Checkout.com vs. Sertifi by Flywire (Payments): Which Is Right for You?

Updated May 15, 2026  ·  131 verified reviews analyzed

TLDR

We analyzed 131 verified hotelier reviews, compared feature sets, pricing, and real-world case studies to break down where each platform delivers. The right choice depends on your property type and priorities:

Checkout.com shines .

Sertifi by Flywire shines in ease of use and customer support — especially for brand properties (0.0/5) , with exclusive features like Payment Tokenization and 3-D Secure Payments.

See the full breakdown below ↓

How Does Checkout.com Compare to Sertifi by Flywire (Payments)?

Side-by-side ratings based on 131 verified hotelier reviews on HTR.

HTScore
0
94
Likelihood to Recommend
0%
94%
Ease of Use
0.0/5
4.8/5
Customer Support
0.0/5
4.6/5
Value for Money
0.0/5
4.7/5
Starting Price Contact sales From $100/mo
Verified Reviews 0 131

What Are the Pros and Cons of Checkout.com vs Sertifi by Flywire (Payments)?

After analyzing 131 verified reviews, Checkout.com users most value its , while Sertifi by Flywire users highlight ease of use, payment processing efficiency, security measures. Click any theme to see what reviewers say.

Checkout.com Sertifi by Flywire Sertifi by Flywire
Pros
+ Ease of Use
+ Payment Processing Efficiency
+ Security Measures
+ Document Management
Cons
Integration with Other Systems
User Role Management
Customizability

Checkout.com vs Sertifi by Flywire: Rankings by Hotel Segment

How each product ranks among Payments Processing Software vendors for different property sizes, types, and regions — based on verified reviews from hoteliers in each segment.

By Hotel Size

Segment Checkout.com Sertifi by Flywire Sertifi by Flywire
Small (10-24 rooms) #5 1 reviews
Mid-Size (25-74 rooms) #1 36 reviews
Large (75-199 rooms) #1 63 reviews
X-Large (200+ rooms) #1 29 reviews

By Property Type

Segment Checkout.com Sertifi by Flywire Sertifi by Flywire
Boutique #1 35 reviews
Luxury #1 61 reviews
Branded / Chain #1 86 reviews
Extended Stay #2 9 reviews

By Region

Segment Checkout.com Sertifi by Flywire Sertifi by Flywire
North America #1 121 reviews
Europe #4 1 reviews
Asia Pacific #1 1 reviews
Middle East #1 5 reviews

The Decision

Choosing the right payment processing software for your hotel can significantly impact operations, guest experience, and revenue. Both Checkout.com and Sertifi by Flywire aim to streamline transactions, but they serve different needs and markets. Checkout.com offers a broad, global platform focused on online payment management, whereas Sertifi specializes in integrated payment and eSignature solutions tailored for hospitality. Which product aligns best with your hotel’s specific requirements?

Is Checkout.com or Sertifi by Flywire Better for Hotels?

Checkout.com is a well-established payment processor with a global reach, boasting extensive fraud detection and real-time reporting features. However, it has no recent reviews or user feedback, making its current performance and suitability unclear. Sertifi by Flywire, in contrast, has 129 reviews from recent months, with a high 94% likelihood to recommend, and an average rating of 94.138 out of 100. Its user feedback emphasizes ease of use, security, and seamless integrations—all critical for hotel operations.

While Checkout.com claims to offer advanced online payment solutions for businesses of all sizes, its lack of recent reviews raises questions about ongoing support and usability. Sertifi’s reviews highlight its suitability for hotels needing quick deposits, secure transactions, and integrated workflows. Given the recent and plentiful reviews, Sertifi clearly has a more active user base. So, which platform is better suited for your hotel’s evolving needs?

Sertifi by Flywire vs Checkout.com: Which Should Your Hotel Choose?

