Planet Payments vs. Sertifi by Flywire (Payments): Which Is Right for You?

Updated November 13, 2026  ·  137 verified reviews analyzed

TLDR

We analyzed 137 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

Planet stands out with exclusive features like Contactless Payments and Payment Splitting.

Sertifi by Flywire shines in ease of use — especially for hostel properties (4.9/5), with exclusive features like 3-D Secure Payments.

See the full breakdown below ↓

How Does Planet Payments Compare to Sertifi by Flywire (Payments)?

Side-by-side ratings based on 137 verified hotelier reviews on HTR.

HTScore
0
90
Likelihood to Recommend
72%
94%
Ease of Use
4.0/5
4.8/5
Customer Support
2.7/5
4.6/5
Value for Money
3.0/5
4.7/5
Starting Price Contact sales From $100/mo
Verified Reviews 6 131

What Are the Pros and Cons of Planet Payments vs Sertifi by Flywire (Payments)?

After analyzing 137 verified reviews, Planet users most value its , while Sertifi by Flywire users highlight ease of use, payment processing efficiency, security measures. Click any theme to see what reviewers say.

Planet Planet Sertifi by Flywire Sertifi by Flywire
Pros
+ Ease of Use ▾
+ Payment Processing Efficiency ▾
+ Security Measures ▾
+ Document Management ▾
Cons
− Integration with Other Systems ▾
− User Role Management ▾
− Customizability ▾

Planet vs Sertifi by Flywire: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment Planet Planet Sertifi by Flywire Sertifi by Flywire
Small (10-24 rooms) #3 1 reviews #6 1 reviews
Mid-Size (25-74 rooms) ▾ #5 5 reviews #1 36 reviews
Large (75-199 rooms) ▾ #6 0 reviews #1 64 reviews
X-Large (200+ rooms) ▾ — #1 28 reviews

By Property Type

Segment Planet Planet Sertifi by Flywire Sertifi by Flywire
Boutique ▾ #5 1 reviews #2 38 reviews
Luxury ▾ #5 1 reviews #1 61 reviews
Branded / Chain ▾ #7 0 reviews #1 88 reviews
Extended Stay ▾ #4 1 reviews #2 9 reviews

By Region

Segment Planet Planet Sertifi by Flywire Sertifi by Flywire
North America ▾ #8 0 reviews #1 121 reviews
Europe ▾ #1 6 reviews #4 1 reviews
Asia Pacific — #1 1 reviews
Middle East ▾ — #1 5 reviews

Is Planet Payments or Sertifi by Flywire Better for Hotels?

Planet Payments and Sertifi by Flywire both address payment processing for hotels but diverge sharply in focus and operational approach. Planet Payments offers a broad, integrated platform supporting over 150 currencies and a wide range of payment types—including contactless and alternative payment methods like AliPay and WeChat Pay—tailored to properties needing global currency conversion and flexible acquirers. Sertifi by Flywire concentrates on streamlining payment capture and eSignatures from a secure platform, emphasizing rapid deposit collection and contract management primarily for North American and European markets.

Both platforms solve the core issue of fast, secure payment acceptance integrated with hotel systems. Planet Payments targets properties with complex, international payment needs and diverse guest payment preferences, while Sertifi by Flywire suits hotels prioritizing contract execution alongside payment collection, reducing manual processing and increasing cash flow speed.

Planet Payments vs Sertifi by Flywire: Which Should Your Hotel Choose?

If your hotel operates in multiple countries or serves international guests who prefer paying via currency conversion or alternative payment methods like Apple Pay, Google Pay, or AliPay, Planet Payments fits better. This is supported by Planet’s 196 verified integrations, 150+ currency support, and features like dynamic currency conversion that simplify billing for a global clientele. However, this is based on limited review volume (6 reviews total) and mostly smaller properties, so evidence for large-scale use is thinner.

If your property is a branded hotel, boutique, resort, or city center hotel in North America or Europe looking for a solution to speed up deposit collection and contract management with strong PCI compliance, Sertifi by Flywire is preferable. With 131 reviews averaging 4.7/5 overall and a broad user base across hotel types (notably 88 reviews from branded hotels at 4.7/5), Sertifi demonstrates strong operational acceptance and trust among mid-size to large hotels. It excels where payment speed and secure electronic agreement capture are critical to operations.

Is Planet Payments or Sertifi by Flywire Easier to Use?

Planet Payments scores 4/5 ease of use and 2.8/5 onboarding from 6 reviews, while Sertifi by Flywire has 4.8/5 ease of use and 4.6/5 onboarding across 131 reviews. Reviewers of Planet note the interface can be unintuitive with too many clicks, requiring patience during support interactions. Sertifi users highlight its straightforward interface, with minimal training required, although a few mention login access confusion for associates. Both products score similarly when onboarding and customer support ratings are combined, indicating comparable support for staff adoption despite Planet’s smaller sample size.

Edge: Even.

Which Has Better Features: Planet Payments or Sertifi by Flywire?

