The project dashboard is a free tool that is only available to verified hoteliers to make adopting new technology easier by streamlining their research and simplifying their communication workflow.
TLDR
We analyzed 81 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:
roommaster shines , with exclusive features like Payment Tokenization and 3-D Secure Payments.
Zil Money shines when it comes to user-friendly interface , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.
Side-by-side ratings based on 81 verified hotelier reviews on HTR.
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| Starting Price | From $300/mo | From $400/mo |
| Verified Reviews | 23 | 58 |
After analyzing 81 verified reviews, roommaster users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.
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User-Friendly Interface
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Customer Experience Enhancements
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Payment Processing Speed
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Customer Support
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Integration Capabilities
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Third-Party Integrations
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Approval Process
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How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.
By Hotel Size
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| Small (10-24 rooms) ▾ | #2 6 reviews | #1 9 reviews |
| Mid-Size (25-74 rooms) ▾ | #3 7 reviews | #2 27 reviews |
| Large (75-199 rooms) ▾ | #4 1 reviews | #3 12 reviews |
| X-Large (200+ rooms) | #4 0 reviews | #3 2 reviews |
By Property Type
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| Boutique ▾ | #4 7 reviews | #3 17 reviews |
| Luxury ▾ | #5 0 reviews | #3 15 reviews |
| Branded / Chain ▾ | #4 1 reviews | #3 25 reviews |
| Extended Stay ▾ | #4 0 reviews | #1 9 reviews |
By Region
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| North America ▾ | #4 14 reviews | #3 51 reviews |
| Europe | #5 0 reviews | — |
| Asia Pacific | — | #3 0 reviews |
| Middle East | #3 0 reviews | #2 1 reviews |
Choosing between Roommaster Payments by Roommaster and Zil Money hinges on your hotel’s specific needs for payment processing. Both aim to streamline financial workflows, but they differ markedly in scope, recent performance, and integration capabilities. Your team must consider factors like user reviews, feature sets, and support quality to make an informed decision.
While Roommaster Payments has been around since 1994 with a focus on hospitality, its recent reviews highlight significant reliability issues. Zil Money, with more recent feedback, shows a stronger presence and higher user ratings, especially in ease of use and customer support. Which is the better fit for your hotel’s financial operations?
Roommaster Payments is designed specifically for hotel operations, offering in-house deposit management, pre-authorizations, and chargeback reduction. However, its recent reviews are overwhelmingly negative, citing system outages, errors, and poor support, casting doubt on its current reliability.
Zil Money, in contrast, provides a broad financial management platform with multiple payment options, virtual cards, and international transfer capabilities. It has a higher review count (54 vs. 20) and recent positive comments about reliability and ease of use, making it more trustworthy today.
Given these contrasting reviews, your team must decide if a specialized hotel payment system or a versatile financial platform better meets your operational needs.
If your hotel prioritizes multi-channel payment acceptance, including Apple Pay, PayPal, and multi-currency settlements, Zil Money is the superior choice. It caters well to properties with complex financial flows and values ease of use, as reflected in its 4.5/5 UI rating and strong recent reviews.
Opt for Roommaster Payments if your team values deep hotel-specific integrations like refunds, chargeback management, and PCI compliance, especially if your property relies heavily on its PMS workflows. Yet, with only 20 reviews and frequent complaints about system outages and support, its reliability is questionable.
For most hotels, especially those seeking current usability and customer satisfaction, Zil Money’s recent review strength makes it the safer pick.
Roommaster Payments scores a 4.4/5 for ease of use, with praise for its straightforward interface and staff onboarding. Yet, recent reviews mention slow system speed, confusing report printing, and frequent outages that hinder daily operations, which complicates usability.
Zil Money edges out slightly with a 4.5/5 score, with reviewers noting its simple, intuitive platform, and seamless payments. Customer support is also praised for responsiveness, with fewer complaints about downtime or technical issues.
Edge: Zil Money.
Roommaster Payments offers five exclusive features, including refund management, chargeback handling, tokenization, 3-D Secure payments, and PCI compliance—features tailored for hotel payment security and dispute resolution. However, it lacks recurring payments, multi-currency support, and acceptance of popular e-wallets.
