roommaster Payments vs. Zil Money: Which Is Right for You?

Updated May 20, 2026  ·  81 verified reviews analyzed

TLDR

We analyzed 81 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

roommaster shines , with exclusive features like Payment Tokenization and 3-D Secure Payments.

Zil Money shines when it comes to user-friendly interface , with exclusive features like Recurring Payments and Mail Order Telephone Order (MOTO) Payments.

See the full breakdown below ↓

How Does roommaster Payments Compare to Zil Money?

Side-by-side ratings based on 81 verified hotelier reviews on HTR.

HTScore
0
63
Likelihood to Recommend
89%
87%
Ease of Use
4.2/5
4.5/5
Customer Support
4.3/5
4.5/5
Value for Money
4.0/5
4.5/5
Starting Price From $300/mo From $400/mo
Verified Reviews 23 58

What Are the Pros and Cons of roommaster Payments vs Zil Money?

After analyzing 81 verified reviews, roommaster users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.

roommaster roommaster Zil Money Zil Money
Pros
+ User-Friendly Interface
+ Customer Experience Enhancements
+ Payment Processing Speed
+ Customer Support
Cons
Integration Capabilities
Third-Party Integrations
Approval Process

roommaster vs Zil Money: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment roommaster roommaster Zil Money Zil Money
Small (10-24 rooms) #2 6 reviews #1 9 reviews
Mid-Size (25-74 rooms) #3 7 reviews #2 27 reviews
Large (75-199 rooms) #4 1 reviews #3 12 reviews
X-Large (200+ rooms) #4 0 reviews #3 2 reviews

By Property Type

Segment roommaster roommaster Zil Money Zil Money
Boutique #4 7 reviews #3 17 reviews
Luxury #5 0 reviews #3 15 reviews
Branded / Chain #4 1 reviews #3 25 reviews
Extended Stay #4 0 reviews #1 9 reviews

By Region

Segment roommaster roommaster Zil Money Zil Money
North America #4 14 reviews #3 51 reviews
Europe #5 0 reviews
Asia Pacific #3 0 reviews
Middle East #3 0 reviews #2 1 reviews

The Decision

Choosing between Roommaster Payments by Roommaster and Zil Money hinges on your hotel’s specific needs for payment processing. Both aim to streamline financial workflows, but they differ markedly in scope, recent performance, and integration capabilities. Your team must consider factors like user reviews, feature sets, and support quality to make an informed decision.

While Roommaster Payments has been around since 1994 with a focus on hospitality, its recent reviews highlight significant reliability issues. Zil Money, with more recent feedback, shows a stronger presence and higher user ratings, especially in ease of use and customer support. Which is the better fit for your hotel’s financial operations?


Is Roommaster Payments or Zil Money Better for Hotels?

Roommaster Payments is designed specifically for hotel operations, offering in-house deposit management, pre-authorizations, and chargeback reduction. However, its recent reviews are overwhelmingly negative, citing system outages, errors, and poor support, casting doubt on its current reliability.

Zil Money, in contrast, provides a broad financial management platform with multiple payment options, virtual cards, and international transfer capabilities. It has a higher review count (54 vs. 20) and recent positive comments about reliability and ease of use, making it more trustworthy today.

Given these contrasting reviews, your team must decide if a specialized hotel payment system or a versatile financial platform better meets your operational needs.


Zil Money vs Roommaster Payments: Which Should Your Hotel Choose?

If your hotel prioritizes multi-channel payment acceptance, including Apple Pay, PayPal, and multi-currency settlements, Zil Money is the superior choice. It caters well to properties with complex financial flows and values ease of use, as reflected in its 4.5/5 UI rating and strong recent reviews.

Opt for Roommaster Payments if your team values deep hotel-specific integrations like refunds, chargeback management, and PCI compliance, especially if your property relies heavily on its PMS workflows. Yet, with only 20 reviews and frequent complaints about system outages and support, its reliability is questionable.

For most hotels, especially those seeking current usability and customer satisfaction, Zil Money’s recent review strength makes it the safer pick.


Is Roommaster Payments or Zil Money Easier to Use?

Roommaster Payments scores a 4.4/5 for ease of use, with praise for its straightforward interface and staff onboarding. Yet, recent reviews mention slow system speed, confusing report printing, and frequent outages that hinder daily operations, which complicates usability.

Zil Money edges out slightly with a 4.5/5 score, with reviewers noting its simple, intuitive platform, and seamless payments. Customer support is also praised for responsiveness, with fewer complaints about downtime or technical issues.

Edge: Zil Money.


Which Has Better Features: Roommaster Payments or Zil Money?

Roommaster Payments offers five exclusive features, including refund management, chargeback handling, tokenization, 3-D Secure payments, and PCI compliance—features tailored for hotel payment security and dispute resolution. However, it lacks recurring payments, multi-currency support, and acceptance of popular e-wallets.

Zil Money provides seven unique features such as recurring payments, multi-currency settlements, and acceptance of Apple Pay, Google Pay, PayPal, and American Express. Its platform also supports printable checks and international transfers, making it more versatile for varied financial needs.

Edge: Zil Money.


Which Has Better Customer Support: Roommaster Payments or Zil Money?

Roommaster Payments’ reviews indicate a support score of 4.45/5, with users appreciating the help when they get it, but recent feedback reveals frequent system outages and slow assistance. Some users report difficulty getting timely help during critical moments.

