Secure Trading vs. Zil Money:
Which Is Right for You?

The Decision

Choosing the right payments processing software for your hotel hinges on understanding how each product addresses your specific needs. Secure Trading and Zil Money both aim to streamline financial transactions, but their approaches and strengths differ significantly. Secure Trading offers a comprehensive payment management system with a focus on security and API integration, while Zil Money emphasizes ease of use, diverse payment options, and broader financial management tools. Which aligns better with your hotel’s operational priorities?

The decision primarily depends on whether you prioritize extensive features and security or user-friendliness and overall value. Given the review data, Zil Money’s recent feedback and higher user ratings make it the more reliable choice. But are you looking for a straightforward, all-in-one financial solution, or a secure platform for online transactions?

Is Secure Trading or Zil Money Better for Hotels?

Secure Trading is a long-established payment system that promises secure credit card processing, fraud prevention, and API integration to fit into existing e-commerce platforms. However, it has no recent reviews and a perfect score of 0/5 across all ratings categories, indicating no current user feedback or proven performance.

In contrast, Zil Money, with 54 reviews in the last six months, shows active engagement and a high overall rating of 62.92 on the HTScore. Its ease of use (4.5/5), customer support (4.5/5), and high likelihood to recommend (87%) demonstrate a user base that finds the platform reliable and accessible. While Secure Trading focuses on security and API functionality, Zil Money emphasizes straightforward financial management and multiple payment options.

In essence, if your hotel’s priority is a proven, well-reviewed platform with recent feedback, Zil Money clearly dominates. Would your team benefit more from a flexible, user-rated platform or a less transparent but technically robust system?

Zil Money vs Secure Trading: Which Should Your Hotel Choose?

If your hotel needs an easy-to-use, feature-rich platform that supports multiple payment methods and offers excellent user support, Zil Money is the better choice. Its 54 recent reviews, high scores, and broad feature set—including PayPal, Apple Pay, Google Pay, and contactless payments—make it suitable for hotels seeking a comprehensive financial tool.

On the other hand, Secure Trading might appeal if your hotel requires a highly secure, API-driven payment platform with extensive fraud prevention and integration capabilities. Still, the lack of recent reviews and rating data makes it difficult to verify its current performance and suitability.

Given the current data, Zil Money’s user satisfaction and active user base make it the more compelling option for most hotels today. Are you prioritizing ease of adoption or advanced security features in your decision?

Is Secure Trading or Zil Money Easier to Use?

Zil Money receives a high ease-of-use score (4.5/5) based on recent reviews, with many users praising its intuitive interface and quick onboarding process, which reduces setup time. Reviewers mention that the platform simplifies invoicing, expense tracking, and payment management, supported by clear instructions and a straightforward process.

Secure Trading, with a 0/5 rating in ease of use and no recent reviews, offers no recent user feedback about its UI or onboarding experience. Its complexity and the lack of recent data suggest a steep learning curve or limited support for easy implementation.

Edge: Zil Money.

Which Has Better Features: Secure Trading or Zil Money?

Zil Money offers 15 distinct features, including Pay by Link, Recurring Payments, Multi-Currency Settlements, Apple Pay, Google Pay, Contactless Payments, and Payment Splitting. These features cater to a broad range of financial transactions, making it versatile for hotel payment workflows.

Secure Trading, on the other hand, provides no documented features beyond its core payment processing capabilities. It also lacks any unique features or integrations listed, which puts it at a disadvantage compared to Zil Money’s extensive feature set.

Edge: Zil Money.

Which Has Better Customer Support: Secure Trading or Zil Money?

Zil Money’s recent reviews rate customer support at 4.5/5, with users appreciating prompt service and helpful guidance. While some reviews note room for improvement, the overall sentiment indicates a support team responsive to customer needs.

Secure Trading has no recent reviews, making it impossible to assess its current customer support quality. Its 0/5 overall rating suggests a lack of recent user feedback or ongoing support.

Edge: Zil Money.

Which Has More Integrations: Secure Trading or Zil Money?

Secure Trading’s verified partner is Yanolja Cloud Solution, with just one integration, indicating limited connectivity with other systems. It offers no broader list of integrations, which might restrict its adaptability in a hotel environment.

Zil Money has a robust API and offers integrations with various accounting and financial tools, although the total verified partners are not specified. Its flexible platform supports multiple payment options and bank partnerships, providing more potential integrations for your hotel’s financial ecosystem.

Edge: Zil Money.

Which Do Hoteliers Rate Higher: Secure Trading or Zil Money?

Zil Money’s recent reviews reflect a high satisfaction level with a score of 8.57/5 on NPS, and 87% likelihood to recommend. Hotels across various segments, including luxury, boutique, and budget hotels, express satisfaction with its ease of use and features.

Secure Trading’s scores are non-existent due to no recent reviews, making it impossible to determine user sentiment. Given the active feedback for Zil Money, it clearly holds a higher reputation among hotel operators today.

Edge: Zil Money.

How Much Do Secure Trading and Zil Money Cost?

Secure Trading’s pricing information is unavailable, with no mention of fees or billing models, which suggests a custom quote or opaque pricing structure.

Zil Money charges a flat fee of $400 for setup, with no mention of recurring charges or per-transaction fees, and offers a 15-day free trial. Its transparent pricing model allows for better budgeting and planning.

Given the transparency and clear costs, Zil Money provides more certainty in budgeting.

What Type of Hotel Should Use Secure Trading?

• Hotels that require a highly secure, API-integrated payment system to embed into existing platforms.
• Teams that prioritize fraud prevention, secure credit card processing, and compliance.
• Hotels with complex online transaction needs that benefit from customizable solutions.

Not ideal if your hotel values ease of use, quick onboarding, or prefers a feature-rich platform with active user feedback.

What Type of Hotel Should Use Zil Money?

• Hotels seeking an easy-to-use, comprehensive financial management platform.
• Hotels that want to accept multiple payment methods, including Apple Pay, Google Pay, and contactless options.
• Hotels with diverse financial operations, multiple entities, or requiring automations like recurring payments.
• Teams that prioritize customer support and active feedback from other hoteliers.

Not ideal if your hotel requires a high level of security features specific to online credit card processing or has complex API needs that aren’t supported.

Zil Money vs Secure Trading: The Bottom Line for Hotels

The core difference is that Zil Money is an active, user-rated platform suited for hotels seeking broad financial tools, multiple payment options, and quick onboarding, while Secure Trading remains an unverified, less transparent platform with a focus on security and API integration.

If your hotel needs a reliable, well-reviewed system with a high user satisfaction rate, go with Zil Money. Its recent reviews and feature set make it a clear choice for hotels aiming for simplicity, flexibility, and support.

Choose Secure Trading only if your hotel has very specific security or API requirements and if you’re prepared to invest in a system with little recent feedback or demonstrated ease of use. For most hotels today, Zil Money’s active user base and proven ratings make it the more practical option.