Merchant Link vs. Sertifi by Flywire (Payments):
Which Is Right for You?

The Decision

Choosing the right payment processing software is critical for your hotel’s revenue and operational efficiency. Merchant Link, established in 1993 with over 6 billion transactions annually, offers a longstanding, secure payment gateway but currently lacks recent reviews or user feedback. Sertifi by Flywire, meanwhile, is trusted by over 20,000 hospitality businesses, with more recent reviews and a high NPS score of 9.4, signaling strong user satisfaction. Which solution best aligns with your hotel’s needs?

Is Merchant Link or Sertifi by Flywire Better for Hotels?

Both Merchant Link and Sertifi aim to simplify payment processes, but their approaches differ. Merchant Link provides a traditional, connection-focused payment gateway emphasizing security and compliance, yet it has no recent reviews or detailed feature updates. Sertifi, on the other hand, integrates payment processing with eSignatures, offers 20+ features, and is regularly praised for user-friendliness and quick deployment. Given the lack of recent feedback for Merchant Link, Sertifi's current prominence and positive user experience make it a more reliable option for hoteliers.

Sertifi by Flywire vs Merchant Link: Which Should Your Hotel Choose?

If your hotel needs a modern, integrated payment and document management platform that enhances customer experience and streamlines workflows, go with Sertifi. Its high review count (129 reviews) and recent positive feedback demonstrate better usability, security, and support. For hotels prioritizing a secure, flexible payment gateway with advanced features like multi-currency settlements and PCI compliance, Sertifi is the clear choice. Merchant Link’s lack of recent reviews and features restricts its appeal for contemporary hospitality needs.

Is Merchant Link or Sertifi by Flywire Easier to Use?

Sertifi scores a 4.78 out of 5 for ease of use, backed by consistent reviews praising its intuitive interface, simple onboarding, and minimal training requirements. Merchant Link, by contrast, has a 0 out of 5 rating, indicating no recent user feedback or ease of use data, which suggests potential usability issues or outdated interfaces. Hoteliers value Sertifi’s streamlined workflows and quick setup, especially when integrating with existing systems.

Edge: Sertifi by Flywire.

Which Has Better Features: Merchant Link or Sertifi by Flywire?

Sertifi offers over 20 features, including payment tokenization, 3-D Secure payments, PCI compliance, multi-currency settlements, and refund management—features absent in Merchant Link. Merchant Link’s feature set appears limited or undocumented, with no distinct features highlighted apart from basic payment gateway services. For hotels seeking a comprehensive platform that covers advanced security, multiple payment options, and integration capabilities, Sertifi’s feature richness provides a decisive advantage.

Edge: Sertifi by Flywire.

Which Has Better Customer Support: Merchant Link or Sertifi by Flywire?

Sertifi’s support scores 4.59 out of 5, with reviews emphasizing quick resolution times and a user-friendly onboarding experience. Customers appreciate its responsiveness and the platform’s ease of troubleshooting. Merchant Link’s support ratings and recent review data are unavailable or unreported, making it difficult to assess. Given the consistent positive feedback for Sertifi’s support, it offers more confidence in ongoing assistance.

Edge: Sertifi by Flywire.

Which Has More Integrations: Merchant Link or Sertifi by Flywire?

Sertifi integrates with seven verified partners, including Oracle Hospitality, Salesforce, Infor, Amadeus, Stripe, and others, enabling smooth connections with popular hospitality systems. Merchant Link does not list verified integrations or partnerships, limiting its compatibility options. For hotels seeking a platform that easily connects with existing management and financial systems, Sertifi’s extensive integration network is advantageous.

Edge: Sertifi by Flywire.

Which Do Hoteliers Rate Higher: Merchant Link or Sertifi by Flywire?

With 129 recent reviews and an NPS score of 9.4, Sertifi is clearly favored by users across various hotel segments, especially branded and luxury hotels. Merchant Link has no recent reviews or ratings, making it impossible to gauge user satisfaction. The current positive sentiment around Sertifi indicates a strong preference among hotels for its usability and support.

Edge: Sertifi by Flywire.

How Much Do Merchant Link and Sertifi by Flywire Cost?

Merchant Link does not publish pricing details, suggesting a custom quote model that might be less transparent. Sertifi charges a flat fee of $100 per month, with no trial or implementation costs, making its pricing predictable. The transparent, flat-rate pricing of Sertifi offers better value and easier budgeting for hotels.

Edge: Sertifi by Flywire.

What Type of Hotel Should Use Merchant Link?

• Hotels that value security and compliance over advanced features.
• Properties with existing systems that need basic payment gateway services.
• Teams comfortable working with less modern interfaces, possibly with internal IT support.
• Hotels with low transaction volumes or minimal need for multi-currency transactions.
• Hotels that prefer custom integrations built in-house and do not require frequent updates.

Not ideal if your hotel prioritizes ease of use, fast onboarding, or a feature-rich platform.

What Type of Hotel Should Use Sertifi by Flywire?

• Hotels seeking a secure, flexible payment platform with integrated eSignatures.
• Property groups that want robust features like multi-currency support and refund management.
• Hotels that need quick deployment and a platform that integrates with their existing systems.
• Hotels that value high support quality and recent positive reviews.
• Properties aiming to improve operational efficiency and guest satisfaction with modern workflows.

Not ideal if your hotel has extremely low transaction volumes or minimal need for integration.

Sertifi by Flywire vs Merchant Link: The Bottom Line for Hotels

The core difference lies in recent activity: Sertifi boasts ongoing support, frequent updates, and a broad feature set, while Merchant Link appears outdated or inactive in terms of user feedback. If your hotel prioritizes a platform with proven usability, extensive features, and strong support, Sertifi is the clear choice. Merchant Link may suit niche needs or legacy systems but is less advisable for modern hospitality operations.

Choose Sertifi if you need a well-supported, feature-rich, and user-approved payment platform. Consider Merchant Link only if your hotel operates in a highly customized environment with existing infrastructure, and recent reviews or active support are less critical.