Zil Money maintains a 4.5/5 support rating with consistent praise for its quick, helpful responses. Users find its support team more responsive and capable of resolving issues efficiently, enhancing overall user confidence.

Edge: Zil Money.


Which Has More Integrations: Roommaster Payments or Zil Money?

Roommaster Payments boasts 56 verified partners, including integrations with Sage, GuestCentric, and Otelier, which helps hotels connect their financial workflows with existing systems.

Zil Money has no verified third-party integrations listed, limiting its ability to connect seamlessly with other hotel management tools. This could require manual processes or custom API work, adding complexity.

Edge: Roommaster Payments.


Which Do Hoteliers Rate Higher: Roommaster Payments or Zil Money?

Roommaster’s reviews, though limited to 20, are overwhelmingly negative, with common complaints about system errors and outages. It scores poorly in recent evaluations, indicating declining satisfaction.

Zil Money, with 54 reviews and recent feedback, shows a high approval rate of 87%, particularly among properties that value ease of use and reliable support. Its recent reviews highlight satisfaction with platform stability and customer service.

Edge: Zil Money.


How Much Do Roommaster Payments and Zil Money Cost?

Roommaster Payments costs $300 monthly, with no free tier or trial. Its pricing appears straightforward but does not include details about additional fees or transaction costs.

Zil Money charges $400 monthly, also with no trial or freemium option. Its pricing includes API access, but specific transaction fees are not provided, potentially leading to variable costs based on usage.


What Type of Hotel Should Use Roommaster Payments?

  • Hotels that operate with a dedicated PMS and need integrated payments, especially if they already use InnQuest’s suite.
  • Properties that require advanced fraud protection like 3-D Secure and PCI compliance.
  • Hotels prioritizing in-house dispute management and chargeback handling.
  • Teams that prefer hotel-specific features like deposit flexibility and reconciliation.

Not ideal if your hotel needs reliable uptime, modern UI, or seamless third-party integrations, given recent performance issues.


What Type of Hotel Should Use Zil Money?

  • Hotels seeking flexible, multi-channel payment options, including Apple Pay, PayPal, and international transfers.
  • Properties that manage multiple entities or international guests, benefiting from multi-currency support.
  • Teams that want a straightforward, easy-to-use financial platform with minimal setup time.
  • Hotels that value good customer support and reliable transaction processing.

Not ideal if your hotel relies heavily on deep integrations with other hotel platforms or needs extensive in-house dispute resolution features.


Zil Money vs Roommaster Payments: The Bottom Line for Hotels

The core difference lies in focus: Roommaster Payments is tailored for hotel-specific payment management but suffers from reliability issues. Zil Money offers a broader financial platform with multi-channel payment capabilities and higher recent user satisfaction.

Choose Roommaster if your hotel is already embedded in InnQuest’s ecosystem and needs integrated dispute or chargeback management. But be cautious of recent outages and support concerns.

Opt for Zil Money if you value ease of use, diverse payment options, and strong recent reviews confirming platform stability and support. Its higher overall rating and recent positive feedback make it a more dependable choice for most hotels today.

For properties prioritizing stability, rapid support, and versatile payment options, Zil Money stands out as the more suitable solution.

How Much Do roommaster Payments and Zil Money Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

roommaster roommaster Zil Money Zil Money
Starting Price From $300/mo From $400/mo

Which Features Does roommaster Payments Have That Zil Money Doesn't (and Vice Versa)?

According to HTR's product database, roommaster Payments and Zil Money share 8 features. Here are the key differences — features one has that the other lacks.

Feature roommaster roommaster Zil Money Zil Money
3-D Secure Payments
Accepts Apple Pay
Accepts Google Pay
Accepts Paypal
Chargeback Management
Mail Order Telephone Order (MOTO) Payments
Multi-Currency Settlements
PCI Compliance
Payment Tokenization
Recurring Payments
Refund Management

roommaster vs Zil Money: The Bottom Line

roommaster
roommaster
4.5/5 from 23 reviews

Unique capabilities

Refund Management Chargeback Management Payment Tokenization 3-D Secure Payments PCI Compliance
4.4/5 ease of use 4.5/5 support 56 integrations
Visit Profile
Zil Money
Zil Money
4.4/5 from 58 reviews

What hoteliers love

User-Friendly Interface 84% positive

Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.

Customer Experience Enhancements 64% positive

Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.

Payment Processing Speed 86% positive

Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.

Where hoteliers push back

Integration Capabilities 50% negative

Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.

Third-Party Integrations 50% negative

Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.

Ranks higher for

X-Small (< 10 rooms) #1 vs #4
Bed & Breakfast & Inns #2 vs #4
Casinos #2 vs #4
Extended Stay #1 vs #4

Unique capabilities

Recurring Payments Multi-Currency Settlements Accepts Apple Pay Accepts Google Pay Mail Order Telephone Order (MOTO) Payments
4.5/5 ease of use 4.5/5 support 0 integrations
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Frequently Asked Questions About roommaster Payments vs Zil Money

Can roommaster Payments replace Zil Money?

It depends on your requirements. roommaster Payments and Zil Money share many core Payments Processing Software features, but each has unique capabilities. roommaster Payments offers 56 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 4.2/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do roommaster Payments or Zil Money offer a free plan?

roommaster Payments: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank roommaster Payments and Zil Money?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. roommaster has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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