Zil Money provides seven unique features such as recurring payments, multi-currency settlements, and acceptance of Apple Pay, Google Pay, PayPal, and American Express. Its platform also supports printable checks and international transfers, making it more versatile for varied financial needs.
Edge: Zil Money.
Roommaster Payments’ reviews indicate a support score of 4.45/5, with users appreciating the help when they get it, but recent feedback reveals frequent system outages and slow assistance. Some users report difficulty getting timely help during critical moments.
Zil Money maintains a 4.5/5 support rating with consistent praise for its quick, helpful responses. Users find its support team more responsive and capable of resolving issues efficiently, enhancing overall user confidence.
Edge: Zil Money.
Roommaster Payments boasts 56 verified partners, including integrations with Sage, GuestCentric, and Otelier, which helps hotels connect their financial workflows with existing systems.
Zil Money has no verified third-party integrations listed, limiting its ability to connect seamlessly with other hotel management tools. This could require manual processes or custom API work, adding complexity.
Edge: Roommaster Payments.
Roommaster’s reviews, though limited to 20, are overwhelmingly negative, with common complaints about system errors and outages. It scores poorly in recent evaluations, indicating declining satisfaction.
Zil Money, with 54 reviews and recent feedback, shows a high approval rate of 87%, particularly among properties that value ease of use and reliable support. Its recent reviews highlight satisfaction with platform stability and customer service.
Edge: Zil Money.
Roommaster Payments costs $300 monthly, with no free tier or trial. Its pricing appears straightforward but does not include details about additional fees or transaction costs.
Zil Money charges $400 monthly, also with no trial or freemium option. Its pricing includes API access, but specific transaction fees are not provided, potentially leading to variable costs based on usage.
Not ideal if your hotel needs reliable uptime, modern UI, or seamless third-party integrations, given recent performance issues.
Not ideal if your hotel relies heavily on deep integrations with other hotel platforms or needs extensive in-house dispute resolution features.
The core difference lies in focus: Roommaster Payments is tailored for hotel-specific payment management but suffers from reliability issues. Zil Money offers a broader financial platform with multi-channel payment capabilities and higher recent user satisfaction.
Choose Roommaster if your hotel is already embedded in InnQuest’s ecosystem and needs integrated dispute or chargeback management. But be cautious of recent outages and support concerns.
Opt for Zil Money if you value ease of use, diverse payment options, and strong recent reviews confirming platform stability and support. Its higher overall rating and recent positive feedback make it a more dependable choice for most hotels today.
For properties prioritizing stability, rapid support, and versatile payment options, Zil Money stands out as the more suitable solution.
Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.
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| Starting Price | From $300/mo | From $400/mo |
According to HTR's product database, roommaster Payments and Zil Money share 8 features. Here are the key differences — features one has that the other lacks.
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| 3-D Secure Payments | ||
| Accepts Apple Pay | ||
| Accepts Google Pay | ||
| Accepts Paypal | ||
| Chargeback Management | ||
| Mail Order Telephone Order (MOTO) Payments | ||
| Multi-Currency Settlements | ||
| PCI Compliance | ||
| Payment Tokenization | ||
| Recurring Payments | ||
| Refund Management |
Unique capabilities
What hoteliers love
Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.
Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.
Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.
Where hoteliers push back
Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.
Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.
Ranks higher for
Unique capabilities
It depends on your requirements. roommaster Payments and Zil Money share many core Payments Processing Software features, but each has unique capabilities. roommaster Payments offers 56 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.
Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 4.2/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.
roommaster Payments: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.
The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. roommaster has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.
| Criteria Group | Weight | What It Measures |
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| Customer Ratings & Reviews |
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How highly do users recommend this product? Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories ▾ The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias. |
| Partner Ecosystem |
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How highly do tech partners recommend this company? Partner Recommendations, Integration Quantity, Integration Quality ▾ Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack. |
| Customer Centricity |
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How customer-centric is this organization? Certified Support, Review Consistency, Profile Completeness ▾ Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features. |
| Reach, Staying Power & Resources |
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How extensive is this company's reach and resourcing? Geographic Reach, Staying Power, Company Resources, Trending Score ▾ Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity. |
Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →
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