Sertifi by Flywire (Payments) vs. Zil Money:
Which Is Right for You?

The Decision

Choosing the right payments processing software for your hotel hinges on understanding how each product addresses your operational needs. Sertifi by Flywire and Zil Money both aim to simplify payments, but they differ significantly in scope, features, and industry focus. Sertifi focuses on secure, integrated payments combined with eSignature capabilities tailored for hospitality, while Zil Money offers a broader suite of financial management tools that extend beyond hotel payments. Which aligns better with your hotel's priorities?

Is Sertifi by Flywire or Zil Money Better for Hotels?

Both Sertifi and Zil Money solve the core problem of streamlining payment processes, but Sertifi emphasizes secure, PCI-compliant payment capture combined with eSignature integration, making it ideal for hotels that prioritize transaction security and quick deposit collection. Zil Money, on the other hand, provides extensive financial management features like invoicing, expense tracking, and multiple payment options, catering to hotels with complex billing needs or multiple entities.

Sertifi leads with a higher overall rating (94.14 vs. Zil Money’s 62.92) driven by more recent reviews from 129 users, compared to Zil Money's 54 reviews, with no recent feedback. Given the recency and volume, Sertifi's data offers a clearer picture of current hotel industry satisfaction. Are you looking for a focused, secure payments solution or a broader financial platform?

Sertifi by Flywire vs Zil Money: Which Should Your Hotel Choose?

If your hotel needs a dedicated payment platform that integrates seamlessly with hotel property management systems, automates deposits, and ensures PCI compliance, Sertifi is the clear choice. Its strengths lie in quick, secure payment collection, eSignatures, and integrations with platforms like Salesforce and Opera, making it ideal for larger or luxury hotels.

If your team requires a comprehensive financial management solution with invoicing, expense automation, multiple payment methods including international options, and support for multiple entities, Zil Money is better suited. It’s especially useful for hotels managing diverse financial workflows, though it lacks direct integration with major PMS systems.

In summary, choose Sertifi for transaction security and rapid payment collection. Opt for Zil Money if your focus is on broad financial management and multi-entity support.

Is Sertifi by Flywire or Zil Money Easier to Use?

Sertifi boasts a user-friendly interface rated at 4.78 out of 5, with reviews praising its ease of sending, receiving, and managing secure documents and payments. The onboarding process is rated at 4.57, and users appreciate its straightforward workflows, especially for collecting deposits and electronic signatures.

Zil Money also has a high ease-of-use score at 4.5, with reviews highlighting its intuitive platform for invoicing and payment transfers. However, some users note that setup and integration can be slightly more involved due to its broader feature set.

Edge: Sertifi by Flywire.

Which Has Better Features: Sertifi by Flywire or Zil Money?

Sertifi’s feature set is significantly more extensive in payment processing, with 14 unique features such as Payment Tokenization, 3-D Secure Payments, PCI Compliance, Refund and Chargeback Management, and multi-processor gateways like First Data and Chase. These features cater directly to security, fraud prevention, and flexible payment handling suitable for hospitality.

Zil Money offers 9 features, including Recurring Payments, Payment Splitting, Accepts Apple Pay, Google Pay, PayPal, and contactless payments. These are valuable for operational flexibility but do not match Sertifi’s depth in payment security and processing infrastructure.

Edge: Sertifi by Flywire.

Which Has Better Customer Support: Sertifi by Flywire or Zil Money?

Sertifi’s customer support is highly rated at 4.59 out of 5, with reviewers noting quick response times and helpful assistance. Users mention that Sertifi’s team resolves issues rapidly, which is critical during busy hotel operations.

Zil Money’s support is rated similarly at 4.5, with reviews indicating reliable service but some room for faster responsiveness. Users appreciate its ease of communication but suggest improvements in support speed and issue resolution.

Edge: Sertifi by Flywire.

Which Has More Integrations: Sertifi by Flywire or Zil Money?

Sertifi outpaces Zil Money with 7 verified integration partners, including major names like Oracle Hospitality, Infor, Amadeus, Stripe, and Salesforce. These integrations streamline workflows and reduce manual entry, especially for hotels already invested in enterprise systems.

Zil Money currently offers no verified third-party integrations, limiting its connectivity potential. This makes Sertifi a better fit for hotels seeking a connected, automated environment.

Edge: Sertifi by Flywire.

Which Do Hoteliers Rate Higher: Sertifi by Flywire or Zil Money?

Sertifi’s reviews reveal consistent satisfaction across hotel segments, with a 94% likelihood to recommend and an overall score of 94.14. Reviewers from luxury hotels, resorts, and branded properties praise its security and ease of use, especially recent feedback.

Zil Money, with a lower overall score (62.92) and 87% likelihood to recommend, receives positive comments mainly about its user-friendliness. However, the smaller sample size and older reviews weaken confidence in its current performance.

Edge: Sertifi by Flywire.

How Much Do Sertifi by Flywire and Zil Money Cost?

Sertifi offers a straightforward pricing model at $100 per month, with no mention of setup fees or trial periods, making costs predictable for hotels. Zil Money charges a $400 base price, with no free tier or trial, which might be a barrier for smaller properties.

Sertifi’s lower and transparent pricing, combined with its comprehensive features, provides better value for hotels focused on secure, integrated payments.

What Type of Hotel Should Use Sertifi by Flywire?

• Hotels that require PCI-compliant, secure payment collection with rapid deposit capabilities.
• Properties with high transaction volumes needing reliable, fraud-protected processing.
• Hotels integrated with enterprise systems like Salesforce or Opera.
• Businesses prioritizing eSignature workflows for contracts and agreements.
• Hotels that want to reduce administrative overhead and accelerate revenue flow.

Not ideal if your hotel is small with minimal payment needs, or if you prefer a broader financial management platform.

What Type of Hotel Should Use Zil Money?

• Hotels managing multiple entities or complex invoicing workflows.
• Properties seeking versatile payment methods, including international, ACH, wire, and printable checks.
• Teams that want integrated expense tracking and automated billing.
• Hotels that need flexible payment options like Apple Pay, Google Pay, or PayPal.
• Businesses looking for a comprehensive financial platform beyond just payments.

Not ideal if your focus is on secure, PCI-level payment processing or seamless PMS integrations.

The Bottom Line for Hotels

Sertifi by Flywire is the more mature, review-backed platform with a focus on secure, PCI-compliant payment capture and eSignatures. Its extensive integrations, high user ratings, and recent positive reviews make it a dependable choice for hotels prioritizing transaction security and operational efficiency.

Zil Money offers a broader financial management suite suitable for hotels with diverse invoicing, expense, and multi-entity needs, but it lacks the same level of industry-specific integrations and security features. Its lower ratings and smaller review base mean less confidence in current performance.

If your hotel values secure, fast payment collection, especially with PMS integration, Sertifi is the clear choice. For hotels with complex billing workflows and multiple accounts, Zil Money may serve broader financial management but should be considered with caution due to its limited hotel-specific features.