Urway vs. Zil Money: Which Is Right for You?

Updated May 16, 2026  ·  58 verified reviews analyzed

TLDR

We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

Urway shines .

Zil Money shines in ease of use and customer support , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.

See the full breakdown below ↓

How Does Urway Compare to Zil Money?

Side-by-side ratings based on 58 verified hotelier reviews on HTR.

HTScore
0
63
Likelihood to Recommend
0%
87%
Ease of Use
0.0/5
4.5/5
Customer Support
0.0/5
4.5/5
Value for Money
0.0/5
4.5/5
Starting Price Contact sales From $400/mo
Verified Reviews 0 58

What Are the Pros and Cons of Urway vs Zil Money?

After analyzing 58 verified reviews, Urway users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.

Urway Zil Money Zil Money
Pros
+ User-Friendly Interface
+ Customer Experience Enhancements
+ Payment Processing Speed
+ Customer Support
Cons
Integration Capabilities
Third-Party Integrations
Approval Process

Urway vs Zil Money: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment Urway Zil Money Zil Money
Small (10-24 rooms) #1 9 reviews
Mid-Size (25-74 rooms) #2 27 reviews
Large (75-199 rooms) #3 12 reviews
X-Large (200+ rooms) #3 2 reviews

By Property Type

Segment Urway Zil Money Zil Money
Boutique #3 17 reviews
Luxury #3 15 reviews
Branded / Chain #3 25 reviews
Extended Stay #1 9 reviews

By Region

Segment Urway Zil Money Zil Money
North America #3 51 reviews
Asia Pacific #3 0 reviews
Middle East #2 1 reviews

The Decision

As a hotelier evaluating payment processing solutions, your primary focus is on reliability, ease of use, and comprehensive features. Product A, Urway by Urway, offers no reviews or ratings, which makes assessing its suitability challenging. Conversely, Zil Money has accumulated 54 reviews—most recent within the last six months—and boasts a high 87% likelihood to recommend. This extensive, recent feedback suggests Zil Money's platform is more established and trusted by users. Given the data, which solution aligns better with your hotel’s needs?

Is Urway or Zil Money Better for Hotels?

Both products aim to streamline payment processes, but their market presence and user feedback differ sharply. Urway has no reviews, ratings, or recent activity, making it impossible to gauge its performance or user satisfaction. Zil Money, however, has a solid reputation with 54 reviews, a high NPS score of 8.57/5, and an 87% recommendation rate. The absence of recent reviews for Urway raises questions about ongoing support and development, whereas Zil Money’s active feedback cycle indicates a responsive platform.

Urway’s lack of reviews suggests it might be a new or less widely adopted solution, limiting your confidence in its reliability. Zil Money’s reviews highlight its ease of use, security, and speed, which are critical for hotel operations. The key question is: can Urway deliver on core needs without proven feedback, or should you favor a platform with a proven track record?

Urway vs Zil Money: Which Should Your Hotel Choose?

If your hotel needs a payment processing platform with extensive features like multi-currency settlements, recurring payments, and contactless options, Zil Money is the clear choice. Its 15 unique features, including PayPal, Apple Pay, Google Pay, and payment splitting, make it versatile for modern hotel payments.

Conversely, if your hotel primarily requires a straightforward, simple payment gateway without complex features, Urway might seem appealing. But with no reviews or demonstrated features, you risk investing in a platform lacking proven reliability. For hotels seeking a trusted, feature-rich solution with recent positive feedback, Zil Money is the safer, more logical pick.

Is Urway or Zil Money Easier to Use?

Ease of use is crucial for staff onboarding and daily operations. Zil Money has a high usability score of 4.5/5, with reviews praising its intuitive interface and simple payment management. Users note that its platform reduces onboarding time and simplifies financial workflows, which is vital for busy hotel teams.

Urway, on the other hand, has a 0/5 score in ease of use, indicating no available data or user feedback about its interface or onboarding process. Without user ratings or reviews, assessing its usability is guesswork at best.

Edge: Zil Money.

Which Has Better Features: Urway or Zil Money?

Zil Money offers 15 distinct features, including pay-by-link, recurring payments, multi-currency settlements, contactless payments, and payment splitting—tools that support diverse hotel payment scenarios. Urway offers no features or integrations, making it difficult to determine its capabilities or suitability for hotel needs.

The features Zil Money provides address common hotel requirements, such as international payments and flexible payment options. Its comprehensive suite makes it a versatile platform for a range of payment needs, while Urway’s lack of features is a significant disadvantage.

Edge: Zil Money.

Which Has Better Customer Support: Urway or Zil Money?

Customer support ratings heavily favor Zil Money, with a 4.5/5 score based on recent reviews. Users describe its support as responsive and helpful, appreciating quick resolution times and attentive service. Some reviews suggest that better responsiveness and more proactive support could enhance user experience further.

Urway's support rating is 0/5, with no reviews or feedback available, which raises concerns about its support quality and responsiveness. Without user input, it's difficult to trust Urway's ability to assist when issues arise.

Edge: Zil Money.

Which Has More Integrations: Urway or Zil Money?

