Adyen vs. Zil Money: Which Is Right for You?

Updated May 28, 2026  ·  58 verified reviews analyzed

TLDR

We analyzed 58 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

Adyen shines , with exclusive features like 3-D Secure Payments and Payment Tokenization.

Zil Money shines in ease of use and customer support .

See the full breakdown below ↓

How Does Adyen Compare to Zil Money?

Side-by-side ratings based on 58 verified hotelier reviews on HTR.

HTScore
0
63
Likelihood to Recommend
0%
87%
Ease of Use
0.0/5
4.5/5
Customer Support
0.0/5
4.5/5
Value for Money
0.0/5
4.5/5
Starting Price Contact sales From $400/mo
Verified Reviews 0 58

What Are the Pros and Cons of Adyen vs Zil Money?

After analyzing 58 verified reviews, Adyen users most value its , while Zil Money users highlight user-friendly interface, customer experience enhancements, payment processing speed. Click any theme to see what reviewers say.

Adyen Adyen Zil Money Zil Money
Pros
+ User-Friendly Interface
+ Customer Experience Enhancements
+ Payment Processing Speed
+ Customer Support
Cons
Integration Capabilities
Third-Party Integrations
Approval Process

Adyen vs Zil Money: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment Adyen Adyen Zil Money Zil Money
Small (10-24 rooms) #7 0 reviews #1 9 reviews
Mid-Size (25-74 rooms) #10 0 reviews #2 27 reviews
Large (75-199 rooms) #3 12 reviews
X-Large (200+ rooms) #3 2 reviews

By Property Type

Segment Adyen Adyen Zil Money Zil Money
Boutique #9 0 reviews #3 17 reviews
Luxury #7 0 reviews #3 15 reviews
Branded / Chain #3 25 reviews
Extended Stay #1 9 reviews

By Region

Segment Adyen Adyen Zil Money Zil Money
North America #3 51 reviews
Europe #6 0 reviews
Asia Pacific #2 0 reviews #3 0 reviews
Middle East #2 1 reviews

The Decision

When your hotel evaluates payment processing software, the choice often hinges on reliability, feature set, ease of use, and support quality. Adyen and Zil Money both seek to serve this market, but they approach it very differently. Adyen offers a comprehensive, globally recognized platform with extensive integrations and features—yet it has no reviews and a questionable rating profile. Zil Money, on the other hand, provides a more niche, user-friendly solution with a strong recent review presence. Which one truly supports your hotel’s needs?

Is Adyen or Zil Money Better for Hotels?

Adyen is a large, established payments platform that caters to companies of all sizes, including some of the world's biggest brands. Its core strength lies in its end-to-end infrastructure connecting directly to major credit card networks and local payment methods, which ensures frictionless transactions across online, mobile, and physical channels.

Zil Money, with its focus on small to mid-sized businesses, offers a cloud-based, financial management suite that simplifies online payments, invoicing, and payroll. Its recent reviews show high satisfaction among hotel clients, especially small to medium properties looking for straightforward, quick-to-implement solutions.

Both products aim to streamline hotel payment operations but diverge significantly in scope and maturity. Adyen’s lack of recent reviews and a low score suggest limited hotel-specific feedback or adoption, leaving its suitability uncertain. Meanwhile, Zil Money’s recent review activity, average 4.5-star ratings, and 87% likelihood to recommend make it a more reliable option for hoteliers today.

Would you prefer a massive, enterprise-grade payments platform with broad international capabilities or a simpler, hospitality-focused financial tool with proven recent customer satisfaction?

Zil Money vs Adyen: Which Should Your Hotel Choose?

If your hotel needs a straightforward, easy-to-use payment and invoicing solution that integrates well with financial workflows, Zil Money is the clear choice. It offers features like virtual cards, ACH, wire transfers, printable checks, and payroll management—products that many small and mid-sized hotels find essential for daily operations.

If, however, your hotel operates at a global scale, requires extensive payment gateways, multi-currency support, and advanced fraud prevention, Adyen might seem appealing. But with no recent reviews and a lack of hotel-specific feedback, its suitability for your property is questionable.