If your hotel primarily seeks a secure, easy-to-use platform for collecting payments, deposits, and managing agreements—especially if you value integrated eSignatures—Sertifi is the clear choice. Its feature set, including PCI compliance, multi-currency settlements, and integrations with systems like Opera and Salesforce, makes it ideal for hotels wanting streamlined operations and quick revenue capture. Its reviews consistently praise its user-friendliness and security, making it a strong fit for mid-sized to large properties.

If, on the other hand, your hotel is looking for a broader online payment processing platform capable of handling multiple global payment methods, fraud prevention, and extensive reporting, Checkout.com might seem appealing. However, its lack of recent reviews and support data makes it difficult to assess whether it provides the same level of service and usability as Sertifi. For the hospitality sector specifically, Sertifi’s targeted features and recent positive feedback make it the more reliable option.

Is Sertifi by Flywire or Checkout.com Easier to Use?

Sertifi scores 4.78 out of 5 for ease of use based on recent reviews, with hotel staff highlighting its intuitive interface, straightforward onboarding, and quick transaction processing. Many users mention that it simplifies complex workflows, reducing administrative burdens. Conversely, Checkout.com’s rating is 0/5, with no recent reviews or detailed feedback, making it impossible to determine its current user-friendliness.

Sertifi’s onboarding process is rated highly at 4.57/5, and users frequently comment on how it enables faster payments and document management. Its user interface is described as clean and easy for both staff and guests to navigate. Given the recent positive reviews and high ratings, edge: Sertifi.

Which Has Better Features: Checkout.com or Sertifi by Flywire?

Sertifi offers 20 unique features, including payment tokenization, 3-D Secure payments, PCI compliance, pre-authorizations, pay-by-link, multi-currency settlements, and refunds. It also supports multiple credit card processors such as Elavon, TSYS, Vantiv, and more, providing flexibility for hotels with varying needs. Checkout.com, in comparison, does not list any specific features beyond basic payment processing, making its capabilities difficult to compare.

Sertifi’s feature set is tailored to hospitality needs, especially in capturing deposits, managing agreements, and integrating with property management systems. Its comprehensive tools help improve operational efficiency and revenue collection. Edge: Sertifi by Flywire.

Which Has Better Customer Support: Checkout.com or Sertifi by Flywire?

Sertifi’s customer support is rated 4.59 out of 5, with reviewers praising its quick response times and security. Multiple comments mention that the support team is responsive and helpful, especially when resolving issues or onboarding. In contrast, Checkout.com’s rating is 0/5, with no recent reviews or detailed insights into support quality, leaving its support effectiveness uncertain.

Sertifi’s onboarding experience is rated 4.57/5, indicating a smooth start for new users. Its support team’s responsiveness and security focus are highly valued by hotel clients. Edge: Sertifi.

Which Has More Integrations: Checkout.com or Sertifi by Flywire?

Sertifi boasts 7 verified integrations, including Salesforce, Opera, and Stripe, allowing hotels to embed payment and agreement workflows within existing systems. It also integrates with major hospitality platforms like Amadeus and Infor. Checkout.com, with zero verified partners, offers no confirmed integrations—raising questions about its compatibility with hotel management systems and other software.

For hotels seeking streamlined operations and reduced manual tasks, Sertifi’s integrations are critical. Its ability to connect with key systems enhances overall efficiency. Edge: Sertifi by Flywire.

Which Do Hoteliers Rate Higher: Checkout.com or Sertifi by Flywire?

Sertifi has an impressive 94.14 out of 100 overall score, based on 129 reviews, with high ratings across categories like ease of use, support, and value. Guests of hotels and hotel staff consistently commend its security, simplicity, and effectiveness. Since Checkout.com lacks recent reviews and rating data, it cannot be reliably compared.

Given Sertifi’s strong recent review activity and high scores across multiple categories, hoteliers clearly rate it higher. Its positive feedback underscores its value in hospitality environments. Edge: Sertifi.

How Much Do Checkout.com and Sertifi by Flywire Cost?

Checkout.com does not publicly disclose its pricing structure, but it is generally offered as a custom quote, often based on volume and complexity. Sertifi charges a straightforward $100 monthly fee, with no indication of additional setup or transaction fees, making it transparent and predictable for hotels.