Planet Payments includes 10 unique hotel-relevant features absent in Sertifi, such as contactless payments, acceptance of Apple Pay, Google Pay, and other alternative payment methods (AliPay, WeChat Pay, Discovery), plus dynamic currency conversion and payment splitting. These features directly impact how front desk staff handle diverse guest payment preferences and can increase ancillary revenue on currency conversions.

Sertifi by Flywire offers 9 unique features, mainly focused on payment security and processing: 3-D Secure payments, refund and chargeback management, and integrations with major credit card processors like Elavon, TSYS, and First Data. These features reduce fraud risk and streamline dispute management, critical for finance teams and revenue managers in branded or large-scale hotels.

Planet’s unique features enhance guest payment flexibility, while Sertifi’s unique features strengthen payment security and back-office control.

Edge: Planet Payments.

Which Has Better Customer Support: Planet Payments or Sertifi by Flywire?

Planet Payments has a customer support rating of 2.7/5 from a small sample (6 reviews), with feedback split between praise for knowledgeable representatives and frustration over slow ticket resolution and language barriers. Sertifi by Flywire scores 4.6/5 customer support from 131 reviews, with users appreciating quick issue resolution and reliable assistance. Despite this, some Sertifi reviewers mention challenges with user role management and occasional site usability issues.

Because both have less than a 0.3 rating gap on combined customer support and onboarding and Planet has a much smaller review volume, the support comparison should be considered evenly weighted.

Edge: Even.

Which Has More Integrations: Planet Payments or Sertifi by Flywire?

Planet Payments has 196 verified integrations, including Oracle Hospitality, Amadeus, and numerous hotel-specific partners like Innspire and Profitroom. Sertifi by Flywire has 7 verified integrations, sharing Oracle Hospitality and Amadeus but otherwise limited to HotelKey and Stripe.

Planet’s extensive integration ecosystem supports properties requiring connected workflows across PMS, CRS, and revenue management systems, critical for multi-property chains and complex operations. Sertifi’s smaller integration set suits hotels focused on streamlined payment and signature capture without extensive system interoperability needs.

Edge: Planet Payments.

Which Do Hoteliers Rate Higher: Planet Payments or Sertifi by Flywire?

Sertifi by Flywire has a 4.7/5 overall rating from 131 reviews, while Planet Payments rates 3.6/5 from 6 reviews. Sertifi’s rating holds steady across recent reviews and various hotel segments, including 4.8/5 for boutique hotels (38 reviews) and 4.7/5 for branded hotels (88 reviews). Planet’s limited reviews show varied satisfaction: city center and resort hotels rate it above 4/5, but limited service hotels rate it poorly (1/5). Recent review volume for Planet is low but consistent (4 reviews in last 6 months); Sertifi has no recent reviews, so its current rating may be slightly outdated.

Edge: Even.

How Much Do Planet Payments and Sertifi by Flywire Cost?

Planet Payments does not publish pricing information, with no base price, monthly fees, or trial available. Sertifi by Flywire lists a base price of $100 but no monthly flat or per-room fees and no trial. Without further pricing transparency, a direct cost comparison is not possible.

What Type of Hotel Should Use Planet Payments?

  • Hotels that accept a wide variety of payment types, including Apple Pay, Google Pay, AliPay, and WeChat Pay, benefiting international and tech-savvy guests.
  • Properties requiring dynamic currency conversion to reduce foreign exchange friction and generate revenue on currency exchanges.
  • Hotels needing extensive PMS and hospitality system integrations, leveraging Planet’s 196 verified partners.
  • Teams aiming for an all-in-one payments platform adaptable to existing acquirers or new ones.
  • Hotels that process payments in-store, online, via gift cards, or payment links with a single platform.

Not ideal if:

  • The hotel values quick and responsive customer support; multiple reviews cite delayed issue resolution.
  • Staff adoption speed is critical, given some feedback about interface complexity.
  • Your hotel operates primarily in regions not well supported by Planet (limited presence in only 5 countries).

What Type of Hotel Should Use Sertifi by Flywire?

  • Branded, boutique, and city center hotels seeking a fast, secure method to capture payments and eSignatures in one platform.
  • Properties where reducing processing fees and improving PCI compliance is a priority.
  • Hotels that require integration with Salesforce, Opera, or similar systems for streamlined workflows.
  • Teams focused on rapid deposit collection and contract management with minimal user training.
  • Properties in North America and Europe with multi-property operations looking for proven reliability.

Not ideal if:

  • Your hotel requires extensive payment type flexibility like alternative payment methods or currency conversion.
  • You depend on broad hospitality system integrations beyond Sertifi’s limited set.
  • You need highly customizable user role management, as some users report challenges.

Planet Payments vs Sertifi by Flywire: The Bottom Line for Hotels

Planet Payments and Sertifi by Flywire serve distinct hotel payment processing needs. Planet excels in global payment flexibility with 150+ currency support and extensive alternative payment methods, suitable for hotels with international guests and complex payment acceptance. Sertifi by Flywire focuses on fast, secure payment and contract capture in an easy-to-use platform favored by branded and boutique hotels in North America and Europe.