Given the current data, Zil Money's recent positive reviews, ease of use, and lower complexity make it the preferred choice for most hotels, especially those seeking quick, reliable payment solutions. Only larger, multinational properties with complex transaction needs should consider Adyen, assuming they can verify its performance and support.

Is Adyen or Zil Money Easier to Use?

Zil Money excels in usability, with a high 4.5/5 ease of use score backed by recent reviews praising its intuitive interface and straightforward setup. Users mention that the platform reduces onboarding time and makes financial management accessible, even for less tech-savvy staff.

Adyen, however, scores 0/5 for ease of use, and there are no recent reviews to gauge staff adoption or onboarding experience. Its complexity and lack of hotel-specific feedback suggest a steep learning curve or implementation challenges.

Edge: Zil Money.

Which Has Better Features: Adyen or Zil Money?

Adyen offers 15 shared features plus 14 additional exclusive features, including PCI compliance, multi-processor gateway, 3-D Secure, acceptances of Mastercard, Diners Club, WeChatPay, AliPay, installment plans, refund management, DCC, payment tokenization, and chargeback handling. These robust options cater to large-scale, multi-channel operations, with an emphasis on security and flexibility.

Zil Money provides 15 core functionalities focused on online payments, invoicing, payroll, and check printing, including international payments, virtual cards, ACH, wire transfers, printable checks, and API access. While it lacks the advanced security features ad-hoc in Adyen, it covers essential financial management needs for hotels.

In terms of feature depth for hotel use cases, Adyen’s extensive capabilities are unmatched but may be unnecessary for smaller properties. Zil Money’s features align more closely with the operational needs of most hotels.

Edge: Adyen.

Which Has Better Customer Support: Adyen or Zil Money?

Zil Money's recent reviews rate its customer support at 4.5/5, with users citing quick, helpful responses and a generally positive support experience. However, some reviews note room for improvement in responsiveness.

Adyen has a 0/5 rating for customer support, with no recent reviews to assess the support quality. Its lack of hotel-focused feedback makes it difficult to determine if support aligns with hospitality needs.

Edge: Zil Money.

Which Has More Integrations: Adyen or Zil Money?

Adyen boasts 46 verified partners, including integrations with Trevo, Kwentra, RoomRaccoon, apaleo GmbH, ZUZU Hospitality, and others—covering a broad spectrum of hotel management software and payment solutions. This extensive list indicates adaptability across diverse hospitality ecosystems.

Zil Money currently has no verified integrations, limiting its scope to standalone financial functions. For hotels relying on integrated property management or booking systems, Adyen’s extensive partner network offers a significant advantage.

Edge: Adyen.

Which Do Hoteliers Rate Higher: Adyen or Zil Money?

Since Adyen has no recent reviews or ratings, it cannot be reliably evaluated from a hotelier’s perspective. Zil Money’s recent reviews average 4.5 stars out of 5, with an 87% likelihood to recommend, reflecting high satisfaction among smaller hotel clients.

Hoteliers in the small to mid-sized segment consistently praise Zil Money for its ease of use, quick setup, and reliable payment functions. Larger properties or those with more complex needs may find Adyen’s broad feature set appealing, but current feedback is lacking.

Edge: Zil Money.

How Much Do Adyen and Zil Money Cost?

Adyen does not publicly disclose pricing details, but as a large platform, it typically charges a setup fee, gateway fees, and transaction-based costs that vary by volume and region.

Zil Money costs $400 upfront, with no monthly fees or hidden charges, and offers a 15-day free trial. Its transparent pricing is suitable for hotels wanting predictable costs without complex billing.

Given the lack of detailed pricing for Adyen, Zil Money’s straightforward model is preferable for hotels prioritizing clarity and budget control.

What Type of Hotel Should Use Adyen?

  • Hotels with high transaction volumes needing multi-channel payment processing.
  • Large properties operating internationally with diverse payment methods.
  • Properties requiring extensive fraud prevention, security features, and multi-currency support.
  • Hotels that rely on integrations with other enterprise systems for seamless operations.

Not ideal if your hotel is small, local, or prefers a simple, cost-effective solution. Adyen’s complexity and cost structure are better suited for enterprise-level operations.

What Type of Hotel Should Use Zil Money?

