratings, or user feedback available, making it impossible to assess its real-world performance. Conversely, Zil Money boasts a solid review count of 54, with recent reviews emphasizing ease of use, support, and feature richness, which strongly supports its reliability. Given the stark contrast, your hotel should favor Zil Money based on proven user feedback rather than unverified claims.

Zil Money vs Payfast: Which Should Your Hotel Choose?

If your hotel needs a comprehensive, established platform with extensive features, go with Zil Money. Its multiple payment methods, including international payments, virtual cards, ACH, wire transfers, and printable checks, cater to diverse financial workflows. If, however, your hotel’s priority is a minimal, perhaps less feature-intensive solution with no recent reviews, Payfast might seem appealing—though its lack of current user feedback makes it a risky choice. Ultimately, Zil Money’s proven track record makes it the safer, more reliable option for hotels seeking comprehensive payment management.

Is Payfast or Zil Money Easier to Use?

Payfast’s usability cannot be assessed due to the absence of reviews or user feedback. Zil Money, on the other hand, enjoys a 4.5/5 ease of use rating based on 54 reviews, with users frequently praising its intuitive interface and straightforward payment workflows. Many reviewers highlight how quickly new users can onboard and begin processing transactions without hassle. Edge: Zil Money.

Which Has Better Features: Payfast or Zil Money?

Payfast offers no unique features or detailed capabilities, making it impossible to compare on that front. Zil Money provides a suite of 15 features, including Pay by Link, Recurring Payments, Multi-Currency Settlements, Contactless Payments, Payment Splitting, and Pre-Authorizations, all of which are critical for modern hotel operations. Its feature set supports flexible, international, and contactless transactions—features that Payfast currently lacks. Edge: Zil Money.

Which Has Better Customer Support: Payfast or Zil Money?

Payfast’s customer support and onboarding ratings are unavailable, rendering its support quality impossible to evaluate. Zil Money, however, earns a 4.5/5 support rating, with reviews mentioning strong, responsive customer service. Users appreciate prompt assistance and detailed onboarding, although some suggest minor improvements for faster response times. Given the recent positive feedback, Zil Money’s support is better positioned to assist your hotel effectively. Edge: Zil Money.

Which Has More Integrations: Payfast or Zil Money?

Payfast’s integration ecosystem appears limited, with only one verified partner—Yanolja Cloud Solution—highlighted. Zil Money, meanwhile, has no verified partners but offers an API, facilitating custom integrations. While Zil Money’s integrations are not as extensive out-of-the-box, its API allows tailored connections with your existing hotel management systems. However, the current integration count favors Payfast for immediate connectivity. Edge: Payfast (though limited).

Which Do Hoteliers Rate Higher: Payfast or Zil Money?

Payfast’s review landscape is nonexistent, preventing any rating insights. Zil Money, conversely, has a 62.92/100 score based on 54 reviews, with recent feedback emphasizing ease of use, customer support, and value. Hotels across various segments—luxury, budget, and boutique—rate Zil Money highly, with an 87% likelihood of recommendation. This consistent, recent positive feedback underscores its reliability. Edge: Zil Money.

How Much Do Payfast and Zil Money Cost?

Payfast’s pricing details are unavailable, possibly indicating a lack of transparent or established pricing structures. Zil Money charges a $400 base price, with no mention of monthly fees or per-room charges. Its 15-day free trial offers an opportunity to evaluate the platform before committed investment. Given the transparency and recent reviews, Zil Money’s cost structure provides clearer value insights.

What Type of Hotel Should Use Payfast?

  • Hotels that prefer minimal setup and are comfortable with limited features.
  • Small properties or startups testing payments solutions without complex needs.
  • Teams that want a basic, straightforward payment processor without extensive international or contactless options.
  • Not ideal if your hotel requires advanced payment features, multi-currency support, or international transaction capabilities, as Payfast lacks these details.

What Type of Hotel Should Use Zil Money?

  • Hotels seeking a comprehensive payment platform with multi-currency and contactless options.
  • Hotels that operate internationally or handle multiple payment methods.
  • Teams that value user-friendly interfaces and responsive customer support.
  • Hotels needing robust features like Recurring Payments, Payment Splitting, or Pre-Authorizations.
  • Not ideal if your hotel prefers simple, out-of-the-box solutions without the need for custom integrations or advanced reporting.

Zil Money vs Payfast: The Bottom Line for Hotels

The core difference is that Zil Money offers a detailed, feature-rich platform with proven user satisfaction, while Payfast provides no recent reviews or verifiable performance data. Zil Money’s extensive features, recent positive feedback, and support quality make it the better choice for hotels looking for reliable, flexible payment management.

If your hotel needs a platform with multi-currency support, international payment options, and a proven user base, go with Zil Money. Its multiple features and recent reviews demonstrate that it can handle complex hotel payment workflows effectively.

If your hotel only requires a basic payment processor without advanced features, and you’re willing to accept the risk of limited recent user feedback, Payfast might suffice. However, due to its lack of recent reviews and features, Zil Money remains the more dependable investment for most hotels.

In summary, for hotels prioritizing reliability, comprehensive features, and positive recent feedback, Zil Money stands out as the clear choice. Always consider your specific operational needs and whether a platform’s capabilities align with your long-term growth plans.

How Much Do Payfast by Network and Zil Money Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

Payfast Zil Money Zil Money
Starting Price From $400/mo

Which Features Does Payfast by Network Have That Zil Money Doesn't (and Vice Versa)?

According to HTR's product database, Payfast by Network and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.

Feature Payfast Zil Money Zil Money
Authorization Adjustments
Gratuity Function
Multi-Currency Settlements
Partial Capture
Pay by Link
Recurring Payments

Showing top differences. 3 more features differ between these products.

Payfast vs Zil Money: The Bottom Line

Payfast
0.0/5 from 0 reviews
0.0/5 ease of use 0.0/5 support 1 integrations
Visit Profile
Zil Money
Zil Money
4.4/5 from 58 reviews

What hoteliers love

User-Friendly Interface 84% positive

Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.

Customer Experience Enhancements 64% positive

Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.

Payment Processing Speed 86% positive

Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.

Where hoteliers push back

Integration Capabilities 50% negative

Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.

Third-Party Integrations 50% negative

Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.

Unique capabilities

Pay by Link Recurring Payments Multi-Currency Settlements Authorization Adjustments Gratuity Function
4.5/5 ease of use 4.5/5 support 0 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Zil Money 4.5 vs 0.0 (+4.5)
Customer Support Zil Money 4.5 vs 0.0 (+4.5)
Value for Money Zil Money 4.5 vs 0.0 (+4.5)
Onboarding Zil Money 4.2 vs 0.0 (+4.2)

Frequently Asked Questions About Payfast by Network vs Zil Money

Can Payfast by Network replace Zil Money?

It depends on your requirements. Payfast by Network and Zil Money share many core Payments Processing Software features, but each has unique capabilities. Payfast by Network offers 1 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do Payfast by Network or Zil Money offer a free plan?

Payfast by Network: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank Payfast by Network and Zil Money?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Payfast has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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