Zil Money boasts a single verified partner: Yanolja Cloud Solution, but it integrates with various financial tools through its API, supporting multiple payment methods and accounting software. It offers a broad range of payment options, including international transfers, ACH, wire, and printable checks.

Urway, in contrast, has only one verified integration—Yanolja Cloud Solution—and no other partnerships listed. Its limited integration footprint restricts flexibility and may hinder hotel workflows that rely on multiple systems.

Edge: Zil Money.

Which Do Hoteliers Rate Higher: Urway or Zil Money?

Review data clearly favors Zil Money, which has 54 reviews, mostly recent, and an impressive 87% likelihood to recommend. Reviewers from diverse hotel segments, including luxury hotels, budget hotels, and vacation rentals, consistently praise its usability, features, and support.

Urway has no reviews at all, preventing any meaningful comparison. This absence indicates that Zil Money’s reputation and user satisfaction are significantly stronger, making it the more reliable choice for hoteliers.

Edge: Zil Money.

How Much Do Urway and Zil Money Cost?

Urway’s pricing information is unavailable, with no indication of fees, subscription models, or implementation costs. In contrast, Zil Money charges a $400 base price, with no free tier or trial, and offers API access for integration.

Given the lack of transparent pricing for Urway, your hotel cannot evaluate its value proposition. Zil Money’s transparent pricing and feature set provide a clearer picture of potential ROI.

What Type of Hotel Should Use Urway?

Hotels that are flexible with unverified platforms and seeking a basic payment gateway might consider Urway. It could be suitable for small hotels or properties in markets where local solutions are less critical.

However, it’s not ideal for hotels that require proven reliability, security, and extensive features. Urway’s lack of reviews and features makes it a risky choice for hotels looking for stability and support.

  • Hotels that prefer a well-established, feature-rich platform
  • Teams that prioritize security, support, and recent user feedback
  • Hotels needing multi-currency or contactless payments

Not ideal if:

  • Your hotel needs integrated features like recurring billing or multi-currency settlements
  • You require fast onboarding, proven support, and recent reviews
  • You want transparent pricing and multiple integrations

What Type of Hotel Should Use Zil Money?

Zil Money works well for hotels of all sizes that need flexible payment options and a user-friendly platform. Its features suit properties in diverse segments, including luxury hotels, budget hotels, and extended stays.

It’s especially suitable if your hotel values a high review score, recent positive feedback, and integrations with existing financial systems. The platform supports multiple payment types, making it adaptable to various business models.

Not ideal if:

  • Your hotel operates solely in markets with local payment solutions
  • You require a free or low-cost platform
  • Your team prefers a platform with minimal features and customization

Zil Money vs Urway: The Bottom Line for Hotels

The core difference lies in proven performance—Zil Money has a strong user base, recent reviews, and a robust feature set, whereas Urway provides no measurable user feedback or features. For hotels seeking a reliable, feature-rich, and well-supported payment platform, Zil Money is the clear choice.

Choose Urway only if you are willing to accept significant risk, are in a very early-stage testing phase, or have specific local needs that Urway might address without extensive evidence.

If your priority is trusting a platform with recent positive reviews, comprehensive features, and support, Zil Money stands out. It’s an established solution backed by active user feedback, making it the smarter investment for your hotel’s payment processing needs.

How Much Do Urway and Zil Money Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

Urway Zil Money Zil Money
Starting Price From $400/mo

Which Features Does Urway Have That Zil Money Doesn't (and Vice Versa)?

According to HTR's product database, Urway and Zil Money share 0 features. Here are the key differences — features one has that the other lacks.

Feature Urway Zil Money Zil Money
Authorization Adjustments
Gratuity Function
Multi-Currency Settlements
Partial Capture
Pay by Link
Recurring Payments

Showing top differences. 3 more features differ between these products.

Urway vs Zil Money: The Bottom Line

Urway
0.0/5 from 0 reviews
0.0/5 ease of use 0.0/5 support 1 integrations
Visit Profile
Zil Money
Zil Money
4.4/5 from 58 reviews

What hoteliers love

User-Friendly Interface 84% positive

Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.

Customer Experience Enhancements 64% positive

Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.

Payment Processing Speed 86% positive

Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.

Where hoteliers push back

Integration Capabilities 50% negative

Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.

Third-Party Integrations 50% negative

Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.

Unique capabilities

Pay by Link Recurring Payments Multi-Currency Settlements Authorization Adjustments Gratuity Function
4.5/5 ease of use 4.5/5 support 0 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Zil Money 4.5 vs 0.0 (+4.5)
Customer Support Zil Money 4.5 vs 0.0 (+4.5)
Value for Money Zil Money 4.5 vs 0.0 (+4.5)
Onboarding Zil Money 4.2 vs 0.0 (+4.2)

Frequently Asked Questions About Urway vs Zil Money

Can Urway replace Zil Money?

It depends on your requirements. Urway and Zil Money share many core Payments Processing Software features, but each has unique capabilities. Urway offers 1 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do Urway or Zil Money offer a free plan?

Urway: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank Urway and Zil Money?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Urway has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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