  • Small to mid-sized hotels seeking a simple, reliable, and affordable payment solution.
  • Properties that want quick implementation without extensive technical support.
  • Hotels that manage multiple entities and need comprehensive financial management.
  • Hotels looking for integrated payroll, invoicing, and check printing features.

Not ideal if your hotel operates at a scale requiring extensive global payment options, multi-currency transactions, or deep system integrations.

Adyen vs Zil Money: The Bottom Line for Hotels

Adyen is a massive, enterprise-level payments platform designed for global brands and large hotel chains. Its extensive feature set and integration options make it suitable for hotels with complex, high-volume payment needs, but the lack of recent hotel-specific reviews raises questions about its current performance for hospitality clients.

Zil Money, with its recent 4.5-star reviews and high user satisfaction, offers a focused, easy-to-use financial management platform tailored for small and mid-sized hotels. Its features cover core payment and payroll functions, with transparent pricing and positive support feedback.

If your hotel operates at a large scale with complex global requirements, and you can verify its performance, Adyen might be the right choice. For most hotels seeking a reliable, straightforward solution with recent positive feedback, Zil Money stands out as the more dependable, hotel-friendly option.

How Much Do Adyen and Zil Money Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

Adyen Adyen Zil Money Zil Money
Starting Price From $400/mo

Which Features Does Adyen Have That Zil Money Doesn't (and Vice Versa)?

According to HTR's product database, Adyen and Zil Money share 15 features. Here are the key differences — features one has that the other lacks.

Feature Adyen Adyen Zil Money Zil Money
3-D Secure Payments
Accepts Diners Club
Accepts Discovery
Accepts Mastercard
Multi-Processor Gateway
PCI Compliance

Showing top differences. 2 more features differ between these products.

Adyen vs Zil Money: The Bottom Line

Adyen
Adyen
0.0/5 from 0 reviews

Unique capabilities

PCI Compliance Multi-Processor Gateway 3-D Secure Payments Accepts Mastercard Accepts Diners Club
0.0/5 ease of use 0.0/5 support 46 integrations
Visit Profile
Zil Money
Zil Money
4.4/5 from 58 reviews

What hoteliers love

User-Friendly Interface 84% positive

Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tas... Users frequently praise Zil Money for its intuitive and straightforward interface that simplifies invoicing, expense tracking, and other financial tasks. The platform’s ease of use reduces the onboarding time and enhances operational efficiency.

Customer Experience Enhancements 64% positive

Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup... Several reviews indicate that minor improvements in customer experience, such as easing the verification process and reducing the time taken for setup, could make the platform even more efficient and user-friendly.

Payment Processing Speed 86% positive

Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels... Several users highlight the speed and reliability of Zil Money's payment processing feature, which ensures timely transactions and supports the hotels' cash flow management.

Where hoteliers push back

Integration Capabilities 50% negative

Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations a... Users value Zil Money's ability to integrate seamlessly with various accounting and financial software, which helps consolidate financial operations and enhances efficiency.

Third-Party Integrations 50% negative

Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to var... Expanding integrations with more third-party applications is suggested by users, which would offer more flexibility and customization, catering to varying business needs.

Ranks higher for

Mid-Size (25-74 rooms) #2 vs #10
Small (10-24 rooms) #1 vs #7
Bed & Breakfast & Inns #2 vs #5
Boutique #3 vs #9
4.5/5 ease of use 4.5/5 support 0 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Zil Money 4.5 vs 0.0 (+4.5)
Customer Support Zil Money 4.5 vs 0.0 (+4.5)
Value for Money Zil Money 4.5 vs 0.0 (+4.5)
Onboarding Zil Money 4.2 vs 0.0 (+4.2)

Frequently Asked Questions About Adyen vs Zil Money

Can Adyen replace Zil Money?

It depends on your requirements. Adyen and Zil Money share many core Payments Processing Software features, but each has unique capabilities. Adyen offers 46 verified integration partners, while Zil Money offers 0. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Zil Money leads in ease of use at 4.5/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do Adyen or Zil Money offer a free plan?

Adyen: No. Zil Money: No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank Adyen and Zil Money?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Adyen has an HT Score of 0 and Zil Money has 63. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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