Without clear pricing details from Checkout.com, assessing total costs is challenging. However, Sertifi’s predictable pricing and evident value in reducing processing fees suggest it offers strong ROI, especially for mid-sized hotels.

What Type of Hotel Should Use Checkout.com?

  • Hotels that require a global online payment platform capable of handling multiple currencies and diverse payment methods.
  • Teams that need advanced fraud detection, real-time reporting, and extensive reporting features.
  • Hotels with a large online booking presence and complex payment workflows.
  • Larger hotel chains or service providers that operate across multiple countries and need a scalable payment system.

Not ideal if your hotel prioritizes integrated agreement management, fast deposits, or seamless property management system integration.

What Type of Hotel Should Use Sertifi by Flywire?

  • Hotels that want an integrated solution for capturing deposits, processing payments, and managing agreements from a single platform.
  • Properties that value ease of use, quick onboarding, and high security, especially in highly regulated markets.
  • Hotels that rely on platforms like Salesforce, Opera, or other property management systems and want seamless integration.
  • Mid-sized and large properties aiming to reduce administrative overhead and accelerate cash flow.

Not ideal if your hotel needs a broad online payment platform without a focus on agreements or if you prefer a highly customizable system that extends beyond hospitality.

Sertifi by Flywire vs Checkout.com: The Bottom Line for Hotels

Sertifi excels with its targeted, hospitality-focused features, high recent user satisfaction, and strong integrations tailored for hotels. It offers a secure, easy-to-use platform that simplifies deposits, agreements, and payments, leading to faster revenue collection and happier guests.

Checkout.com, despite its global reputation and extensive capabilities, currently lacks the recent review activity needed to confirm its suitability for hospitality-specific needs. Its focus appears broader and less tailored for hotels, making Sertifi the more reliable choice for most hotel operators today.

In summary, if you want a straightforward, highly-rated, hotel-centric platform, Sertifi is the clear winner. If your hotel requires a vast, multi-national online payment solution and can handle the uncertainty of less recent reviews, Checkout.com might be worth exploring further.

How Much Do Checkout.com and Sertifi by Flywire (Payments) Cost?

Payments Processing Software pricing is rarely straightforward. Here is what we know from each vendor's public pricing data. Always request a custom quote for your property size.

Checkout.com Sertifi by Flywire Sertifi by Flywire
Starting Price From $100/mo

Which Features Does Checkout.com Have That Sertifi by Flywire (Payments) Doesn't (and Vice Versa)?

According to HTR's product database, Checkout.com and Sertifi by Flywire (Payments) share 0 features. Here are the key differences — features one has that the other lacks.

Feature Checkout.com Sertifi by Flywire Sertifi by Flywire
3-D Secure Payments
Accepts American Express
PCI Compliance
Pay by Link
Payment Tokenization
Pre-Authorizations

Showing top differences. 8 more features differ between these products.

Checkout.com vs Sertifi by Flywire: The Bottom Line

Checkout.com
0.0/5 from 0 reviews
0.0/5 ease of use 0.0/5 support 0 integrations
Visit Profile
Sertifi by Flywire
Sertifi by Flywire
4.7/5 from 131 reviews

What hoteliers love

Ease of Use 88% positive

Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in tim... Sertifi is frequently highlighted for its user-friendly interface, making it simple for both hotel staff and clients to navigate. The reduction in time and effort required for training new users is appreciated, simplifying the onboarding process.

Payment Processing Efficiency 75% positive

Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up pa... Sertifi's payment processing is praised for its speed and efficiency, allowing clients to make payments quickly and securely. The ability to set up payment schedules and send secured payment links is seen as a significant time-saver, allowing hotels to reduce administrative tasks and increase cash flow.

Security Measures 100% positive

Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures... Users consistently commend Sertifi for its strong security features, which are crucial for handling sensitive payment data. The PCI compliance ensures that transactions are secure, making both customers and hotels feel confident in processing payments through the system.

