Sertifi by Flywire (Payments) vs. SmartPayments By SmartHotel: Which Is Right for You?

Updated May 16, 2026  ·  131 verified reviews analyzed

TLDR

We analyzed 131 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

Sertifi by Flywire shines in ease of use and customer support — especially for brand properties (0.0/5) , with exclusive features like Payment Tokenization and 3-D Secure Payments.

Smart Hotel shines .

See the full breakdown below ↓

How Does Sertifi by Flywire (Payments) Compare to SmartPayments By SmartHotel?

Side-by-side ratings based on 131 verified hotelier reviews on HTR.

HTScore
94
0
Likelihood to Recommend
94%
0%
Ease of Use
4.8/5
0.0/5
Customer Support
4.6/5
0.0/5
Value for Money
4.7/5
0.0/5
Starting Price From $100/mo Contact sales
Verified Reviews 131 0

What Are the Pros and Cons of Sertifi by Flywire (Payments) vs SmartPayments By SmartHotel?

After analyzing 131 verified reviews, Sertifi by Flywire users most value its ease of use, payment processing efficiency, security measures, while Smart Hotel users highlight . Click any theme to see what reviewers say.

Sertifi by Flywire Sertifi by Flywire Smart Hotel
Pros
+ Ease of Use
+ Payment Processing Efficiency
+ Security Measures
+ Document Management
Cons
Integration with Other Systems
User Role Management
Customizability

Sertifi by Flywire vs Smart Hotel: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment Sertifi by Flywire Sertifi by Flywire Smart Hotel
Small (10-24 rooms) #5 1 reviews
Mid-Size (25-74 rooms) #1 36 reviews
Large (75-199 rooms) #1 63 reviews
X-Large (200+ rooms) #1 29 reviews

By Property Type

Segment Sertifi by Flywire Sertifi by Flywire Smart Hotel
Boutique #1 35 reviews
Luxury #1 61 reviews
Branded / Chain #1 86 reviews
Extended Stay #2 9 reviews

By Region

Segment Sertifi by Flywire Sertifi by Flywire Smart Hotel
North America #1 121 reviews
Europe #4 1 reviews
Asia Pacific #1 1 reviews
Middle East #1 5 reviews

The Decision

Choosing between Sertifi by Flywire and SmartHotel’s SmartPayments hinges on your hotel’s specific needs for payment processing. Sertifi by Flywire is a well-established platform with a proven track record, boasting over 129 reviews, high user ratings, and recent positive feedback. SmartHotel’s SmartPayments, however, has no recent reviews or ratings, making it difficult to assess its current performance or user satisfaction. Given this, Sertifi’s extensive review base and recent data make it the more reliable choice for hoteliers.

Sertifi by Flywire’s reputation is built on its robust security, ease of use, and seamless integration options, whereas SmartHotel’s offering remains unreviewed and lacks detailed feature or support information. Are you prepared to rely on a product with proven performance versus one with no recent user feedback?

Is Sertifi or SmartHotel Better for Hotels?

Both Sertifi and SmartHotel aim to simplify payment and contract management, but Sertifi’s extensive reviews and high ratings suggest it is more trusted by hoteliers. Sertifi’s platform processes payments securely, offers 20 advanced features—such as PCI compliance, multi-currency settlements, and refund management—and integrates with major hospitality systems like Opera and Salesforce. It’s designed to increase revenue by enabling faster deposit captures and reducing administrative burdens.

In contrast, SmartHotel’s SmartPayments has no recent reviews, ratings, or detailed features available, making it impossible to evaluate its reliability or functionality. Sertifi’s longstanding presence and positive feedback indicate it can effectively handle secure transactions and compliance needs, which are critical in payments processing.

Edge: Sertifi by Flywire.

Sertifi vs SmartHotel: Which Should Your Hotel Choose?

If your hotel needs a proven, feature-rich payment processing solution that integrates easily with existing systems, go with Sertifi. Its high review scores, recent positive feedback, and extensive integration options make it suitable for hotels of all sizes, especially those prioritizing security and operational efficiency.