Choose Planet Payments if your property benefits from broad payment method acceptance and deep integrations with 196 verified partners, including dynamic currency conversion and contactless payments that improve guest experience and revenue streams. Choose Sertifi by Flywire if your hotel prioritizes rapid deposit collection, eSignature-based contract management, PCI compliance, and strong operational support backed by 131 reviews averaging 4.7/5. This makes Sertifi the clear choice for properties emphasizing streamlined payment workflows and secure data handling.

How Much Do Planet Payments and Sertifi by Flywire (Payments) Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

Planet Planet Sertifi by Flywire Sertifi by Flywire
Starting Price — From $100/mo

Feature Comparison: Planet Payments vs Sertifi by Flywire (Payments)

These are the features each vendor has configured, organized by feature group — the same data shown in the vendor dashboard. Expand a group to compare features side by side.

Feature Planet Planet Sertifi by Flywire Sertifi by Flywire
▾ Workflow Automation
67%
67%
Refund Management
Pre-Authorizations
Payment Splitting
▾ Payment Methods
67%
28%
Pay by Link
Gratuity Function
Partial Capture
Recurring Payments
Klarna Installment Plans
Accepts Apple Pay
Mail Order Telephone Order (MOTO) Payments
Accepts Google Pay
Installment Plans
Accepts Paypal
Accepts AliPay
Accepts WeChatPay
Accepts Visa
Accepts American Express
Contactless Payments
Accepts Discovery
Accepts Mastercard
Accepts Diners Club
▾ Security & Fraud Prevention
60%
100%
Chargeback Management
Payment Tokenization
Pre-Authorizations
3-D Secure Payments
PCI Compliance
▾ Multi-Currency
100%
50%
Multi-Currency Settlements
Dynamic Currency Conversion (DCC)
▾ Adjustments
50%
50%
Authorization Adjustments
Refund Management
▾ Hardware
25%
100%
Elavon (Credit Card Processing)
TSYS (Credit Card Processing)
GlobalPayments (Credit Card Processing)
Vantiv (Credit Card Processing)
First Data (Credit Card Processing)
Heartland (Credit Card Processing)
Chase (Credit Card Processing)
Multi-Processor Gateway

Real-World Results: Planet vs Sertifi by Flywire by Business Goal

We analyzed 1 verified case studies to compare what hotels actually achieve with each platform across four key business objectives.

Increase Operational Efficiency
Planet Hotel Olden Small
+ �free migration
+ The hotel transitioned to Protel Cloud PMS before reopening for the season, maintaining smooth operations throughout the change.
+ Unified workflows

"With a limited timeframe to replace our previous PMS, Planet’s structured onboarding process and dedicated support helped us complete the transition successfully before reopening f..."

CH
Christine Heaton
Administration, Finance & IT
Sertifi by Flywire Sertifi by Flywire

No published case study for this goal yet.

Planet vs Sertifi by Flywire: The Bottom Line

Planet
Planet
3.6/5 from 6 reviews

Ranks higher for

Small (10-24 rooms) #3 vs #6
Europe #1 vs #4

Unique capabilities

Contactless Payments Accepts Apple Pay Accepts Google Pay Dynamic Currency Conversion (DCC) Accepts Discovery
4.0/5 ease of use 2.7/5 support 196 integrations
Visit Profile
Sertifi by Flywire
Sertifi by Flywire
4.7/5 from 131 reviews

What hoteliers love

Ease of Use 88% positive

Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in tim... Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in time and effort required for training new users is appreciated, simplifying the onboarding process.

Payment Processing Efficiency 75% positive

Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up pa... Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up payment schedules and send secured payment links is seen as a significant time-saver, allowing hotels to reduce administrative tasks and increase cash flow.

Security Measures 100% positive

Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures... Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures that transactions are secure, making both customers and hotels feel confident in processing payments through the system.

Where hoteliers push back

Integration with Other Systems 40% negative

Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for... Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for manual entries and checks.

User Role Management 50% negative

There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users sugges... There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users suggest improvements for handling permissions and user deactivation.

Ranks higher for

Large (75-199 rooms) #1 vs #6
Mid-Size (25-74 rooms) #1 vs #5
X-Small (< 10 rooms) #3 vs #5
Bed & Breakfast & Inns #1 vs #5

Unique capabilities

3-D Secure Payments Refund Management Chargeback Management Elavon (Credit Card Processing) TSYS (Credit Card Processing)
4.8/5 ease of use 4.6/5 support 7 integrations
Visit Profile

Frequently Asked Questions About Planet Payments vs Sertifi by Flywire (Payments)

Can Planet Payments replace Sertifi by Flywire (Payments)?

It depends on your requirements. Planet Payments and Sertifi by Flywire (Payments) share many core Payments Processing Software features, but each has unique capabilities. Planet Payments offers 196 verified integration partners, while Sertifi by Flywire (Payments) offers 7. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Sertifi by Flywire (Payments) leads in ease of use at 4.8/5 vs 4.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do Planet Payments or Sertifi by Flywire (Payments) offer a free plan?

Planet Payments: No. Sertifi by Flywire (Payments): No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank Planet Payments and Sertifi by Flywire (Payments)?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Planet has an HT Score of 0 and Sertifi by Flywire has 90. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories ▾

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality ▾

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness ▾

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score ▾

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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