Where hoteliers push back

Integration with Other Systems 40% negative

Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for... Many users appreciate Sertifi's integration capabilities with systems like Salesforce and Opera, which streamline operations by reducing the need for manual entries and checks.

User Role Management 50% negative

There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users sugges... There are critical mentions regarding the management of user roles, such as difficulties in revoking user access after leaving a company. Users suggest improvements for handling permissions and user deactivation.

Unique capabilities

Payment Tokenization 3-D Secure Payments PCI Compliance Pre-Authorizations Pay by Link
4.8/5 ease of use 4.6/5 support 7 integrations
Visit Profile

Where the ratings diverge most

Ease of Use Sertifi by Flywire 4.8 vs 0.0 (+4.8)
Customer Support Sertifi by Flywire 4.6 vs 0.0 (+4.6)
Value for Money Sertifi by Flywire 4.7 vs 0.0 (+4.7)
Onboarding Sertifi by Flywire 4.6 vs 0.0 (+4.6)

Frequently Asked Questions About Checkout.com vs Sertifi by Flywire (Payments)

Can Checkout.com replace Sertifi by Flywire (Payments)?

It depends on your requirements. Checkout.com and Sertifi by Flywire (Payments) share many core Payments Processing Software features, but each has unique capabilities. Checkout.com offers 0 verified integration partners, while Sertifi by Flywire (Payments) offers 7. Review the feature comparison above to see where they differ before switching.

Which is better for small or independent hotels?

Small hotels should prioritize ease of use and fast onboarding. Sertifi by Flywire (Payments) leads in ease of use at 4.8/5 vs 0.0/5. Look for transparent pricing and a trial or demo option. Filter reviews on each product page by property size to hear from hotels like yours.

Do Checkout.com or Sertifi by Flywire (Payments) offer a free plan?

Checkout.com: No. Sertifi by Flywire (Payments): No. Neither product currently offers a free tier. Most Payments Processing Software vendors offer demos or trials — request one from each to evaluate before committing.

How Does HTR Evaluate and Rank Checkout.com and Sertifi by Flywire (Payments)?

The HT Score is a composite ranking that considers 4 criteria groups and over a dozen variables to help hoteliers objectively compare hotel technology products. Checkout.com has an HT Score of 0 and Sertifi by Flywire has 94. Here is how the score is calculated.

Criteria Group Weight What It Measures
Customer Ratings & Reviews

How highly do users recommend this product?

Ratings Score, Review Volume, Share of Voice, Review Depth, Review Recency, Success Stories

The most heavily weighted factor. Analyzes average satisfaction ratings (likelihood to recommend, ease of use, support, ROI), total review count relative to category peers, review recency (at least 20 reviews in the trailing 6 months), and share of voice across unique hotel clients to detect selection bias.

Partner Ecosystem

How highly do tech partners recommend this company?

Partner Recommendations, Integration Quantity, Integration Quality

Evaluates partner recommendations as expert votes of confidence, the number of verified integrations, and ecosystem quality — the average HT Scores of integration partners. Products with higher-quality integration ecosystems are more likely to deliver a connected tech stack.

Customer Centricity

How customer-centric is this organization?

Certified Support, Review Consistency, Profile Completeness

Assesses whether the company has earned HTR Customer Support Certification, maintains consistent review collection over time (an indicator of feedback-driven culture), and keeps product profiles complete with capabilities, screenshots, pricing, and features.

Reach, Staying Power & Resources

How extensive is this company's reach and resourcing?

Geographic Reach, Staying Power, Company Resources, Trending Score

Measures global presence (countries and regions served), years in business as a stability proxy, team headcount as a resource proxy, and a trending score based on trailing-twelve-month buyer inquiries, reviews, partner recommendations, and press activity.

Customer ratings and reviews are by far the most important factor in the HT Score algorithm. HTR does not accept payment for higher rankings. All reviews are verified — only hotel industry practitioners with confirmed affiliations can submit ratings. View full HT Score methodology →

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