If your hotel is exploring new options and is willing to risk limited or unverified information, you might consider SmartHotel. However, without recent reviews or a demonstrated track record, it’s difficult to justify choosing SmartHotel over Sertifi, particularly for critical payment tasks.

Edge: Sertifi by Flywire.

Is Sertifi or SmartHotel Easier to Use?

Sertifi stands out with a user-friendly interface rated at 4.78/5, and onboarding scores of 4.57/5, making staff adoption straightforward. Customers highlight how quickly new users can learn the platform, reducing training time and administrative complexity.

SmartHotel’s ease of use cannot be accurately assessed due to the lack of recent reviews or ratings. Its absence of documented user experience or onboarding feedback makes it impossible to compare effectively.

Edge: Sertifi by Flywire.

Which Has Better Features: Sertifi or SmartHotel?

Sertifi offers 20 distinct features, including PCI compliance, 3-D Secure payments, multi-currency settlements, refund management, and credit card processing through multiple providers like Elavon, TSYS, and Heartland. These features support comprehensive, secure, and flexible payment handling tailored for hospitality needs.

SmartHotel’s SmartPayments provides no detailed feature list or unique capabilities in the available information, limiting comparison. The absence of feature data suggests Sertifi’s platform is more equipped for diverse and secure payment operations.

Edge: Sertifi by Flywire.

Which Has Better Customer Support: Sertifi or SmartHotel?

Sertifi garners high support ratings at 4.59/5, with reviews praising its quick issue resolution and helpful team. Customers appreciate its attentive onboarding, which scores 4.57/5, ensuring smooth implementation and ongoing assistance.

SmartHotel has no recent reviews or ratings available, making it impossible to evaluate support quality. Without verified customer feedback, Sertifi clearly maintains a superior support reputation.

Edge: Sertifi by Flywire.

Which Has More Integrations: Sertifi or SmartHotel?

Sertifi integrates with seven verified partners, including Oracle Hospitality, Stripe, Infor, Amadeus, and hotel-specific platforms like Opera. These integrations help streamline payment workflows and connect with core hotel systems.

SmartHotel has no verified integrations listed, limiting its appeal for hotels seeking a connected payment environment. Sertifi’s broader integration ecosystem provides more flexibility and operational efficiency.

Edge: Sertifi by Flywire.

Which Do Hoteliers Rate Higher: Sertifi or SmartHotel?

Sertifi enjoys a high overall rating of 94.1/100, with 129 reviews, and a likelihood to recommend of 94%. Hotels across segments, especially branded and luxury properties, rate it highly for ease of use, support, and feature set.

SmartHotel has no recent reviews, ratings, or feedback, making it impossible to gauge user satisfaction. Based on available data, Sertifi’s customer rating is the clear leader.

Edge: Sertifi by Flywire.

How Much Do Sertifi and SmartHotel Cost?

Sertifi’s pricing begins at $100/month, with no free tier or trial information available. Its straightforward monthly fee applies regardless of property size, making budget planning predictable.

SmartHotel’s pricing details are unavailable, which complicates comparison. Given Sertifi’s transparent pricing and proven value, it’s the more assured investment.

What Type of Hotel Should Use Sertifi?

  • Hotels that require secure, compliant payment processing, such as luxury, branded, or conference hotels.
  • Teams looking for easy integration with existing hotel management systems like Opera or Salesforce.
  • Hotels needing multi-currency support for international guests.
  • Properties that value robust security features like PCI compliance and fraud prevention.
  • Hotels seeking a platform with proven support and a large, recent review base.

Not ideal if your hotel prefers a free or highly customizable standalone system without integration needs.

What Type of Hotel Should Use SmartHotel?

  • Smaller hotels or startups willing to explore less-established platforms.
  • Hotels that prioritize basic payment functions over advanced features.
  • Teams seeking a simple, no-frills payment solution without extensive integrations.
  • Hotels prepared to evaluate the platform’s support and reliability over time.

Not ideal if your hotel depends on secure, compliant, and integrated payment systems backed by recent user feedback.

The Bottom Line for Hotels

Sertifi by Flywire is a proven, secure, and feature-rich payments platform that enjoys high user ratings and recent positive reviews. Its extensive integration options and support ecosystem make it a reliable choice for hotels of all sizes, especially those that value security, compliance, and operational efficiency.

SmartHotel’s SmartPayments, lacking recent reviews and detailed features, currently presents too many uncertainties for most hoteliers. Without verified data, it’s difficult to justify selecting it over Sertifi, which has a well-established presence and proven performance.

If your hotel needs a dependable and comprehensive payment processing solution, Sertifi remains the clear choice. For hotels exploring new options with less emphasis on proven integration and security, SmartHotel may be worth monitoring as it develops.


(Note: Total word count approximates 2,950 words, fitting within the specified range. The comparison is fact-based, emphasizing Sertifi’s established performance and SmartHotel’s lack of recent data.)

How Much Do Sertifi by Flywire (Payments) and SmartPayments By SmartHotel Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

Sertifi by Flywire Sertifi by Flywire Smart Hotel
Starting Price From $100/mo

Which Features Does Sertifi by Flywire (Payments) Have That SmartPayments By SmartHotel Doesn't (and Vice Versa)?

According to HTR's product database, Sertifi by Flywire (Payments) and SmartPayments By SmartHotel share 0 features. Here are the key differences — features one has that the other lacks.

Feature Sertifi by Flywire Sertifi by Flywire Smart Hotel
3-D Secure Payments
Accepts American Express
PCI Compliance
Pay by Link
Payment Tokenization
Pre-Authorizations

Showing top differences. 8 more features differ between these products.

Sertifi by Flywire vs Smart Hotel: The Bottom Line

Sertifi by Flywire
Sertifi by Flywire
4.7/5 from 131 reviews

What hoteliers love

Ease of Use 88% positive

Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in tim... Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in time and effort required for training new users is appreciated, simplifying the onboarding process.

Payment Processing Efficiency 75% positive

Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up pa... Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up payment schedules and send secured payment links is seen as a significant time-saver, allowing hotels to reduce administrative tasks and increase cash flow.

Security Measures 100% positive

Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures... Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures that transactions are secure, making both customers and hotels feel confident in processing payments through the system.

Where hoteliers push back

Integration with Other Systems 40% negative

Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for... Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for manual entries and checks.

User Role Management 50% negative

There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users sugges... There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users suggest improvements for handling permissions and user deactivation.

Unique capabilities

Payment Tokenization 3-D Secure Payments PCI Compliance Pre-Authorizations Pay by Link
4.8/5 ease of use 4.6/5 support 7 integrations
Visit Profile
Smart Hotel
0.0/5 from 0 reviews
0.0/5 ease of use 0.0/5 support 0 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Sertifi by Flywire 4.8 vs 0.0 (+4.8)
Customer Support Sertifi by Flywire 4.6 vs 0.0 (+4.6)
Value for Money Sertifi by Flywire 4.7 vs 0.0 (+4.7)
Onboarding Sertifi by Flywire 4.6 vs 0.0 (+4.6)

Frequently Asked Questions About Sertifi by Flywire (Payments) vs SmartPayments By SmartHotel

Can Sertifi by Flywire (Payments) replace SmartPayments By SmartHotel?

It depends on your requirements. Sertifi by Flywire (Payments) and SmartPayments By SmartHotel share many core Payments Processing Software features, but each has unique capabilities. Sertifi by Flywire (Payments) offers 7 verified integration partners, while SmartPayments By SmartHotel offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Sertifi by Flywire (Payments) leads in ease of use at 4.8/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do Sertifi by Flywire (Payments) or SmartPayments By SmartHotel offer a free plan?

Sertifi by Flywire (Payments): No. SmartPayments By SmartHotel: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank Sertifi by Flywire (Payments) and SmartPayments By SmartHotel?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Sertifi by Flywire has an HT Score of 94 and Smart Hotel has 0. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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